maryland mortgage mama: It's Such Fun To Meet A Millionaire! I Met One Tonight!
- 12/16/13 08:10 PM
It's Such Fun To Meet A Millionaire! I Met One Tonight!
...An ActiveRain Millionaire that is!
I was talking to Margaret Rome after her radio show "ALL ABOUT REAL ESTATAE" on Sunday afternoon. Margaret told me that Praful Thakkar was in town for a training and she was planning on meeting up with him for dinner on Monday. If you don't know Praful (Though I am sure many of you do!) be sure to check out his blog, he is a wonderful Realtor and Rainer from Boston.
Unfortunately, I already had a full day of meetings scheduled, one for the exact time they were meeting for dinner. I
maryland mortgage mama: December Meetup in Maryland...THANK YOU Margaret and Alan
- 12/03/13 06:35 PM
December Meetup in Maryland...THANK YOU Margaret and Alan
As you may know, Maryland Meetups have had lots of variety over the years. We have had Happy Hours and luncheons, charity walks and Open Houses, all well attended, all wonderful, and many hosted by Margaret Rome! Today Alan Gross of Prime Lending gave us the lowdown on the best ways to ensure that our clients, friends and family members:
Know Us, Like Us and Trust Us AND REMEMBER US!
Today's meetup was all about Appreciation Marketing, a fitting topic, considering most of us just celebrated Thanksgiving. We have been grateful for our
maryland mortgage mama: Marketing Ideas for Montgomery County, MD Homes
- 11/14/13 01:40 PM
Marketing Ideas For Montgomery County, MD Homes
One of the ways that I help my realtor partners and clients is to provide single property websites to help to get more eyes on a property and hopefully the right buyer! It's a great marketing piece that really WOW's sellers!
One such client is selling a 5 bedroom, 3 bath property in Laytonsville, Maryland. Laytonsville is a lovely suburb of Washington, DC, in Montgomery County, Maryland, near Gaithersburg.
Check out this beautiful home at the property's web site!
A little Laytonsville trivia...Did you know that Laytonsville used to be called
maryland mortgage mama: Will The Government Shut Down Affect My Mortgage Loan Approval?
- 10/01/13 08:05 PM
Will The Government Shut Down Affect My Mortgage Loan Approval?
It may. It could depends on how long the shut down lasts, but it could also depend on lender underwriting verification requirements.
Though the loans are underwritten and funded by the individual lender and not the individual government offices, their approval, as well as that of conventional financing may be delayed, but probably not for what you think.
Most lenders require tax transcripts to verify income, and verificiation of Social Security numbers to verify identity.
IRS and SSA services are unavailable. These services will remain offline as long as
maryland mortgage mama: Beautiful, Contemporary Townhouse Listed by Margaret Rome
- 09/30/13 03:41 PM
This fabulous townhome is ready for you to move in. There are lots of lovely touches that make this home unique. Isn't it time that you stopped renting? This is the perfect starter home with 3 bedrooms and 2 full and 2 half baths! Call Margaret Rome today for your private showing! 410-530-2400
maryland mortgage mama: HANG UP AND DRIVE! Hands free or pay the fine!
- 09/30/13 02:34 PM
HANG UP AND DRIVE!
Hands free or pay the fine!
Talking on the phone while driving your car is dangerous and now it may COST you...if you do it in Maryland!
New Laws In Effect October 1st, 2013
The cell phone rings just as you pull onto the beltway. It's the client you have been waiting a call back from, or that bank/negotiator handling your short sale. What do you do?
It rings again......BUT I just have to answer that phone!
If you pick it up while driving in Maryland after October 1st, 2013 and a police
maryland mortgage mama: LAST MINUTE HAPPY HOUR INVITE 9/5/2013 Gaithersburg, MD
- 09/05/13 08:56 AM
Sure would love to seem some of my ActiveRain and other local friends at this Happy Hour kicking off the Gift of Education Fundraiser for St. Monica's Orphanage in Africa. We'd love to see you there!
Come join us for some networking, a little nosh, a cocktail and learn about why this is such a great organization!
Raffle tickets for His/Hers Scooters and an IPAD mini will be available. Drawing will be at the event on November 2nd at the Gaithersburg Hilton, you don't have to be present to win!
Hope to see you there!!
