Anthony Mosley's (antmosley) Blog

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Mortgage and Lending - Van Dyk Mortgage Corporation

ARCHIVED BLOG POSTS

2010 

Very Important Update for FHA lenders and loan applicants on "upfront mortgage insurance premiums": "Lenders are reminded that effective for FHA loans for which the case number is assigned on or after April 5, 2010, FHA will collect an upfront mortgage insurance premium of 2.25 percent, rather t...
03/25/2010
Sell Now! Buy later? Via Thomas Carpenter (VanDyk Mortgage Corp): Baby Boomers have shaped the real estate market for the past two decades.  Boomers created the need for three car garages, jacuzzi bathrooms, movie HD music rooms, outdoor kitchens and the list goes on. 20 years ago a cultural sup...
03/18/2010
Sell Now! Buy later? Via Thomas Carpenter (VanDyk Mortgage Corp): Baby Boomers have shaped the real estate market for the past two decades.  Boomers created the need for three car garages, jacuzzi bathrooms, movie HD music rooms, outdoor kitchens and the list goes on. 20 years ago a cultural sup...
03/18/2010
Sell Now! Buy later?Baby Boomers have shaped the real estate market for the past two decades.  Boomers created the need for three car garages, jacuzzi bathrooms, movie HD music rooms, outdoor kitchens and the list goes on. 20 years ago a cultural superior boomer I purchased my upscale house in th...
03/18/2010
It is a great time to buy a house. Via Thomas Carpenter (VanDyk Mortgage Corp): State and local housing authorities often have programs to help homebuyers research and purchase a home. Programs can include counseling, down payment assistance, lower rates, and lower income. See www.mshda.gov in Mi...
03/18/2010
On a FHA Purchase with a 3.5% down paymet, a 30 yr mortgage would have a monthly principle and interest payment of $2017, and with a 15 year option a monthly payment of $1875... "These payments are based off a loan amount of $381,175, with a 4.875% on a 30 year fix rate and 4.25% apr on a 15 yea...
03/11/2010
Homeowner of 22 years needs to sell asap! Home needs TLC & won't qualify for FHA or VA financing - ideal home for FHA 203K rehab loan program. Lots of potential. Exceptional location. Beautiful, unobstructed view of the mountains from the living room & front porch. 4 bedrooms, 3 bathrooms, appro...
03/11/2010
2 Comments
In this ever changing, highly volatile market, the ability to obtain a mortgage can be extremely frustrating. Often the time it takes to complete a mortgage kills the opportunity for a consumer to close on a home. Short sales are prevalent in today's market and most time "and correct me if I am w...
03/11/2010
Layton is a great area. Great home prices and schools and to its attractiveness. I spent my high school years in Layton, as my father was stationed at Hill AFB. I plan to eventually relocate back to the area.Although the market conditions in Layton are not what they were a few of years ago, we ar...
03/10/2010
Rainer
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Anthony Mosley

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