Colorado Mortgage Daily

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Mortgage and Lending - Benchmark Mortgage - NMLS# 247026
RECENT BLOG POSTS
The Federal Open Market Committee (FOMC) said in its last statement for 2014 that although economic conditions have improved at a moderate pace, the Fed believes that the target federal funds rate of between 0.00 and 0.25 percent remains "appropriate." While labor markets show expanding job growt...
12/18/2014
You've completed an initial mortgage pre-qualification and now you're ready to take the next step and meet with your lender or mortgage advisor for the pre-approval interview. Are you ready? At this stage of the application process your lender will dig into your financial background to ensure tha...
12/17/2014
Are you about to buy a house or condo for the first time? Congratulations! Owning your own piece of real estate is a liberating experience and one that will provide you with the foundation to build your personal wealth and equity. Once you own your home you'll be responsible for a variety of new ...
12/12/2014
Are you thinking about using mortgage financing to buy a new home? If so, you've likely heard about mortgage insurance policies requirements and you may be wondering how they will affect you. In today's blog post we'll explore mortgage insurance and explain the difference between conventional, FH...
12/11/2014
Whether you're about to close on a lovely new house for your growing family or a stylish beachfront condo so you can retire close to the ocean, one thing is certain. You're going to face a variety of closing costs. Insurance, taxes, financing fees, title fees, attorney fees and other costs will n...
12/10/2014
Last week's economic reports related to housing and mortgages were few, but construction spending, the Fed's Beige Book report, non-farm payrolls and the national unemployment report indicated trends for the end of the year.   Construction Spending Increases U.S. construction spending rose by 1....
12/08/2014
    "Happiness depends upon ourselves." -Aristotle I thought you might enjoy this article I found regarding what we all search for.  Lasting happiness.  Just in time for the New Year. Dr. Martin E. P. Seligman, Director of the Penn Positive Psychology Center at the University of Pennsylvania and ...
12/07/2014
The number of first-time homeowners reached its lowest level in three decades.According to an annual survey of homebuyers by the National Association of REALTORS® (NAR), only 33 percent of total purchases this year were by first-timers, down from 38 percent a year ago. The long-term average, dati...
12/06/2014
Are you in the market for a new home? If you plan on using mortgage financing to buy your next home you've likely heard the phrase "loan-to-value" or the acronym "LTV" before. Let's take a quick look at the loan-to-value ratio including why it's important, how to calculate it and how it can affec...
12/05/2014
If you're in the market for a new home and you've been researching mortgages, you've likely come across the terms "pre-qualification" and "pre-approval". While these terms are self-explanatory in some circumstances, they are quite different in regards to mortgage financing.   Pre-qualification: a...
12/04/2014
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Diane Beaumont

USDA,FHA,Jumbo,VA Woodland Park, CO Mortgage
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