Has The Process for Mortgage Approval Changed?

Ed Silva, Central CT Real Estate Broker Serving all equally (RE/MAX Professionals, CT 203-206-0754)
Appraisal not done early is confusing and questionable I need help from the Community because of a change in my area to the mortgage process. I am acquainted with the process, once a contract has been started of getting to the lender, and…

Furnace Safety Switch

Jay Markanich, Home Inspector - servicing all Northern Virginia (Jay Markanich Real Estate Inspections, LLC)
There is a key word in this phrase: Furnace Safety Switch. AND THAT WORD IS "SAFETY" It is not a good practice, or a best practice, to fool with the furnace safety switch! So, when I took the cover off this furnace and saw what the…


Richie Alan Naggar Author PEARLS SERIES of books, on LIFE and LOVE plus Real Estate too! (People first then business! Ran Right Realty Riverside, Ca)
I went to Traders Jo's and bought some cornbread mix. Its good stuff and very easy to use. You go home, get the one egg, 1/2 cup of oil and cup of milk beat it all up and then put it in a greased pan and 40 minutes later, coming out of your oven is…

Our Visit to the Chianti Region of Tuscany, Italy October 2014

Jeff Dowler CRS, Carlsbad CA Homes for Sale (760) 840-1360 (Solutions Real Estate )
Our Visit to the Chianti Region of Tuscany, Italy in October 2014 My wife, Kay, and I recently returned from a fabulous trip to Tuscany. So recent that we are still reeling from the effects of jetlag and a 9-hour time difference! ..

Is There a Refrigerator in the Kitchen?

Debbie Reynolds, Your Dedicated Clarksville TN Real Estate Agent (Prudential PenFed Realty, "The Real Debbie Reynolds" Your Clarksville Real Estate Professional, 931-920-6730)
Is There a Refrigerator in the Kitchen? Some kitchens are small and some are large but not one kitchen looks better or at its best having the refrigerator covered in magnets or covered with fliers. I get it, you are proud of your kids school…

How to Create a Real Estate Farm Area in 50 Days

Mike Linkenauger, Short Sale Realtor - Jacksonville FL (First Coast Realty Associates)
How to Create a Real Estate Farm Area We're not creating Facebook farms on Farmville here, but instead providing a very effective, step-by-step method for creating real estate farm markets in only 50 days. We successfully utilize this same…

Are You Headed to NAR Next Week?

Lisa Heindel, New Orleans Real Estate Broker (Crescent City Living LLC)
Are you headed to the annual NAR Convention in New Orleans next week? As a NOLA native, I love when we get visitors to the city, especially those that haven't been here before. What you might not know about New Orleans We are home to one…

Myths & The REALTOR®

Patricia Feager, MBA, GRI, Cert Negotiations Expert, Military Relo Prof, The Little REALTOR® That Could (Keller Williams Realty)
The dictionary gives two definitions of the word myth. The one that applies in this content is as follows: "A widely held but false belief or idea. " The word REALTOR® means "used for a real estate agent who is a member of the National…

Buy the House and the Outdoor Gym Set Will Stay!

Lenn Harley, Real Estate Broker - Virginia & Maryland (Lenn Harley, Homefinders.com, MD & VA Homes and Real Estate)
Buy the House and the Outdoor Gym Set Will Stay! We Love The House, But - The home buyers loved everything about the house. They loved the community. They loved price, the room sizes, the kitchen, the master bath, the finished basement, the…

ASK AN AMBASSADOR: Don't Be An Invisible Blogger, Expose Yourself!

Liz and Bill Spear, RE/MAX Elite Warren County OH (Cincinnati/Dayton) (RE/MAX Elite 513.265.3004 www.LizTour.com)
ASK AN AMBASSADOR: Don't Be An Invisible Blogger, Expose Yourself! A polar bear in a blizzard. Wonder Woman's airplane. A black cat on a moonless night. YOU. Which one of these doesn't belong? We'll give you ONE guess! But if…

A Simple Tip to Not Miss a Potential Lead

Tammy Adams, Are You Looking to Sell or Buy in Maricopa? (Maricopa Real Estate Co)
Avoid the Stress and Keep the Lead We all have been there: We are out with a client and our phone rings. We don’t recognize the number but we worry that it might be a potential client and we are all aware that a missed lead can will often…

Donating time and money to your community

Mark Don McInnes, Associate Broker, Keller Williams Realty - North Idaho 208 255-6227 (Keller Williams Sandpoint Idaho 83864 -)
I totally get it. I do not like walking up to a grocery store only to find a host of boys or girls selling something for their cause. I have over the past years tried to be more generous with this situation than I have in the past. The irony…

Can You Guess Who This Is?

Scott Webster (Dagny's Real Estate)
Can You Guess Who This Is? Traditions promote a sense of pride and help citizens grow tighter as a community. In the lovely hamlet of Wilton, Connecticut where I'm proud to call home, many traditions abound. For four years, the Wilton Chamber…

Lender Won’t Close the FHA Condo Loan

Eric Boucher, The FHA/VA Condo Project Approval Guy (ReadySetLoan Condo Team LLC)
Lender Won’t Close the FHA Condo Loan We have discussed in a previous article that an FHA condo loan can still close even if the condominium’s FHA approval has expired. That is provided, however, that the FHA case number was assigned to the loan…

A stacked stone foundation is inadequate under this renovated home

Ray Wilson, NYS Licensed Home and Building Inspector (Meticulous Home Inspection Corporation)
I performed an inspection on City Island in Bronx NY last Sunday, and the client showed up 15 minutes after I arrived. Within 15 minutes I found enough to make most buyers run the other way, but this buyer was so in love with this house he did not…

Real Estate Horror Picture Show: Would You Like Asbestos with Your Popcorn?

Shannon Milligan, Richmond VA Real Estate Agent, RVA Home Team - Winning with Integrity. (RVA Home Team)
Real Estate Horror Picture Show: Would You Like Asbestos with Your Popcorn? You have decided to sell your property and the process starts out innocently enough. You research and select a Richmond VA Realtor sign the listing agreement, and…

Building Relationships & A Better Business with a Lending Partner

Kathleen Daniels, San Jose Homes for Sale - San Jose Probate Agent (KD Realty - 408.972.1822)
Building Relationships & A Better Business with a Lending Partner Blogging has been a huge part of my business for many years. Blogging in ActiveRain is not only great for general business, it is great for networking and for referral…

What’s Wrong with This Picture?

Debe Maxwell, Charlotte Homes for Sale - Charlotte Neighborhoods (www.AtHomesCharlotte.com | Savvy + Company Real Estate)
What’s Wrong with This Picture? Sometimes as agents, we have to step out of the ‘data’ box and view a listing from a buyer’s perspective. We tend to fall into the '4-beds-4-baths-1/2-acre-fenced-yard-with-poo l' mentality and truly need to…

Increase $$$: Real Estate Press Releases For Your Business

Courtney Cooper, 206-850-8841 (All Seattle Homes for Sale: CooperJacobs.com)
Real Estate Press Releases To Increase Your Business: It's been almost two years since I wrote the last tutorial on writing a real estate press release so it is time to update it with some more current ideas. Writing press releases is part of…

CFPB QM "Ability To Pay" Rule Has Been Creating New Issues.

George Souto, Your Connecticut Mortgage Expert (George Souto NMLS #65149 FHA, CHFA, VA Mortgages Connecticut)
On January 10th of this year the new Consumer Finance Protection Bureau (CFPB) Qualifying Mortgage (QM) Rules went into effect Since these rules have gone into effect the CFPB QM "Ability To Pay" Rule Has Been Creating New Issues. The first…
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