Sierra Pacific Mortgage

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Mortgage and Lending - Sierra Pacific Mortgage Raleigh
RECENT BLOG POSTS
The Stock market and the bond market both were weaker this morning.  Yesterday investors sold bonds after a short run up and took profits.  Some are speculating that inflation is more of a problem than the Fed is willing to admit and that has some investors worried.  Inflation can cause rates to ...
07/31/2014
Mortgage rates were higher today mainly because of one sentence from the FOMC: “The likelihood of inflation running persistently below 2 percent has diminished somewhat”.  Looks like the American economy is showing signs of stability and inflation may become an issue in the near future which caus...
07/30/2014
Current Mortgage Rates – Mortgage rates don’t change but the cost to get the rate you want does.  This is called “pricing”.  If pricing gets worse and you don’t want to pay extra money to get the rate you want then essentially a higher rate would cost less.  So again, rates don’t change, pricing ...
07/29/2014
How we calculate mortgage insurance (MI) on FHA loans to figure out a monthly MI payment.      View "What exactly is PMI, MI or MIP? " for more info.   What you will need: A standard calculator A piece of paper/pen A little patience An understanding of MI factor  An understanding of UFM...
07/28/2014
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I reside in Raleigh but lend in the State of Virginia. Purchases and refinances.  Most of my Virginia home loan business is in Alexandria/DC Metro areas, Fairfax and Richmond.  If you need a home loan and live in Virginia I would love to help!  I specialize in VA (Veteran) home loans and luxury h...
07/27/2014
Attention fellow Veterans and military service members:  I served in the US Army Infantry and used my VA home loan benefit twice.  Both times I was able to buy a home with NO MONEY DOWN! If you are thinking about using your VA home loan benefit or need more information about VA home loans click t...
07/27/2014
As a Raleigh mortgage lender we not only offer conventional and government home mortgage products, we know and serve our communities in the Raleigh area.   With a wide variety of loan products you can count on us to be your first choice as your Raleigh lender when you need to refinance or buy a R...
07/23/2014
FHA insured loans have different waiting time requirements (seasoning)  based on specifics about the short sale.  The purpose that required the short sale, the mortgage payment history at the time of the short sale as well as other factors. Visit this page on my website to read the full version o...
07/22/2014
It's true!  This new building commemorating Raleigh, cary and Apex leading Realtor Craig Rutman is the hottest thing since sliced bread!  Contact Craig today and find out why so many lenders and other real estate professionals recommend his services.  Guaranteed that at a minimum he'll ma...
07/14/2014
Get VA Home Loan Rates for North Carolina July 14, 2014 I'm a US Army Veteran and have used my VA Home Loan benefit twice.  Both times without a down payment.  VA loans can go as high as 625,500 in some counties of North Carolina.  No monthly mortgage insurance and if you have a 10% or greate...
07/14/2014
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Nevin Williams

Raleigh Mortgage Pro
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