mortgage: Mortgage Rate Update Sugar Land, Katy, Houston, The Woodlands 07/23/14 - 07/23/14 08:32 AM
Conventional 30 year Mortgage: 4.25%
Credit score:740
LTV:80%
Loan Amount:$200k
APR: 4.59%
FHA 30 year:4.25%
Credit Score:640
LTV:96.5%
loan amount:$200k
APR:5.87%
Conventional 15 year:3.5%
Credit score:740
LTV:80%
Loan Amount:$200k
APR:3.62%
 
Rates are Subject to Change
Call me today if you are thinking of refinancing or buying a home, for the best mortgage rate possible.

(0 comments)

mortgage: Mortgage Rate Update Sugar Land, Katy, Houston, The Woodlands 07/16/14 - 07/16/14 10:55 AM
Conventional 30 year Mortgage: 4.375%
Credit score:740
LTV:80%
Loan Amount:$200k
APR: 4.69%
FHA 30 year:4.25%
Credit Score:640
LTV:96.5%
loan amount:$200k
APR:5.87%
Conventional 15 year:3.5%
Credit score:740
LTV:80%
Loan Amount:$200k
APR:3.62%
 
Rates are Subject to Change
Call me today if you are thinking of refinancing or buying a home, for the best mortgage rate possible.

(0 comments)

mortgage: Mortgage Rate Update Sugar Land, Katy, Houston, The Woodlands 07/9/14 - 07/09/14 08:20 AM
Conventional 30 year Mortgage: 4.375%
Credit score:740
LTV:80%
Loan Amount:$200k
APR: 4.69%
FHA 30 year:4.25%
Credit Score:640
LTV:96.5%
loan amount:$200k
APR:5.87%
Conventional 15 year:3.5%
Credit score:740
LTV:80%
Loan Amount:$200k
APR:3.62%
 
Rates are Subject to Change
Call me today if you are thinking of refinancing or buying a home, for the best mortgage rate possible.

(0 comments)

mortgage: Mortgage Rate Update Sugar Land, Katy, Houston, The Woodlands 07/2/14 - 07/02/14 10:12 AM
Conventional 30 year Mortgage: 4.25%
Credit score:740
LTV:80%
Loan Amount:$200k
APR: 4.59%
FHA 30 year:4.25%
Credit Score:640
LTV:96.5%
loan amount:$200k
APR:5.87%
Conventional 15 year:3.5%
Credit score:740
LTV:80%
Loan Amount:$200k
APR:3.62%
 
Rates are Subject to Change
Call me today if you are thinking of refinancing or buying a home, for the best mortgage rate possible.

(0 comments)

mortgage: Mortgage Rate Update Sugar Land, Katy, Houston, The Woodlands 06/25/14 - 06/25/14 08:08 AM
Conventional 30 year Mortgage: 4.25%
Credit score:740
LTV:80%
Loan Amount:$200k
APR: 4.59%
FHA 30 year:4.25%
Credit Score:640
LTV:96.5%
loan amount:$200k
APR:5.87%
Conventional 15 year:3.375%
Credit score:740
LTV:80%
Loan Amount:$200k
APR:3.52%
 
Rates are Subject to Change
Call me today if you are thinking of refinancing or buying a home, for the best mortgage rate possible.

(0 comments)

mortgage: Mortgage Rate Update Sugar Land, Katy, Houston, The Woodlands 06/18/14 - 06/18/14 09:23 AM
Conventional 30 year Mortgage: 4.375%
Credit score:740
LTV:80%
Loan Amount:$200k
APR: 4.69%
FHA 30 year:4.25%
Credit Score:640
LTV:96.5%
loan amount:$200k
APR:5.87%
Conventional 15 year:3.5%
Credit score:740
LTV:80%
Loan Amount:$200k
APR:3.62%
 
Rates are Subject to Change
Call me today if you are thinking of refinancing or buying a home, for the best mortgage rate possible.

(0 comments)

mortgage: Mortgage Rate Update Sugar Land, Katy, Houston, The Woodlands 06/11/14 - 06/11/14 08:37 AM
Conventional 30 year Mortgage: 4.375%
Credit score:740
LTV:80%
Loan Amount:$200k
APR: 4.69%
FHA 30 year:4.25%
Credit Score:640
LTV:96.5%
loan amount:$200k
APR:5.87%
Conventional 15 year:3.5%
Credit score:740
LTV:80%
Loan Amount:$200k
APR:3.62%
 
Rates are Subject to Change
Call me today if you are thinking of refinancing or buying a home, for the best mortgage rate possible.

