The Woodlands & Lake Conroe Mortgage Man - Mortgages for Residential, Custom Home & Investment

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Mortgage and Lending - Henry J Daniels (936) 228-1944 - NMLS #209419
Candid comments and education to help today's home buyer or home owner make a sound decision today and in the future about their home financing options in today's rapidly changing market.
Refinancing Your Home Mortgage in the Woodlands Texas... timing is everything Rates took a major tumble earlier this week.   Now you start seeing every day the sales pitches from the Mortgage Industry of "refinance now", "new lower rates can save you thousands" or even ones that say "If I could p...
In recent years tightening credit requirements have resulted in some not so obvious reasons for home loans being denied. The purpose of this blog is to help you plan so you can avoid these common pitfalls. As federal regulations have tightened they have resulted in new ways to get your loan deni...
Today the Federal Reserve Announced the beginning of the end for their Quanatative Easing or QE program  This Coupled with the increase of the G-Fee (Guarantee fee) increase of last week will definitely lead to some erosion in buying power. Now I've got your Attenion and before you want to go jum...
Texas Veterans get a break.  The Texas Veteran's Land Board (TVLB) Raised loan limits to $417,000 effective immediately. Austin - The Texas Veterans Land Board (TVLB) by unanimous vote approved an increase in the home loan limits from the current loan limits of $325,000 to $417,000.  As Texas Vet...
The name of New The Woodlands, Tx Franchise of Texas Collegiate Baseball Team is the the Woodlands Strykers. The name honors our Vets by using the Name of the the Stryker Armored Vehicle which was named after PFC Stuart S. Stryker and Specialist Robert F. Stryker who posthumously received the Med...
As noted in my previous post the HAP $10,000 Down payment assistance program ran out of money in late 2011. First the Good news the HTF- HAP $10,000 Texas Down payment assistance program is coming back within the next few weeks.  The not so good news is that TDHCA will only be allocating $1,000,0...
On January 23, 2012 FHA published a memo recommending a reduction in the amount that a seller can assist home buyers  with their costing costs from 3% to 6%. Foreclosures Lower with FHA but FHA is in Denial It was brought up in 2010 and commentary from the public was an overwhelming NO.  So the P...
Bond 77 rolls out new program servicer Down Payment Assistance for first time home buyers still available. It took a while, however the latest news for first time home buyer down payment assistance in Texas is that the bond 77 Texas Down payment assistance program is back after transitioning to a...
On November 17, 2011 the Historic Gentry Building will celebrate it's 100th birthday! Everyone is invited! The Centennial Celebration is called "Century of the Gentry".  At Main and Simontonin downtown Conroe from 5pm to 9pm.  There will be antique cars of the Era on display, barber shop quartets...
Has it been nearly 30-years since the Woodlands started the annual Lighting of the Doves Festival? This year as in recent years Lighting of the Doves Festival in the Woodlands, TX will again be held adjacent to Town Green Park along the Woodlands Waterway.  This marks the official kick off for th...

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