concord nc: Concord NC $5,000 Downpayment Assistance Program - 02/20/11 12:28 AM
This Down Payment Assistance Program is provided through the City of Concord's Business and Neighborhood Services Division, which receives HOME Investment Partnership Funds, allocated annually through the Department of Housing and Urban Development (HUD).
Home buyers can receive a depreciating loan of up to $5,000 to put towards their down payment, prepaids, or closing costs. Applicants of this program must be a first-time homebuyer and have annual incomes that do not exceed eighty-percent (80%) of the median income of the area. If you haven't owned a home in the past 3 years, you are considered a 1st time home buyer for the purposes … (3 comments)

concord nc: New "Due Diligence" NC Offer to Purchase & Contract- Effective as of 1/1/2011 - 01/28/11 11:01 PM
Do you have questions about the new North Carolina "Due Diligence" Offer to Purchase and Contract? If so, you're not alone! The NC Association of Realtors made dramatic changes to the standard NC Offer to Purchase and Contract, which went into effect on January 1, 2011. New terms were added, such as a Due Diligence Fee paid by the buyer DIRECTLY TO THE SELLER, and a Due Diligence Period. Gone are the inpsection period and loan commitment period, both of these items now fall under the Due Diligence Period. This video, created by the NC Association of Realtors General Counsel, may … (4 comments)

concord nc: Cabarrus County & Concord NC - USDA Rural Development Home Loans - 04/25/09 10:46 AM
News Channel 36 did a report on USDA Rural Development loans last night.  It said that the program is "little known", but I've known about it and helped my clients utilize the program for years. 
The USDA Rural Development agency (yes, the United States Department of Agriculture) has two different loan programs, Direct and Guaranteed.  Eligibility for both types of Rural Development loans is determined based on household size, income and the buyer's credit worthiness.  Both programs are 100% (NO DOWN PAYMENT) loans with NO MORTGAGE INSURANCE.  FHA loans and Conventional loans with less than 20% down payment require mortgage insurance, which is … (1 comments)

concord nc: Concord NC Foreclosures - Short Sale & Pre-Foreclosure Property - 09/14/08 02:31 AM

If you are interested in purchasing foreclosure properties in Concord NC and the surrounding area, now is the time to act!  Because of the current mortgage crisis, there are many great deals available.  CLICK HERE to search foreclosure properties in Concord North Carolina.
Foreclosure property offers buyers a unique opportunity to save by paying below market prices.  This can mean not only huge savings, but the chance to make even more profit on a future sale.
In order to avoid common problems associated with these purchases, it is important that you seek the representation of a Realtor who is experienced in foreclosure and pre-foreclosure/short … (0 comments)

concord nc: Relocating to Concord NC? Get Your Free Relocation Package Today! - 09/12/08 10:57 PM
This is a great time to buy real estate in Concord NC!  There are some terriffic buys out there right now... foreclosures, short sales and motivated sellers.  So, if you're thinking about moving to the Concord, North Carolina area now is the time to act.   

Contact me today and I will send you FREE information about Concord, North Carolina!!

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Cheryl Powell - The Powell Team, Concord,Harrisburg & Charlotte NC Area Real Estate (RE/MAX Executive Realty - The Powell Team) Rainmaker large

Cheryl Powell - The Powell Team

Concord,Harrisburg & Charlotte NC Area Real Estate

Harrisburg, NC

More about me…

RE/MAX Executive Realty - The Powell Team

Address: 7752 Gateway Lane, Suite 204, Concord, NC , 28027

Office: (704) 979-7028

Mobile: (704) 363-8902

Email Me

I provide professional real estate services to Buyers and Sellers in Greater Charlotte NC, including Concord, Harrisburg, Kannapolis, Mooresville, North Charlotte, Salisbury and surrounding areas. My specialties include: Resale Homes - New Construction - Relocation - 1st Time Buyer Programs - Investments - Foreclosures - Short Sales. I have the experience, knowledge and dedication that it takes to get the best results. Contact me anytime to discuss your real estate needs! ActiveRain Real Estate Social Network


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