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By George Souto, Your Connecticut Mortgage Expert
(George Souto NMLS #65149 FHA, CHFA, VA Mortgages Connecticut)
Comments 30
On January 10th of this year the new Consumer Finance Protection Bureau (CFPB) Qualifying Mortgage (QM) Rules went into effect.  Since these rules have gone into effect the CFPB QM "Ability To Pay" Rule Has Been Creating New Issues. The first signs of trouble came early on with the "Ability to Pa...
By Debe Maxwell, Charlotte Homes for Sale - Charlotte Neighborhoods
( | Savvy + Company Real Estate)
Comments 67
What’s Wrong with This Picture?   Sometimes as agents, we have to step out of the ‘data’ box and view a listing from a buyer’s perspective.  We tend to fall into the '4-beds-4-baths-1/2-acre-fenced-yard-with-pool' mentality and truly need to take a fresh look at our listings.     How do our listi...
By Mike Cooper, Your Winchester, VA Real Estate Pro
(Winchester Real Estate Sales, Cornerstone Business Group Inc)
Comments 54
There are a few things you should never do. One, never shop online when drinking. A old friend of mine had a lot of shoes she bought while drinking too much wine. With her inhibitions down, she bought and bought and bought. Two, never blog, email, text or leave messages on voice-mail while mad or...
By Bobbie Smith, Real Estate in the Poconos of PA 570-242-1891,
Comments 45
Acceptance of your Low Ball Offer? Not With My Seller!   We are seeing it time and time again in offers that my Pocono Real Estate Clients are receiving.   Your submitted offer is well below the Asking Price, even well below the Average Sale to List Price Ratio in our Market.   Granted, we are in...
By Tammy Lankford, Your Lake Sinclair Expert (706-485-9668)
(Lane Realty Eatonton, GA Lake Sinclair, Milledgeville, 706-485-9668)
Comments 68
This past Janaury we had a fire.  A fire that was emotional and heartbreaking.  Of course the important thing was that my family, our furry kids and my house were saved.  50 years of Christmas, however, was lost.  I have shed many tears over the ornaments and meaning behind each one. I'm thankful...
By Nicole Doty, Broker/Owner of Zion Realty
(Zion Realty)
Comments 144
I get a little chuckle everytime I have a conversation with someone who is all about "image". They say things like, "You have to project an image of success at all times". These people wear designer suits and outfits, flashy jewelry or name brand watches that they can't really afford but they buy...
By Debbie Reynolds, Your Dedicated Clarksville TN Real Estate Agent
(Prudential PenFed Realty, "The Real Debbie Reynolds" Your Clarksville Real Estate Professional, 931-920-6730)
Comments 60
What Qualifies As a Bedroom in Tennessee? This is a subject that I hear discussed among real estate agents and the public. I have seen a home owner mistakenly call a room in a basement that has no access window a bedroom. This can be misleading to the public when selling a home so striving for ac...
By Mike Linkenauger, Short Sale Realtor - Jacksonville FL
(First Coast Realty Associates)
Comments 37
How to Create a Real Estate Farm Area We're not creating Facebook farms on Farmville here, but instead providing a very effective, step-by-step method for creating real estate farm markets in only 50 days. We successfully utilize this same method within our brokerage company with our 50-Day Farm ...
By David Selman, Certified Master Home Inspector
(Selman Home Inspections, Inc.)
Comments 32
What's Important To Your Real Estate Business?   Whether you are a real estate agent, broker, appraiser or home inspector, you are "in business". Even if you work for a company, most real estate professionals are self-employed in one way or another. Being self-employed has many benefits. It also ...
By Wayne and Jean Marie Zuhl, The Last Names You'll Ever Need in Real Estate
(Hallmark Realtors)
Comments 45
Lately Jean hasn't been writing as many posts due to other committments, so I've had to pick up the slack. At first I was nervous about writing more often, even though I've been writing blogs since we've been on ActiveRain.  But just like anything else, the more you do it the better you get at it...