Maryland Mortgage Mama
maryland mortgage mama: MOORE, OKLAHOMA Ten Year Old Maryland Girl Helping Kids Dream Happy
- 08/26/13 07:21 AM
Many of us hear about tragedies on the news and though we feel bad for the victims, we are not called to action. We may text to donate to the Red Cross or put a couple dollars in the bucket when other's are collecting, but that is where our connection ends.
For a ten year old Maryland girl named Carly, donating a couple bucks wasn't enough! Carly heard a news anchor talking about the kids in Moore, Oklahoma having bad dream after the tornado and she HAD to do something to help! With her American Indian heritage,
maryland mortgage mama: Maryland ActiveRain Meetup Trifecta!
- 08/23/13 05:33 PM
Maryland ActiveRain Meetup Trifecta!
It has been a whirlwind of a week for the Maryland Mortgage Mama and her trusty sidekick, Sydney the Mortgage Princess.
Thank goodness Margaret Rome texted me on Sunday afternoon saying "I will see you tomorrow". For some reason, I had Tuesday in my head and had planned accordingly. After a quick change to a trip to South River, New Jersey to pick up my Aunt, I made sure that I wouldn't miss Margaret Woda's Maryland meetup! Lucky for me, my Aunt is the understanding sort and was only too happy to spend another night with her
maryland mortgage mama: Ten Thing You May Not Know About My Present
- 08/14/13 09:45 PM
1. My family sponsors 2 girls at an orphanage outside of Nairobi through Mothers Fighting For Others. I learned of this organization through one of my very first ActiveRain connections, Audrey June-Forshey. I hope to travel to Africa in the next year or so to meet my Kenyan daughters!
2. I have been using EFT (Emotional Freedom Technique/Tapping) for years to help myself and others achieve freedom from emotional triggers for a better life.
3. I have been married for 17 years, and with my husband for almost 22 years!
4. I am blessed to work with my older brother, my little sister (now 41!), and a dear
maryland mortgage mama: 6 Things That May Kill Your Loan Approval
- 05/19/13 07:58 AM
6 Things That May Kill Your Loan Approval
When I am working with a potential buyer, I review ALL documentation prior to providing a loan prequalification letter. Sometimes, things come up once the buyer finally finds the right home that can stop the loan in its tracks!
1. Overdrafts-this shows the underwriter that you can't manage your money. Keep transfers and spending to a minimum. Be sure you have at least one CLEAN account, no large deposits, no transfers over $500 from other accounts,
2. Unwilling/Unable to provide additional documentation required. I am not asking for more information because
maryland mortgage mama: Homestead Tax Credit - Great News For Maryland Homeowner's!
- 04/11/13 10:51 AM
WOO HOO! MARYLAND HOMEOWNER'S WHO DIDN'T KNOW
ABOUT THE HOMESTEAD APPLICATION REQUIREMENT AND
PROCRASTINATOR's HAVE BEEN GIVEN A REPRIEVE!!
If you or someone you know is a homeowner in Maryland who did NOT file a Homestead application by the original deadline of December 2012, you have been given another chance!
ALL MARYLAND HOMEOWNER'S MUST COMPLETE AN APPLICATION TO RECIEVE THE HOMESTEAD TAX CREDIT ON THEIR PRIMARY RESIDENCE.
WHY DO I CARE ABOUT THE HOMESTEAD TAX CREDIT?
Because of assessment increases and because of the low assessment caps adopted by the county governments, many homeowners in
maryland mortgage mama: Maryland Meet-Up April 2013 What A Delight!
- 04/09/13 08:59 PM
Maryland SPRING Meet-Up April 2013 What A Delight!
The call went out for a Spring 2013 Meet-up...Kerrie made the announcement and Maryland's Margaret Rome answered the call. I knew where I would be today the minute I talked to Margaret about scheduling. Real Estate has heated up with the weather but I am blessed to have a great team who work on loan files and answers calls and emails while I do my AR thing!
ActiveRain has become very important for my life and my business, meet-ups are a wonderful part of that interaction. I only wish I had a
maryland mortgage mama: I Missed The Homestead Tax Credit Deadline, Now What? CALL TO ACTION!
- 04/01/13 06:03 AM
I Missed The Homestead Tax Credit Deadline, Now What?
UPDATE 4/12/2013: It's not too late! The deadline has been extended to 12/31/2013! Check out the updated info here.
