Brian Pitcher's (brianpitcher) Blog

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Real Estate Agent - The Pitcher Group
RECENT BLOG POSTS
The bank can’t make you leave your home until the foreclosure process is fully complete.  You are still the official homeowner until the lender has completed all of the necessary legal steps of the foreclosure process.  However, if you have already ditched the home and it becomes vacant, the bank...
10/12/2011
If you can’t keep up with your monthly mortgage payments, it forces the lender to take legal action in accordance with the promissory note you signed to obtain the mortgage note.  They will seize the property and try to recoup their losses by auctioning it or selling it.  The main goal of the ban...
10/10/2011
Seller financing can be a win-win situation for both the buyer and seller in a real-estate transaction.  As long as the contract is legal and both sides honor their obligations, both parties will find that seller financing is much less costly than traditional financing methods. In most cases, the...
09/17/2011
A foreclosure can drastically upset your credit score and should only be considered as a last resort. Some who have gone through a foreclosure claim that the foreclosure dropped their score as much as 250 – 350 points.  So if you had a near perfect score of 790, your score could be dropped as low...
08/29/2011
When starting your social media venture there are many questions along the way. One question to ponder; is everyone doing social media the same way? The answer to that question is no. Every product, program, and profession should have its own unique strategy. The most important piece is how to di...
08/23/2011
Foreclosure is something that many people think can never happen to them.  The reality is it can happen to anyone.  It happens to good, responsible people every day.  There are many reasons that may leave us believing that foreclosure is the only option.   Rising interest rates Unemployment Healt...
08/11/2011
Hypothetically, let’s say your boss transfers you to a new city.  One of your biggest worries may be the prospect of having to sell your home during a housing slump.  Even if you have been making timely payments, this is no time to take on two mortgage payments but you know it may be difficult to...
07/27/2011
Buying your first home can be a little intimidating...especially when you are doing it alone.  Who said you can't do it alone, anyway?  These days, more and more single people are heading into the home-owner's market.  In fact, according to the National Association of Realtors, single buyers cons...
07/19/2011
With reports of a recession frequently in the news, more and more people are searching for ways to save money, protect themselves, and get out of debt.  According to Mishaun Taylor, here are 5 simple tips for debt relief during worrisome talks of an impending recession: 1.  Reduce Your Personal D...
07/15/2011
In order to apply for a short sale, there must be a proven hardship of some kind. The bank wants to know what happened to make your expenses go up (medical bills, new baby, rate adjustment etc.) or what happened to make your household income go down (job loss/transfer, divorce, cut back in hours,...
07/05/2011
Rainer
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