Mike Taylor's (cobbgarealty) Blog

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Real Estate Agent - Maximum One Realty Greater Atlanta
RECENT BLOG POSTS
Hello Buyers, I have added a new page to my website to give you local weekly interest rate updates.  Only one lender there but more very soon.  Keep checking back. I am looking into free online workshops for you too.  I am evaluating them now - it they look good I will make them available soon.  ...
11/16/2010
My lenders are telling me that mortgage rates may be about to inch up and that if you are close to closing it may be a good time to lock your rates. Call your loan officer and see what they have to say.  This is just an FYI and a heads up! If you need a great loan officer let me know and give yo...
11/13/2010
Buying a HUD REO Home for $100 Down! Yes it can be done - you can buy a HUD REO Home for only $100 Down: •·        $100 Down payments on HUD REO Homes financed with FHA insured financing  •·        You have to be an owner occupant - no investors!  •·        Must be a full price or higher offer  •...
11/08/2010
Wondering what market conditions are like in Cobb county Georgia?  Let's look at the numbers ending 10/31/2010: The stats are saying that pre-foreclosures are up slightly in October, actual foreclosures are down (remember that banks are holding back on foreclosures), market sales are down sig...
11/08/2010
This is the first of many blogs posts I will share with you on HUD homes for sale (aka HUD REOs) and FHA loans.  Stay tuned for more info..... What is a HUD Home for Sale or HUD REO?  It is a residential property that had its mortgage insured by the FHA (Federal Housing Administration).  The pro...
10/28/2010
Geaorgia Dream Rates changed effective 5:00 PM October 21st 2010 - here is a cut and paste from the flyer they sent me: Georgia Dream First Mortgage & Georgia Dream First Mortgage combined with a Georgia Dream Standard, PEN or CHOICE Down Payment Assistance Loan  620 minimum credit score - 1....
10/21/2010
MIP is the Mortgage Insurance Premium (similar to PMI on conventional mortgages with a loan-to-value over 80%).  For FHA loans the MIP will be paid regardless of loan-to-value. As of October 4th 2010 all new FHA loans will have lower upfront and a higher annual MIP charge.  The upfront MIP will b...
10/20/2010
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Mike Taylor

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