diane casale: What A Great Time To Be A Fourth-Grader In Alabama - 01/31/12 08:50 PM
Being a Mom of a fourth-grader, the news I read today makes me one VERY proud and excited Parent!
It was announced today that Fourth-grade students across Alabama are going to be given a chance to be an integral part of space exploration. The Rocket City Space Pioneers announced a contest that will allow fourth-graders to name its moon lander. The students from the Huntsville Center for Technology, who are members of the Rocket City Space Pioneers team, built a full-scale model of a moon lander, which they unveiled on Tuesday.
"Every spacecraft needs a name," said Tim Pickens, chief … (1 comments)

diane casale: My Spring Renewal..... - 03/18/11 12:53 AM
Wow, it has been some time since I have actually written a blog entry. My life has been wonderfully busy...with that my Spring Renewal Blog.
 
It started with my blogging here on ActiveRain. I met the most brilliant person, Elizabeth Cooper-Golden of @ Homes Realty Group here in Huntsville. She was pursuing me for some time and really needed agents that she could trust. Me. I was beyond words and was very flattered. But, I was set in my old ways, in my old company, doing my same old things with hopes that my business would pick up.
 
With the … (19 comments)

diane casale: FICOs and FHA: 2 Big Lenders Loosen Up! - 02/04/11 09:44 AM
GREAT NEWS? IF YOU DIDN'T THINK YOU COULD QUALIFY TO BUY A HOME, YOU MAY NOW! FICOs AND FHA: 2 BIG LENDERS LOOSEN UP! 
This according to an article written by 
Ken Harney for Inman News™  on Monday, January 31, 2011. For all those who are wanting to buy but didn’t think they could, call me. I will connect you with the right mortgage lender and we can begin to look for your new home.


Here’s some unexpected good news for anybody working to get buyers into houses, especially first-timers who don’t have much down payment cash on … (4 comments)

diane casale: Wordless Wednesday...what not to do when trying to sell your home. - 02/02/11 03:02 PM
Hmmmmm....this little...distraction...has been sitting by the front door for over a week. Notice the "New Price" sign?


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diane casale: Farley Elementary School District Market Update for January 2011 - 02/02/11 01:44 PM
 

January 2011 is over and it is almost hard to believe that the school year is half over. The Farley Elementary School District has so many exciting developments in the works from the new Fire Station No. 7 opening up just a walk away to all the new subdivisions either selling or just starting to break ground (Farley Farms). This is the place to look first and live!
Autumn Ridge, Quail Ridge, Fleer Estates and Sandhurst are all established subdivisions. They have homes from 1000 sq.ft. up to 2600 sq.ft. Sandhurst is the original development, then Autumn Ridge/Quail Ridge … (0 comments)

diane casale: New Homes in Bell Grove Manor, Huntsville, AL by presented by Legend Homes - 08/08/10 05:48 PM
Well, we have all been waiting to find out what homes are going in the Bell Grove Manor subdivision and here it is!! I personally went to see these home in another subdivision and they are REALLY CUTE, LARGE and affordable! Legend Homes will be building the model homes so you can see them for yourself. They will have full brick, full sod and 42in. cabinets and loads of upgrades that you can get. They have 37 lots and will purchase more if needed. Call me today to get more information. 256.679.6470 or diane@casalesells.com. You can also call Aaron Mance of Legend Homes at 256.503.7138. … (0 comments)

diane casale: FHA CHANGES - 08/07/10 10:12 AM
Wonderful information should you be getting a loan during this time!!

Good Friday! There are some (big) changes to the FHA program beginning on September 7th, 2010. 
FHA is lowering their Up Front Mortgage Insurance (Financed on top of the loan) from 2.25% down to 1%. Yes, this sounds great doesn't it? Not so much, they are raising the monthly mortgage insurance from .55% to .90%. It may not sound like much, so let's take a look at the example below:
 
How does this affect our clients? 
$200,000 Purchase price
4.5% Interest Rate 
PRE- September 7th
Principal interest and … (0 comments)

diane casale: 15-Year Mortgage Rate Sinks to Below 4% - 08/06/10 08:42 AM
This was originally posted by Melissa Juarez this morning. Thanks so much Melissa for keeping everyone informed. Good news does a Friday good!!!

