Greg 's Blog

Mortgage and Lending - The Federal Savings Bank
The mortgage industry is changing almost daily. My blog is dedictated to updating readers so you and/or your clients can make educated choices and find the best loan options currently available.



The chief executive of the National Association of Home Builders NAHB wants a government program launched to lower interest rates on home loans to 2.9 percent, along with an expanded homebuyer tax credit. Their proposed program would only be available to new homebuyers, and not those currently st...
Subprime lending volume was relatively modest in 1995 and 2000, but surged in 2005 and 2006, before easing in 2007 and completely dropping off this year.  It's forecasted that 2008 subprime originations will total just $10 billion, making up a mere 0.58 percent of the estimated $1.7 trillion in ...
Erroneous medical collections showing up on potential borrowers' credit reports are throwing another wrench in efforts to refinance homeowners into lower interest rate mortgage loans. "The tragedy is that the collection accounts, even those that have been paid in full, are lowering these individu...

Greg Zaccagni

Illinois Mortgage Lender
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