Doug Walker's (daveramsey) Blog

Mortgage and Lending - Churchill Mortgage



Yesterday a bill was introduced to the House calling for an 18 month moratorium on the Home Valuation Code of Conduct (HVCC). Q: What is the Home Valuation Code of Conduct (HVCC)?  See my post below called "Great Income and Credit? Watch Out For The Appraisal" and read down to about the 7th parag...
All over the country we are hearing and experiencing the same howls of pain from both loan officers and borrowers.  What is causing the pain?       Low Appraisals. If you watch your newspaper or monitor the web you will find a growing number of stories about people who have bought homes for a cer...
Mortgage rates have increased sharply since Memorial Day, now approaching 6.0%.Why is this happening? Oversupply of bonds and fears of inflation.  There are so many loans being pooled and sold out there that the government does not have the ability to buy them all.  So if the next "bidder" for a ...

Doug Walker

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