Why overpay for a home by overpaying for a mortgage? My role as a loan officer is to put education at the top of the list for homebuyers & prepare them to get the most value. In 2008 I was awared the NAMP Integrity Seal (ethics & professional commitment to consumers), also received CRMS & CMC designations. Less than 1/2% of all loan officers have achieved these levels of recognition.
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As the clock ticks down to April 1, 2011, , one wonders how the mortgage broker industry will respond. The FED has stepped in to regulate compensation in expectation that this will protect the consumer. Yet, the various interpretations suggest that it is the consumer that will be hurt the most....