Amy Fisher's (dcrealestatecurmudgeon) Blog

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Real Estate Agent - Realty Group Inc.
RECENT BLOG POSTS
At 5:14 PM this evening I received a DC Government Alert that the DC Public Schools would open 2 hours late.  Who makes these decisions?  It was clear as a bell to anyone with a window, a car or a shovel that DC could not possibly be prepared for anything resembling normal traffic anytime on Mond...
02/07/2010
At a time when we need home prices to stabilize, access to the mortgage pipeline is being excessively constrained by absurdly high borrower credit requirements, diminishing credit scores resulting from lender imposed credit limit reductions, and understaffed Lenders hamstrung by top-down, inept b...
03/15/2009
Dear Ms. Norton-      In all the talk of Tarp funds and Stimulus Packages related to housing there is a missing element.   We need a special short term loan program addressing those who are struggling and underwater. The program should be designed to allow these people to refinance the full loan ...
01/13/2009
               While I am pleased to see the Fed is finally focused on the foreclosure crisis, however we can no longer hope to successfully address the problem without simultaneously, stimulating existing home sales.  Without absorbing the excess inventory the crisis will slow but continue to de...
11/25/2008
I believe now that we have finally stepped up  long overdue workouts of borrowers in foreclosure, it is time to focus on creating a stimulus package to entice buyers back into the market. New buyers could begin absorbing the glut of foreclosure vacancies and stabilize prices.  Allow me to suggest...
11/14/2008
A  good deal of time has been spent talking about homeowners who are "underwater" and in need of relief ,but no one has addressed the backlog of solid potential home, and investment property buyers, priced out of the market at today's (relatively) high interest rates.  Might I sugge...
11/07/2008
Now more than ever we need a mandated rate reduction for FHA financing.  This would be a tremendous stimulouus as follows: 1.  Borrowers in trouble could refinance at a stated rate rather than negotiate individually. 2.  Sidelined new homeowners would have an incentive to get in the game. 3.  Low...
10/29/2008
An Open Letter to Congress from a Veteran Realtor Regarding HR 6694 and a new Stimulus Package Please vote to defeat HR6694.  Reinstating this pseudo charity is the sort of reckless lending that lead us into our current financial melt down.  The way this "charity" works is that a Seller...
10/24/2008
 5/06/08 Dear All-   The Real Estate Market has just turned for the better.  Earlier this year congress approved raising Fannie-Mae, Freddie-Mac and FHA loan limits to $729,750 in high cost areas of the country such as Washington DC.    For Fannie and Freddie this was an increase from a limit of ...
05/06/2008
3/25/08 Here’s what I learned today…The surfeit of Real Estate financing programs, which has sustained the market for the past decade has come to an abrupt end. Imagine, if you will, a pot luck birthday bash, to which hundreds of friends are invited. Too late it’s discovered that among the guests...
03/25/2008
Rainer
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Amy Fisher

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