The Mortgage Experts at America's Mortgage

By
Real Estate Mortgage Broker - The Mortgage Experts at America's Mortgage

ARCHIVED BLOG POSTS

2009 

Fannie Mae and Freddie Mac have announced that the maximum mortgage limits for conforming loans (loans that conform to their underwriting guidelines and are eligible for sale to Fannie and Freddie) will remain the same for 2010. That means most counties in the country will have a limit of $417,00...
Posted over 4 years ago
Tax credit confusion!  We are hearing many agents tell their clients that the $6,500 federal income tax credit for people who have owned their primary residence for 5 of the past 8 years is only for move-up buyers (people buying a more expensive house).  That is not true.   The tax credit can be ...
Posted over 4 years ago
Everyone knows there are guidelines for determining whether someone gets approved for a loan, but have you ever actually seen the underwriting guidelines?  Here's a link to the Fannie Mae underwriting guidelines:  http://www.allregs.com/tpl/public/fnma_freesiteconv_tll.aspx  When the Fannie Mae S...
Posted over 4 years ago
Ever wonder how underwriters find out all the details about a buyer or a property?  One of the greatest resources for an underwriter is the Public Records Online Directory.  This web site is a portal to all the official Assessors', Recorders', and Treasurers' web sites.  Here are just a few of th...
Posted over 4 years ago
There was a financial advice column in the Denver Post on November 1 that incorrectly stated that closing a credit card with an annual fee and opening another one without an annual fee would have little effect on a person's credit score. That is simply not true. The length of time that an account...
Posted over 4 years ago
Rainmaker
123,606

Chris Thomas

Ask me a question
*
*
*
Spam prevention

Accessibility option: listen to a question and answer it!

To submit the form,
drag the music-note to the circle on the side.

Type below the answer to what you hear. Numbers or words, lowercase:

Additional Information

Widely recognized as the leading source of accurate mortgage and credit information in the Metro-Denver area, and the people to call when you need a great mortgage.