John R. Thomas - Delaware Mortgages - Delaware FHA Loan

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Mortgage and Lending - Primary Residential Mortgage Inc. - NMLS 38783
Delaware Mortgage loans for the purchase or refinance of homes in Delaware. Advice on Delaware mortgage rates and loan programs. Delaware FHA Loans, Delaware USDA loans, Delaware VA loans, and Delaware Reverse Mortgages. John R. Thomas is the author of the book, Your Guide to Buying Your First Home in Delaware.

ARCHIVED BLOG POSTS

2008 

Change Five Lights Bulbs If you replace the conventional incandencent bulbs in the five most frequently used light fixtures in your home with compact flourescent bubls, you will help the environment while savings money on energy bills.  If every household in the U.S. took this one simple action, ...
05/24/2008
The New Castle County Chamber of Commmerce (NCCCC) provides affordable rental space and services for early stage companies with the Emerging Enterprise Center (ECC).  If you have a great idea for a new business, but are not sure if you can afford office rent, utilities and all the other services ...
05/24/2008
Contrary to what many Economic Experts have been saying, Warren Buffett says we are already in a Recesssion and that the Recession will last longer than most people think.  He said this to a German Magazine.  Most Economist have been saying the Recession will be slight and we will be out of it in...
05/24/2008
The jobless claims came out today much lower than expected and help stocks rally back from a 2 day plunge.  This moved mortgage rates higher so hopefully you locked your rate in yesterday like I have been advising. The jobless claims is a measure of the number of newly laid off workers that are f...
05/22/2008
The Washington Post reported today that Prince George's County hasincreased its Recordation Tax effective July 1, 2008, from $2.20 per$500 of home value to $2.50 per $500.If you are estimating the tax, it is now 0.44%.  The new amount will be0.5%.  (To be exact, round up to the next $500 and mult...
05/22/2008
AVERTING A STUDENT LOAN CRISIS?:  On May 7, President Bush signed The Ensuring Continued Access to Student Loans Act of 2008. The Act seeks to ensure that college students and their parents have uninterrupted access to federally guaranteed student loans despite the recent turmoil in the credit ma...
05/19/2008
ECONOMIC AND MARKET UPDATE:  Housing starts in April recorded a surprisingly strong +8.2% increase.  The gains were in multi-unit construction.  Single-family housing starts continued to decline.  Permits for new construction were up +4.9%.  Both starts and permits were about thirty percent below...
05/19/2008
HOME PRICES:  This past week, I reviewed the median home price information for the 80 highest priced metropolitan areas for the last three years (2005-2007) as complied by the National Association of Realtors using U.S. Census Bureau information. Over the two year period, only 16 are down.  Two a...
05/19/2008
Construction of New Homes increased in April 2008 by 8.2%, this is the biggest increase inmore than two years.  This was some unexpected good news in the sagging real estate industry.  Experts down-played the news saying the housing crisis is far from over  The number is deciving because the incr...
05/17/2008
Oil prices set another record on May 16, 2008 of nearly $128 a barrell.  Traders of commodities set the price of oil by buying and selling it on the open market.  Two events that might have lowered the price of oil had no effect on the market as traders bid the price of future oil barrells to nea...
05/17/2008
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