Mortgage Advice

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Mortgage and Lending - Republic Mortgage - 267730
Mortgage information in a clear, concise manner for residential, investor and commercial properties.
RECENT BLOG POSTS
Your First Home Buying Experience First time homebuyers are often filled with some combination of excitement and fear. It makes sense to feel these emotions, to varying degrees, vacillating throughout the process, but with some careful planning, you can relax and take the experience in stride, on...
09/10/2014
Fun Facts about the Fourth of July Every good American knows the significance of the Fourth of July, right? Maybe not.   We know that it has something to do with the day of the signing of the Declaration of Independence in 1776, acknowledging that the 13 British Colonies in North America wanted t...
07/02/2014
As the shaky U.S. economy begins to show signs of improvement, the question of when the federal government would begin to raise the federal funds rate is on the minds of many. The estimates released by several top officers of the Federal Reserve say that the interest rates will not begin rising u...
04/18/2014
Refinancing Your Ohio FHA Loan Just Got a Lot Easier & Cheaper! Changes to the FHA streamline program for Ohio homeowners have made it far more attractive and simple to reduce interest rates and lower payments, even if you owe more than your home is worth… What is the FHA Streamline Program? FHA ...
02/21/2014
This program has been out for a while, but the government says there are still 2 million homeowners eligible that have not taken advantage. There has also been a change to the closing dates, making more homeowners eligible.   If you are a Ohio home owner that is underwater on your existing confor...
02/14/2014
As a result of the recent great recession many borrowers experienced unemployment or other severe reductions in income that caused them to lose their homes to a pre-foreclosure sale, deed-in-lieu, or foreclosure. Some borrowers were forced to file for bankruptcy to discharge or restructure their...
02/07/2014
After last month's Fed "tapering of the stimulus" announcement, I have had many people, who are thinking about refinancing or purchasing real estate, ask me what is going on with rates? Friends, they are going up!  It doesn't mean  rates are going into double digits, but the pressure is definitel...
01/28/2014
Rainmaker
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Dave Miller

Mortgage Professional
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