Credit Repair VIP by Rising Point Solutions LLC

Follow me
Services for Real Estate Pros - Rising Point Solutions LLC - NACSO Certified
Credit Repair VIP The Best Credit Repair BLOG in the World!



It is quite difficult to restore your credit without somehow satisfying your outstanding debts. However, the act of paying off a debt can actually hurt your credit. Negative credit is allowed to stay on the credit report for a maximum of seven years, except for bankruptcy, which may remain on the...
This happens occasionally either by accident or a creditor has eventually verified a particular item. This is what is known as a 'soft delete' and the credit bureau must send you a notification letter within 5 days of reinsertion. The FCRA (Fair Credit Reporting Agency) has made it much more diff...
Everyone wants you to see results immediately. Have I ever seen anyone completely clean after the first round?  Yes, I have ... but it is a rarity.  The truth is that you will see results within the first 21-50 days, but you will want to prepare yourself for a minimum commitment of at least 6-8 m...
A disputed credit listing must be verified as accurate for it to remain on the credit report. If the credit listings contains an error, the credit bureau may simply correct the item, but. very often, disputed credit items cannot be verified because either the creditor either no longer possesses n...
As the credit bureaus computerized their processes and greatly expanded their reach and influence in the late 1960s and early 1970s, consumer complaints began to pile up at the FTC and state attorney generals' offices. The credit reporting agencies quickly became huge bureaucracies second only in...
Not a chance! No credit repair company is so good that it can guarantee a specific outcome. It would be like a defense lawyer guaranteeing that the jury will find his client innocent. Guarantees are a sure sign of credit repair fraud. A warranty, where the credit repair company promises a refund ...
    Many "credit repair" companies claim to remove negative credit with the flick of a wrist. Their advertisements make bold assertions and money back guarantees; "Bankruptcy, tax liens, judgments, . . . no problem!! One hundred percent guaranteed!! Credit report 100% cleared in 30 days!!" Can t...
  On this issue, there is much confusion. Almost every so-called credit repair expert has a different opinion regarding the actual credit reporting period allowed by law Most negative listings may be kept on your credit report for a period of 7 years beginning on the date that you were last repor...
Understanding Your Credit Score Your Credit Score is used by anyone that plans on lending money to you. Credit card companies, home equity lenders, auto loan lenders and finance companies all use a model created by Fair, Isaac and Co, the San Rafael, California company that pioneered credit scori...
      Credit Cards Most if not all prime credit cards are entirely out of reach to consumers with bad credit. And the few credit cards that are available to them (known as "sub-prime" cards) typically require exorbitant setup fees or recurring monthly fees, offer very low credit lines, often requ...

Brian C. Aber

Rising Point Solutions
Contact Me Directly
Spam prevention

Accessibility option: listen to a question and answer it!

To submit the form,
drag the house to the circle on the side.

Type below the answer to what you hear. Numbers or words, lowercase: