David's Blog

Follow me
By
Mortgage and Lending - Mortgages Unlimited - MUI NMLS #225504
My blog will try to provide you insights into mortgage lending, my prospectives into the real estate market and general information. I provide this based upon my 35+ years in the real estate, building and now for the past 20 years the mortgage industry.
RECENT BLOG POSTS
Buying newly constructed real estate isn't much different from buying an "already used" home. What variances there are, however, can make all the difference between buying a diamond or a lemon.  Here are a few tips to keep in mind when buying new construction: Tip #1: Don't Use ...
06/17/2014
April's meeting of the Fed's Federal Open Market Committee was held along with the Board of Governors of the Federal Reserve System. Meeting minutes released Wednesday indicated the committee's interest in "normalizing" its monetary policy. This included the FOMC's ongoi...
06/17/2014
Whether you're sprucing up your house to sell or simply looking for a color to bring out the beauty of your home, it's imperative that you do your homework. Before you head off to your local DIY store with a paint sample in one hand and a wallet in the other, you need to ensure that you&#...
05/29/2014
These days, efficiency and productivity are the keys to life, which is why it's no surprise that home automation is a bigger topic than ever before. As more and more people become tech savvy and get used to working with handheld devices, home automation becomes a natural fit for your smartpho...
05/29/2014
Each year around April, we can find ourselves becoming a little more tense at the thought of what is about to occur: tax time. Instead of falling into the trap of procrastinating your taxes, however, it's much more beneficial to face tax time head-on and do your research on your applicable de...
05/28/2014
Getting pre-approved for a mortgage loan is an integral part of having the ability to purchase a home in today's society. With most home prices well above what the majority of us have in the bank, getting approved for a mortgage can be the deal maker or breaker when it comes to purchasing a p...
05/28/2014
Homeowners who want to increase the appeal of their residence before putting it up for sale can, within a few hours and with a little elbow grease, perform some do-it-yourself (DIY) kitchen upgrades that are sure to pique the interest of would-be buyers. Many people either have or are in the proc...
05/16/2014
A home appraisal is an independent opinion of your home's value, performed by a licensed home appraiser. Appraisals are part of the traditional home purchase process, and lenders require them for most refinances, too. Appraisers Are Trained Professionals: First, they derive a base for your ho...
05/16/2014
  Are you applying for a mortgage on your home? Keep in mind that a mortgage is a major financial decision and choosing one will have a significant impact on the rest of your life. Many people go into this decision without understanding all of the essential mortgage information they need to know,...
05/16/2014
As economic influences affect the housing market in the United States, there has been the introduction and development of programs to assist with the downturn. During the 2009 economic crisis in the United States that resulted in home prices and values falling, a program named HARP was introduced...
05/13/2014
Rainmaker
231,552

David Kosmecki

Ask me a question
*
*
*
Spam prevention

Accessibility option: listen to a question and answer it!

To submit the form,
drag the envelope to the circle on the side.

Type below the answer to what you hear. Numbers or words, lowercase:

Additional Information