URGENT CALL TO ACTION!
YOU MAY STILL HAVE A CHANCE TO QUALIFY FOR THE TAX CREDIT ON YOUR JULY 2013 TAX STATEMENT!
Call the Maryland House Ways and Means Committee members
and ask them the bring up and vote FOR House Bill 128 to extend the homestead tax credit application deadline.
As of right now, the application deadline has passed and if the bill mentioned above dies
maryland mortgage mama: Spring Hasn't Sprung Quite Yet in Maryland! Winter's Last Hurrah!
- 03/25/13 06:20 PM
Spring Hasn't Sprung Quite Yet in Maryland! Winter's Last Hurrah!
The forecaster's have promised snow over and over again this year in Maryland. While our neighbors to the North were socked in with snow, our schools got called for RAIN!
Well, today it finally happened, SNOW! Sydney finally got a chance to don her winter wardrobe -overalls, hat, gloves and of course pink boots and headed to the hill at the Community Colleges of Baltimore County -Catonsville. I grew up sledding down and trudging up this hill and the family tradition continues.
Hope you enjoy the glimpse of the day!
maryland mortgage mama: Today I become a STAR! Listen from 12-1 on WCBM 680 AM
- 03/24/13 06:17 AM
Today I become a STAR!
Ok, well maybe not a star, but I will get to talk about Mortgages on the radio with Margaret Rome! She's the true star!
LISTEN FROM 12-1 PM
WCBM 680 AM
LIVESTREAM AVAILABLE AT WCBM Just click on the Listen Now button at the top right!
410-922-6680 Call In Number for Questions or Comments
Margaret Rome is on WCBM from 12-1 on every Sunday afternoon. Margaret was kind enough to invite me to be on the show. I am excited, but I am nervous too. I have listened to Margaret's show and
maryland mortgage mama: ActiveRain Meetup Raises Over $450!
- 03/18/13 08:18 PM
ActiveRain Meetup Raises Over $450! This was one of the Maryland MeetUps...A fun time on a beautiful day in Chesapeake Beach! I bet you will recognize some of the folks who joined us that day! We raised over $450 for Ovarian.org. Not bad for a little walk and a lunch! We will use any excuse to get together with our ActiveRain friends! Don't miss out on the Maryland Meetup on April 9th. Margaret Rome will host again...she is working on determining the place....go to her post and put in your two cents! AR Meetups are WORTH THE DRIVE!!
maryland mortgage mama: ARE YOU MISSING IMPORTANT MESSAGES ON FACEBOOK?
- 03/17/13 07:20 PM
ARE YOU MISSING IMPORTANT FACEBOOK MESSAGES? YOU MIGHT BE!
Ahhh, Facebook, so many things to learn and it seems every time you learn something new, they change it again! How many posts do you see about Facebook changes, privacy pleas, and updates. I found an important post from a friend just this morning. Apparently facebook notifies you of your messages from "friends". Did you know that ANYONE can send you a facebook message? If you are like me and have friends of raving clients contact you for business purposes, this could be a huge issue! Check your message link, click
maryland mortgage mama: 3 Bedroom 2 Bath Brick Townhome in Edmonson Heights -Move In Ready-
- 03/14/13 06:01 PM
3 bedroom 2 bath all brick townhome in the Gwynn Oak area of Baltimore County. Easy access to 695, 95, 70 Near Social Security Administration, Kernan Hospital, Quick trip to UMBC, Catonsville Community College and St Agnes Hospital. Refinished orignal hardwoods, new carpet, newly refurbished tub and a walkout basement. This home was filled with the love of a big, extended family for many years and is looking for a new owner to surround with love.
maryland mortgage mama: THINGS TO DO IN CATONSVILLE MARCH 16th SPRING FLING!
- 03/13/13 05:59 AM
THINGS TO DO IN CATONSVILLE MARCH 16th SPRING FLING!
I am so bummed that our family will be out of town this weekend
and won't be able to make this great FREE event.
I hope that YOU will be able to make it to:
THE FAMILYTIME FESTIVAL SERIES at Strawberry Fields
SPRING FLING 2013
Come to the ISLANDS at Strawberry Fields! Check out the lineup!
Not only is this going to be a super fun local event,
the proceeds will benefit local non-profits.
It's being held from 10 AM-5