The Mortgage Experts at America's Mortgage

Real Estate Mortgage Broker - The Mortgage Experts at America's Mortgage



FHA loans are rapidly becoming the most popular loans. One reason is that mortgage insurance for FHA loans is provided by the US government, rather than a private mortgage insurance company. This means the loan does not have to be underwritten twice, as it does for conventional financing (once by...
Posted about 5 years ago
The American Recovery and Reinvestment Tax Act of 2009, which is the part of the stimulus law that deals with the first-time homebuyer tax credit, changes the tax credit that is currently in place. Here are the details: The credit is for 10% of the purchase price, up to $8,000. (The old law was a...
Posted about 5 years ago
Fannie Mae just announced that they are no longer limiting the number of properties that can be financed to 4. Effective immediately, the new limit is 10 financed properties. Of course, there are a number of restrictions. Following are the main changes: You can now finance up to 10 properties. Fo...
Posted about 5 years ago
We've just been approved by the Division of Real Estate to teach another class to Colorado real estate agents. This one is called "Automated Underwriting Systems" and is approved for 2 hours of continuing education credit toward license renewal. Automated underwriting systems are online tools tha...
Posted about 5 years ago
We get many calls for information about VA loans.  Are they good?  Are they a rip-off?  VA loans are usually the best loans available for active and retired members of the military and their spouses. We have a link to a VA Loan Quick Reference Guide on the bottom of the home page of our web site....
Posted about 5 years ago
We are often asked when a borrower is no longer required to pay mortgage insurance.  For a conventional (non-government) loan, a borrower can request that the mortgage insurance (MI) premiums be cancelled when they have 20% equity in the property.  If a borrower requests the cancellation, then th...
Posted about 5 years ago

Chris Thomas

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