Dave Your Mortgage Guy's Blog

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Mortgage and Lending - www.DaveYourMortgageGuy.com, FHA, VA, USDA, HomePath, Jumbo

ARCHIVED BLOG POSTS

2011 

The HomePath Mortgage Program is a GREAT program if you are looking to purchase a  Fannie Mae foreclosure.  The HomePath program is only for Fannie Mae foreclosures.  The benefits are: No mortgage insurance- this allows you to buy more home and/or have a lower mortgage payment No Appraisal- this ...
01/27/2011
VA loans are amazing loans for veterans.  They allow you to get into a home for 0% down payment.  Mortgage Rates for veteran loans are almost always lower then conventional loans.  Another benefit they offer to help you get the lowest payment possible is that VA loans do NOT have monthly mortgage...
01/27/2011
Here is your weekly interest rate update: Conventional 30 year Mortgage: 4.75% Credit score:740 LTV:80% Loan Amount:$200k APR: 5.25% FHA 30 year:4.5% Credit Score:640 LTV:96.5% loan amount:$200k APR:5.375% Conventional 15 year:4% Credit score:740 LTV:80% Loan Amount:$200k APR:4.5%   Call me today...
01/26/2011
Here is your weekly interest rate update: Conventional 30 year Mortgage: 4.75% Credit score:740 LTV:80% Loan Amount:$200k APR: 5.25% FHA 30 year:4.5% Credit Score:640 LTV:96.5% loan amount:$200k APR:5.375% Conventional 15 year:4% Credit score:740 LTV:80% Loan Amount:$200k APR:4.5%   Call me today...
01/26/2011
With over 77% of the votes, DaveYourMortgageGuy.com has been voted the #1 Mortgage Company in the Houston Texas area for 2010.  This Poll was done by Tops in Texas.  I want to thank all of my friends, past clients and customers for voting and supporting me.  To see the results: Best Mortgage Co a...
01/24/2011
USDA loans are amazing mortgages.  You can qualify for 0% down payment and no mortgage insurance.  When applying for a USDA loan you must be approved for the mortgage.  And the home you are interested in must qualify for the program, also.  The home must be in a Rural area and approved by the Uni...
01/24/2011
Condo financing has gotten harder.  In order for your buyer to buy a condo with a VA loan, the condo must be VA approved.  In order to find out if the Condo is VA approved checkout: VA Condo.  It is the direct link to VA's website to find out if the condo is approved.   Please call or email m...
01/20/2011
This is a great article by Sherri.  I suggest you always do your homework when picking a mortgage banker to do your loan.  Feel free to Google, Facebook or any other way you want to research me.  Also make sure to read my testimonials.  www.DaveYourMortgageGuy.com. Okay, perhaps that's a litt...
01/20/2011
Here in Houston, we have a unique situation.   It is "condos" that look like Townhomes.  It walks like a townhome, talks like a townhome, but its quacks like a condo.  The property is listed on HAR.com(MLS) as a townhome, it looks like one.  The contract is done on a 1-4 family resident...
01/19/2011
Here is your weekly interest rate update: Conventional 30 year Mortgage: 4.625% Credit score:740 LTV:80% Loan Amount:$200k APR: 5.125% FHA 30 year:4.375% Credit Score:640 LTV:96.5% loan amount:$200k APR:5.25% Conventional 15 year:3.875% Credit score:740 LTV:80% Loan Amount:$200k APR:4.5%   Call m...
01/19/2011
Rainmaker
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David Krichmar

DaveYourMortgageguy.com
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