Real Estate Attorney Law Blog

By
Services for Real Estate Pros - Attorney Paul H. Begemann
CT real estate attorney commenting on real estate law matters for Connecticut consumers, brokers, and lenders and providing general information on the Ct real estate market.
RECENT BLOG POSTS
For every almost every residential real estate transaction, the seller has to complete and give to the buyer a seller disclosure form.  This form is mandated by Connecticut state law, and asks the seller questions about the property being sold.  It is made part of the buyer's offer to purchase th...
01/23/2012
Connecticut has historically been an "attorney" state meaning that attorneys are the ones performing real estate closings.  Once upon a time this was all closings, purchase, sale and refinance.  It is still true for purchase and sale, but for refinance in many cases the attorney has been replaced...
11/03/2011
Almost every Connecticut real estate closing involves getting an appraisal done on the house being purchased or refinanced.  The appraisal is ordered by the lender, but paid for by the borrower as a closing costs.  A basic understanding fo the appraisal process is very important if you are sellin...
09/26/2011
Overview of the Real Estate Contract Process in the New Haven, Connecticut Area If you are thinking of buying or selling a home in NEw Haven County, Connecticut, it is important to understand the contract process. The process starts with the potential buyer of the real estate making a written off...
03/07/2011
According to this report http://www.dsnews.com/articles/freddie-mac-releases-new-guidelines-for-refinancing-and-underwriting-2011-01-19 Freddie Mac is issuing new underwriting guidelines for loans that close after May 1, 2011 that will among other things eliminate the "streamlined refinance" whic...
01/20/2011
Title insurance is one of those things that many people purchase and very few understand.  The extent of most people's knowledge, even those who are involved in the real estate closing process, is frequently very limited and sometimes outright wrong!  I thought I would try to give a brief overvie...
01/06/2011
Very interesting wrinkle on short sales with IRS liens that an attorney who handles a lot of short sales  in Florida has blogged about.  For those in Connecticut doing short sales on real estate closings here, these same rules SHOULD apply (aleays hard to tell with the IRS) and the IRS liens thu...
12/04/2010
This is a very interesting and informative post about the new FHA minimum credit scores going into effect very shortly.  It also discusses the special effect that this will have here in Connecticut, with our own CHFA loan programs.  The FICO scores seem to always be getting more important.  I ho...
09/25/2010
HUD recently announced a new refinance program for underwater borrowers.  They would be able to obtain, with their existing lender's cooperation, a refinance into an FHA loan.  You must be current and owner-occupied and owe more than the house is worth.  The existing lender must agree to reduce t...
09/14/2010
The Hamden Chamber of Commerce together with the Town is sponsoring a restaurant week in Hamden, September 20 to 26, 2010.  Hamden, CT has a great mix of restaurants, casual to fine dining, from pizza to the latest international exotic trend and everything in between!  And the participating resta...
09/03/2010
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