Bruce Reichstein's VA News Blog

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Mortgage and Lending - VALoans.com - Mortgage Banker - RE Agent Trusted Lender

ARCHIVED BLOG POSTS

2011 

Are you a first-time home buyer looking for a home to purchase with a VA insured mortgage? If you’re in the early stages of considering your VA loan options, chances are you’re looking for few places to start your research. And it’s not just new house hunters who need help; even experienced borro...
06/30/2011
Discount points are a way to lower the interest rate on a home loan. When the borrower purchases a discount point or points on a VA home loan, they are paying to reduce the interest rate over the lifetime of the loan which can save money in the long term. Paying for points or “interest rate buydo...
06/30/2011
VA loans can be used for a variety of different real estate purchase options. A VA loan applicant can apply for a typical suburban home, but one of the big “Don’ts” of VA home loans is assuming that you’re limited to such traditional options. VA loans for condos, town homes, mobile homes and eve...
06/29/2011
In a recent blog post we discussed applying for VA loan eligibility and how it can be done through the lender. Active duty military, retired and separated military, plus members of the National Guard and Reserve who meet the time in service and/or discharge requirements may all apply for VA loan ...
06/28/2011
Applying for a VA loan can be intimidating for those who have never tried to get eligibility for this important veteran’s benefit and start the process. The good news is that once you’ve chosen a participating VA lender, the loan officer can help with some of your initial paperwork. Getting VA lo...
06/28/2011
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Every veteran or current military member who starts looking into how to use their VA home loan benefits quickly learns that VA loans are used to purchase or refinance houses, condominium units, mobile homes, duplexes or multi-family units. A bit more digging and the VA loan applicant also learns ...
06/27/2011
If you’re a first-time home buyer, chances are you have many questions about VA loans. There are plenty of myths and not-quite-true assumptions to dispel about VA home loans; some believe the Department of Veterans Affairs lends money, for example, rather than issuing loan guarantees. The VA onl...
06/24/2011
In times when the housing market isn’t as robust as it should be, new construction home loans aren’t as much in demand as they would otherwise, but there are still plenty of house hunters interested in exploring this option. The Department of Veterans Affairs allows VA loans to be used for both ...
06/24/2011
When a veteran or current military member wants to apply for a VA home loan, the first step is to request a Certificate of Eligibility or COE from the Department of Veterans Affairs. The COE tells the lender several things. The first is the VA loan applicant’s basic eligibility for a VA home loa...
06/23/2011
VA loans have some different rules and regulations than conventional loans, but there are plenty of ways where the requirements are similar. VA loans offer several advantages over their conventional loan counterparts, but when it comes to applying and being approved for credit, some of the VA lo...
06/22/2011
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Bruce Reichstein

VA Home Loan Expert +26 yrs - www.VALoans.com
Expert on Veteran (VA) Home Loans
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