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Mortgage and Lending - Mortgages Unlimited - MUI NMLS #225504
My blog will try to provide you insights into mortgage lending, my prospectives into the real estate market and general information. I provide this based upon my 35+ years in the real estate, building and now for the past 20 years the mortgage industry.

ARCHIVED BLOG POSTS

2007 

In this short video I discuss the differences and similarities of Tax Value and the value as determined by an appraiser. Many people ask or compare these different numbers. This video was produced to clear up any confusion. Dave Kosmecki - Guaranteed Rate, Inc. website: http://www.homeloansmidwe...
06/28/2007
I got this video from my Jib Jab account (with permission). I think its a great tribute with excerpts of our presidents singing the Star Spangled Banner. These guys that come up with this stuff are absolutely geniuses. They have way too much time on their hands. Dave Kosmecki - Guaranteed Rate, I...
06/28/2007
I got this video from my Jib Jab account (with permission). I think its a great tribute with excerpts of our presidents singing the Star Spangled Banner. These guys that come up with this stuff are absolutely genies. They have way too much time on their hands.Dave Kosmecki - AmStar Mortgagehttp:/...
06/28/2007
This short video explains the confusing "Truth-in-Lending" disclosure and how the APR is computed. I discuss the flaws in only looking at APR to determine what is really the lowest cost option.
06/25/2007
My short video explains what is meant by a "no closing cost" mortgage. I explain how it is computed and helps you think about this option and if it is a viable option for your new mortgage. You can subscribe to my channel on You Tube at http://www.youtube.com/midwesthomeloans. My channel has oth...
06/25/2007
This short video explains the similarities and the differences of what a fee appraiser produces with what a professional real estate agent produces. It explains some of the constraints the appraiser is under which the real estate professional is free to ignore. The term CMA refers to a Competiti...
06/25/2007
This short video gives you the background on what happens when an appraiser does an appraisal. It gives you an understanding of how the appraiser determines value. At MortgagesUnlimited you always get a copy of the appraisal at closing. If you are using someone else, always insist on getting a c...
06/25/2007
Governor Tim Pawlenty and Commissioner of Health Dianne Mandernach announced that Maple Grove had received the designation :Governor's Fit City". Maple Grove joins more than 30 communities throughout the State who have achieved this designation. "The leaders of Maple Grove have made a strong comm...
06/21/2007
Northwest Community Television and Channel 12 programming includes daily community news, sports and events programming. Channel 16 provides access to government information on public meetings-including: City of Maple Grove Report community events cablecasting of Maple Grove City Council and Plann...
06/19/2007
The senior center offers many programs and classes designed to meet the desires of an active senior. The Senior Center also offers social opportunities including  monthly luncheons and dinner with entertainment, trips or card/board games.Classes include:computer education. aerobics and swim fitne...
06/19/2007
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David Kosmecki

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