Cindy Tomlinson's (cindytomlinson) Blog

Mortgage and Lending - USLending Company
By: Esther Cho   With foreclosure starts up in the second quarter of 2012, RealtyTrac listed the top 10 metros to buy or invest in foreclosures for the remainder of 2012.   Overall, 132 out of 212 metropolitan areas with a population of 200,000 or more posted increases in foreclosure starts from ...
The weekly reports of mortgage rates hitting new record lows is starting to become routine.  It seems that every time someone says that “rates just can’t go any lower” that is exactly what seems to happen.  Many people are asking me, “why does this keep happening?”  The answer is a simple one: IT...
Outdated state laws are fueling a second foreclosure crisis-this one affecting the elderly and the disabled, according to a report from the National Consumer Law Center (NCLC). The report, titled The Other Foreclosure Crisis: Property Tax Lien Sales, reveals that laws in many states allow local g...
Given that this is the July 4th holiday week, and Independence Day occurred smack in the middle of the week, trading in the stock market has been light.  Many people appear to be on vacation, or at least taking a few extra days off.  As much as there have been some economic reports, reaction in t...
SACRAMENTO, Calif. — Democrats who control California's Legislature have come up with a new plan to regulate the state mortgage industry that gives homeowners more leverage against their lenders. The draft legislation, provided Friday to The Associated Press, would bar banks from foreclosing on h...
Signs of life in housing are increasing slightly.  The housing market has seen a slight recovery in certain areas.  Current sales of new homes are at their highest level since the start of the recovery according to the latest Housing Market Index.  There is not a direct correlation between this n...
At long last it seems that homeowners and homebuyers alike are listening to the news and realizing that they need to take advantage of the record low mortgage rates.  In the last two weeks almost every day you would hear that mortgage rates have hit new lows.  Well…the people are responding.  Mor...
In the absence of any major economic news this week, I want to take a moment to illustrate just how the stock market is nothing more than a platform for speculative gambling.  (This week gave you all the proof you needed.)   After living through a horrible couple of weeks in the stock market whic...
 Wow it has been many months that I had to search high and low for good news on the economy, and I hate to say it, this week I really couldn’t find much.  After many months of economic indicators heading in a positive direction, it seems that almost every one of them has reversed course.    The b...
Last week housing was the bright spot in the news and the trend continued for this week.  As the Europe crisis continues to remain a strain on financial markets, the housing data continues to edge forward in a positive way.   Existing Home Sales increased a more than expected 3.4% last month and ...

Cindy Tomlinson

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