By Jerry Newman, Texas REALTOR, San Antonio Military Relocation
(Green Home Realty, 210-789-4216,
Comments 76
Emails between brokers/agents may become a binding contract in Texas according to the Uniform Electronic Transactions Act(UETA). Yes, based upon a broad definition of an electronic record, and electronic signatures, real estate contracts entered via email may be enforceable assuming the parties h...
By Patricia Kennedy, For Your Home in the Capital
(Evers & Company Real Estate, Inc.)
Comments 42
It's been a busy week, both in real estate and on ActiveRain.  And as I look over today's list, there are quite a few new (or new to me) faces!  So for the ActiveRain part, here are the favorite posts I encountered this week: Paul Peck: Sunrise at the Beach Video ~ Life's a Beach!   Willie the La...
By Mykel Martin, The TCR Group at Keller Williams Realty
((909) 476-9600 ~
Comments 21
So if you’re thinking about buying a house or refinancing your current home​.  Saving for your down payment is just part of the picture.  When you’re ready to consult a lender to find out if you can be approved for a home loan, the lender will base a decision on your credit profile, income, asset...
By Kimo Stowell, Real Estate Merchandiser
(HI Pro Realty LLC)
Comments 26
Trolls: a different kind of Halloween monster... a hard lesson learned about not giving into the dark side. If you feel anonymity is an appropriate way to comment through social media, you're most likely an online Troll. In the world of social media those who spit venom and comment anonymously ar...
By Bill Roberts, "Baby Boomer" Retirement Planner
(Brooks and Dunphy Real Estate)
Comments 86
Where Are You Going To Be In The Year 2020? by Bill Roberts The Baby Boomer Retirement Planner.Are you so worried about 2014-2015 that you can't see anything beyond next year?Well, I have news for you, 2020 will come no matter what you do now. Before you know it, it will be December 31, 2019. You...
By Liz and Bill Spear, RE/MAX Elite Warren County OH (Cincinnati/Dayton)
(RE/MAX Elite 513.265.3004
Comments 61
Let The Ink Dry Before Stopping Showings Recently we were scheduled to show a home and got a call to cancel the showing because the home was "in negotiations".  But here's our experience, A LOT can happen during negotiations.  They can drag on for days and frankly many negotiations stop well shor...
By Jay Markanich, Home Inspector - servicing all Northern Virginia
(Jay Markanich Real Estate Inspections, LLC)
Comments 36
When I can see the insulation installation during a pre-drywall inspection, I am able to speak with my clients about this question:  when is R-13 insulation NOT R-13 insulation? Basically when it's compacted too tightly, it leaves gaps, is smashed inward beside studs or slips down inside the wall...
By Kathy Streib, Home Stager - Palm Beach County,FL -561-914-6224
(Room Service Home Staging)
Comments 63
  What I Learned This Week At ActiveRain- October 19 to October 25, 2014   I learn something new every day at ActiveRain!  With this series I try to highlight one post per day that gave me that “lightbulb” moment.  It could be something techie, about Real Estate, about a place or person!  Or it c...
By Sally K. & David L. Hanson, WI Realtors - Luxury - Short Sale - CDPE, REDS
(Keller Williams 414-525-0563)
Comments 61
    We get phone calls occasionally from "Realtor wanna-be"people...or they think they wanna be....the reasons sound like repeating echoes.  "I really like people...I enjoy touring homes...I love decorating.." and those are all good reasons to begin researching whether a career as a Realtor is re...
By Anita Clark, Realtor - Homes for Sale in Warner Robins GA
(ColdwellBanker SSK Realtors ~ 478.960.8055)
Comments 95
I cannot hold back any longer...I need to let the cat out of the bag! I freely admit over the last 4+ years that I have been blogging here in the Rain I have developed some really "bad" habits. Many of you have fallen prey to the same maladies and constantly exhibit the same "lapses" in judgment....