(1 comments)

mortgage: 5 Warning Signs that You are about to have a Bad Mortgage Experience - 06/09/14 08:47 AM

I can’t tell you how often I hear that a home buyer  had a horrible experience with their mortgage lender.  It happens way too often.  And it got me thinking, are there signs you can look for that will you help you decide if that mortgage lender is not very good.  After some brain storming, here is my list of 5 warning signs that you are about to have a Bad Mortgage Experience:
Does not returns Calls or Emails Promptly- Too many times I have heard someone say “maybe he is busy”, when they do not get prompt communication.  This is … (65 comments)

mortgage: Mortgage Rate Update Sugar Land, Katy, Houston, The Woodlands 06/4/14 - 06/04/14 10:41 AM
Conventional 30 year Mortgage: 4.375%
Credit score:740
LTV:80%
Loan Amount:$200k
APR: 4.69%
FHA 30 year:4.25%
Credit Score:640
LTV:96.5%
loan amount:$200k
APR:5.87%
Conventional 15 year:3.5%
Credit score:740
LTV:80%
Loan Amount:$200k
APR:3.62%
 
Rates are Subject to Change
Call me today if you are thinking of refinancing or buying a home, for the best mortgage rate possible.

(0 comments)

mortgage: Mortgage Rate Update Sugar Land, Katy, Houston, The Woodlands 05/28/14 - 05/28/14 09:12 AM
Conventional 30 year Mortgage: 4.25%
Credit score:740
LTV:80%
Loan Amount:$200k
APR: 4.59%
FHA 30 year:4.125%
Credit Score:640
LTV:96.5%
loan amount:$200k
APR:5.77%
Conventional 15 year:3.375%
Credit score:740
LTV:80%
Loan Amount:$200k
APR:3.52%
 
Rates are Subject to Change
Call me today if you are thinking of refinancing or buying a home, for the best mortgage rate possible.

(1 comments)

mortgage: Mortgage Rate Update Sugar Land, Katy, Houston, The Woodlands 05/21/14 - 05/21/14 08:52 AM
Conventional 30 year Mortgage: 4.25%
Credit score:740
LTV:80%
Loan Amount:$200k
APR: 4.59%
FHA 30 year:4.25%
Credit Score:640
LTV:96.5%
loan amount:$200k
APR:5.87%
Conventional 15 year:3.375%
Credit score:740
LTV:80%
Loan Amount:$200k
APR:3.52%
 
Rates are Subject to Change
Call me today if you are thinking of refinancing or buying a home, for the best mortgage rate possible.

(0 comments)

mortgage: When applying for a USDA loan make sure you know the Requirements - 05/20/14 09:20 AM
 
USDA loans are a fantastic loan option when buying a “rural home”.  It allows a 0% down payment, which is a huge benefit.  But it is important to keep in mind that USDA loans also have additional requirements to qualify for their mortgage vs conventional, FHA or VA loans.  Here is the list of the major requirements to know when applying for a USDA mortgage:
 
You can not own any other real estate
There are income limits based on your family size and county.  Here is the website to verify if your family makes too much money to qualify … (2 comments)

mortgage: What to know about your Same Sex Marriage and getting a VA Mortgage - 05/20/14 07:56 AM
 
As more states approve same sex a marriages, it is important to know how a same sex marriage can impact your VA mortgage process.  For FHA and Conventional loans, being in a same sex marriage is acceptable.  But keep in mind on FHA mortgages the debts of the spouse are taken into account even if that spouse is not on the loan.  For VA loans only the spouse can be with the borrower on the loan.  And recently the government came out and addressed the procedure for accepting mortgage applicants who are in a same sex marriage.  Once your lender … (0 comments)

mortgage: Mortgage Rate Update Sugar Land, Katy, Houston, The Woodlands 05/14/14 - 05/14/14 08:13 AM
Conventional 30 year Mortgage: 4.375%
Credit score:740
LTV:80%
Loan Amount:$200k
APR: 4.69%
FHA 30 year:4.25%
Credit Score:640
LTV:96.5%
loan amount:$200k
APR:5.87%
Conventional 15 year:3.5%
Credit score:740
LTV:80%
Loan Amount:$200k
APR:3.72%
 
Rates are Subject to Change
Call me today if you are thinking of refinancing or buying a home, for the best mortgage rate possible.