Wow! A plunge in mortgage rates is giving homeowners a rare opportunity to lock in a 15-year, fixed-rate loan for less than 4 percent.
Rates haven't dipped this low in decades. For those who can qualify, it's the chance to pay off a home in half the time while saving tens of thousands of dollars - if not more.
The average rate on the 15-year fixed loan dropped to 3.95 percent last week, according to mortgage company … (0 comments)

diane casale: Another article about Huntsville, Alabama - 08/03/10 11:37 AM
Another great article about Huntsville, Alabama in Government Executive magazine's August issue. It features a cover story on Huntsville entitled, "The New Federal City: Huntsville, Ala., is becoming the center of gravity for key agencies."
The magazine, gives an account of Huntsville's and Redstone Arsenal's growth and includes interviews with several families who have relocated here as a result of the 2005 Base Realignment and Closure Commission's shift of nearly 5,000 federal jobs from the Washington area. Ethan Hadley, the vice president of economic development with the Huntsville/Madison County Chamber of Commerce, calls the 2005 BRAC the "largest economic development announcement in Alabama … (1 comments)

diane casale: The New FICO 8 Score - 07/27/10 07:54 PM
I have been trying to keep updated with credit scoring and financing because it has a direct effect on the real estate market and, therefore, me. I found this great article by Leslie McFadden, Bankrate.com, written today about the new FICO 8 score...A VERY interesting read. Enjoy and share it with everyone you know.
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FICO announced today that more than 2,700 lenders are using its latest and greatest consumer credit scoring model known as the "FICO 8 Score." According to FICO's own research, its newest credit score improves credit risk prediction by as much as 15 percent over earlier generations. The score debuted in … (0 comments)

diane casale: Want a home in S. Huntsville at the end of a cul-de-sac? $145,000 - 07/26/10 12:18 AM
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diane casale: Huntsville, AL to start a Drivr txt ban - 07/25/10 04:58 PM
This past week the Huntsville City Council unanimously passed a texting while driving ban which will go into effect September 20th. This is the 5th Alabama city to pass this type of law, and will not be the last.
The ordinance bans the use of sending or receiving a text message, viewing pictures or email while driving, or even punch in coordinates on your satellite navigation system while in Huntsville. However, a driver can not be pulled over just for the texting violation. An officer would have to see them breaking another law first such as traveling too close, weaving or speeding.

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diane casale: Buyer's Remorse~It is VERY real - 07/23/10 05:58 PM
Buyer's Remorse~I learned about it when getting my R.E. license (even though it was only touched on lightly), my Broker warned me about it and finally, I had clients who had it...several of them.
I warn my Buyers in advance because I can feelit coming. Typically, for me at least, these are the Buyers who you take out to look at so many properties it makes your head spin. When you think you found them the perfect home ~ BAM, they change mind on what they want. Then, when they do like a home, which you KNOW isn't what they want and they are … (3 comments)

diane casale: One of my biggest fears...overcome - 07/22/10 11:31 AM
So, here I was knowing that I had a commercial shoot in the morning. I was sicker than a dog (took NyQuil in hopes that my nose would recover from a day of sneezing). Where was I? Right here on ActiveRain. I needed the comfort of other agents who may have experienced what I was experiencing...sheer TERROR. Let me explain. I am not one who likes to be in front of a large group of people and have the spotlight on me-never have and hopefully I will like it one day-but not now. lol. I have nightmares about this stuff! Really!!

 
I … (3 comments)

diane casale: Huntsville, Alabama made Money Magazine's "Where Homes Are Affordable" list. - 07/19/10 06:05 PM
So proud of Huntsville making #19 in Money Magazine's "Top 25 Places Where Homes Are Affordable" Residents who live in these 25 growing towns see their incomes go the furthest.

Via Money Magazine:
 Median home price: $140,000 Median family income (per year): $68,755
When cotton was still king in post-war Alabama, Huntsville was a sleepy Southern city of 16,000 souls. After NASA's Marshall Space Flight Center began construction in 1950s, Huntsville's growth, well, skyrocketed. It has more than 170,000 residents today.
All those well-paid engineers, scientists and technicians mean Huntsville has a well-heeled demographic. That has not swelled home prices … (0 comments)

 
Diane Casale, REALTOR, ABR, SNP; North Alabama Real Estate (Coldwell Banker First, Huntsville, AL) Rainmaker large

Diane Casale

REALTOR, ABR, SNP; North Alabama Real Estate

Huntsville, AL

More about me…

Coldwell Banker First, Huntsville, AL

Address: 900 Bob Wallace Avenue, Huntsville, Alabama, 35801

Office: (256) 539-4660

Mobile: (256) 679-6470

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