first time homebuyers: It's Time To Get LUCKY - 02/04/09 04:37 PM
When we bought our first home, we made a substantial downpayment. We raided our savings accounts and borrowed from our parents. We sweated as the lender combed our credit reports and turned their noses up at our income, student loan debt, self-employed status and work history. We panicked as the lender demanded a lot more money days before closing. And finally we closed. WE WERE LUCKY.
 
We were lucky that we had savings. Lucky that we had parents that wanted this home for us as much as we wanted it for ourselves – and had the money to help us. … (4 comments)

first time homebuyers: What Will You Buy With Your TAX REFUND? - 12/01/08 02:39 PM
Tax season is coming up fast. For some of those who anticipate a refund, that wonderful lump sum is a great way to pay down some bills. For others, it's party time - new car, new clothes, new furniture, maybe even a vacation.
But would you believe that your tax refund can get you into a new house? Yes, I've been watching the news. Yes, I know that many lenders are requiring hefty down payments, or not lending at all. And no, I haven't fallen completely off the turnip truck.
At Self-Help, we've been making responsible loans for over two decades, … (0 comments)

first time homebuyers: Durham NC Sustainable Design House - New Photos - 08/11/08 02:10 PM
We toured our sustainable design home at 1020 Kent Street a few days ago. The more visible sustainable and energy efficient elements are now being installed as the home is completed. We were there as the light fixtures went up and the carpet went down. Here are some photos from our visit:
 Here's a view through the back door into the house. Bedrooms to the left, kitchen and living room to the right. You can see through to the front door. The concrete stained floors look great, although they are covered with paper to protect them as construction is completed.
 The … (0 comments)

first time homebuyers: Photos from Goldsboro, NC Open House and Ribbon Cutting - 07/30/08 09:41 AM
Here are some photos from the ribbon cutting and open house we had at our new construction homes in downtown Goldsboro. At the ribbon cutting, we celebrated the sale of our first home in Goldsboro. We had an overflow crowd - it has been a long time since new homes have been built downtown. Add in the fact that they are affordable for first time homebuyers, have incorporated historic exterior details, and are energy efficient, and I think we have the beginnings of something special.
Everyone is very excited - the city and county government, Seymour Johnson Air Force Base, local … (0 comments)

first time homebuyers: Goldsboro, NC - Mid-week Open House - New Construction - Great Opportunity for First Time Homebuyers - 07/21/08 09:47 AM

Join Us For An Open House in Historic Downtown Goldsboro
Wednesday, July 234-6pm404 S. John StreetLight Refreshments Served
New Construction Priced From $94,000
Special Financing - up to $35,000 towards purchase of home. The City of Goldsboro wand the state of North Carolina want to help you purchase a home! 
Hardiplank Siding
Energy Efficient Construction
3 bedrooms, 2+ baths
Appliances Included
Historic District - beautiful construction details
Please join us as we celebrate the completion of three new homes in historic downtown Goldsboro. These homes are beautifully constructed and very affordable. Hardiplank siding, energy efficient construction, 3 bedroom/2 baths, appliances … (0 comments)

first time homebuyers: Durham Community Land Trustees - 05/06/08 09:54 AM
Durham Community Land Trustees
One of our favorite clients is the Durham Community Land Trustees (DCLT). For the past twenty years, they have been building homes that are affordable to the majority of Durham residents. That's no small feat, given that their target area is neighborhoods near Duke University, where real estate prices have increased faster than prices in other areas of Durham. I think it's worth it to revisit why the land trust model has a place in our market, especially given the number of first time home buyers that are now losing their homes in this tough real estate … (0 comments)

 

Tamara Heyward

Durham, NC

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Self-Help

Office: (919) 956-4423

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