(0 comments)

mortgage: When it comes to Mortgages, what does PITI mean? - 05/09/14 10:06 AM
 
The mortgage process can sometimes be confusing.  And it does not help when your lender uses words or abbreviations that you do not know.  This can also be known as “Mortgage Lingo”.  One abbreviation that can come up is PITI.  This is an abbreviation for your total mortgage payment.  Here is a breakdown of what each letter stands for:
 
P- Principal.  Your Principal is how much of your payment each month that actually goes toward paying down your mortgage balance.  Any additional money you send in each month would go toward your principal and help you pay your mortgage … (2 comments)

mortgage: Mortgage Rate Update Sugar Land, Katy, Houston, The Woodlands 05/7/14 - 05/07/14 01:33 PM
Conventional 30 year Mortgage: 4.375%
Credit score:740
LTV:80%
Loan Amount:$200k
APR: 4.69%
FHA 30 year:4.25%
Credit Score:640
LTV:96.5%
loan amount:$200k
APR:5.87%
Conventional 15 year:3.5%
Credit score:740
LTV:80%
Loan Amount:$200k
APR:3.72%
 
Rates are Subject to Change
Call me today if you are thinking of refinancing or buying a home, for the best mortgage rate possible.

(0 comments)

mortgage: Mortgage Rate Update Sugar Land, Katy, Houston, The Woodlands 04/30/13 - 04/30/14 08:09 AM
Conventional 30 year Mortgage: 4.625%
Credit score:740
LTV:80%
Loan Amount:$200k
APR: 4.89%
FHA 30 year:4.25%
Credit Score:640
LTV:96.5%
loan amount:$200k
APR:5.87%
Conventional 15 year:3.5%
Credit score:740
LTV:80%
Loan Amount:$200k
APR:3.72%
 
Rates are Subject to Change
Call me today if you are thinking of refinancing or buying a home, for the best mortgage rate possible.

(0 comments)

mortgage: Mortgage Rate Update Sugar Land, Katy, Houston, The Woodlands 04/23/14 - 04/23/14 09:06 AM
Conventional 30 year Mortgage: 4.5%
Credit score:740
LTV:80%
Loan Amount:$200k
APR: 4.79%
FHA 30 year:4.25%
Credit Score:640
LTV:96.5%
loan amount:$200k
APR:5.87%
Conventional 15 year:3.5%
Credit score:740
LTV:80%
Loan Amount:$200k
APR:3.72%
 
Rates are Subject to Change
Call me today if you are thinking of refinancing or buying a home, for the best mortgage rate possible.

(0 comments)

mortgage: Mortgage Rate Update Sugar Land, Katy, Houston, The Woodlands 04/16/14 - 04/16/14 08:48 AM
Conventional 30 year Mortgage: 4.5%
Credit score:740
LTV:80%
Loan Amount:$200k
APR: 4.79%
FHA 30 year:4.25%
Credit Score:640
LTV:96.5%
loan amount:$200k
APR:5.87%
Conventional 15 year:3.625%
Credit score:740
LTV:80%
Loan Amount:$200k
APR:3.82%
 
Rates are Subject to Change
Call me today if you are thinking of refinancing or buying a home, for the best mortgage rate possible.

(0 comments)

mortgage: Mortgage Rate Update Sugar Land, Katy, Houston, The Woodlands 04/9/14 - 04/09/14 09:12 AM
Conventional 30 year Mortgage: 4.5%
Credit score:740
LTV:80%
Loan Amount:$200k
APR: 4.79%
FHA 30 year:4.25%
Credit Score:640
LTV:96.5%
loan amount:$200k
APR:5.87%
Conventional 15 year:3.625%
Credit score:740
LTV:80%
Loan Amount:$200k
APR:3.82%
 
Rates are Subject to Change
Call me today if you are thinking of refinancing or buying a home, for the best mortgage rate possible.

(2 comments)

 
David Krichmar, DaveYourMortgageguy.com (www.DaveYourMortgageGuy.com, FHA, VA, USDA, HomePath, Jumbo) Rainmaker large

David Krichmar

DaveYourMortgageguy.com

Sugar Land, TX

More about me…

www.DaveYourMortgageGuy.com, FHA, VA, USDA, HomePath, Jumbo

Address: Serving Harris, Fort Bend, Montgomery, Brazoria County, Houston, Katy, Sugar Land, Pearland, The Woodlands or anywhere in Texas!

Office: (832) 689-6012

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