Dora Griffin's Blog

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Mortgage and Lending - D A Griffin Financial.LLC - NMLS 6380
RECENT BLOG POSTS
  THIS FORT THOMAS LIBRARY JUST FOR KIDS! Each time I walk down one street in Ft Thomas I'm reminded of what a great idea this is. The home owner built a library of kids' books where kids on the street can check out a book and return it. What a great way to keep kids interested in reading and a g...
07/02/2014
  STEP ONE - CALL YOUR LENDER There is no step two or three without... step one - call your lender. It seems week in and week out I get calls from potential or hopeful home buyers who have been actually viewing homes (sometimes writing a contract) with no idea of what they WANT to spend. When buy...
06/27/2014
EXPENSIVE HOMES ARE SELLING! According to a USA Today article this week expensive homes are selling. The article  headline is actually "Existing home sales up 4.9%". One can come to a different conclusion, but this article makes clear to me that the term income inequality it is evident in these n...
06/25/2014
FHA/HUD CAN ONLY BLAME THEMSELVES   I read today that FHA loans are down 53% from last year in the first quarter. HUD (FHA) like other loan guarantors was hit hard with foreclosures over the last few years. Their remedy to bring money into the coffers has been to increase the monthly MI rate from...
06/19/2014
AFFILIATED BUSINESS ARRANGEMENTS AND THE CFPB       The cfpb is taking issue with another real estate company's affiliated business arrangement with a title company.  I've done a few blogs about one stop shopping. The cfpb is paying attention now to whether home buyers are being fully advised as ...
06/18/2014
WHY DON'T HOME BUYERS LISTEN TO THEIR REAL ESTATE AGENT?   I spoke with an agent this afternoon who said she could not get her home buyer to consider options other than the lender they always use. This happens to be a lender who advertises low closing costs. My comment was "ask them if they like ...
06/17/2014
MORTGAGE LOAN SHOPPING GLITZ AND GLAMOUR When shopping for a  home mortgage loan how easy is it to fall for glitz and glamour?  I've been in my industry for quite some time now and I have seen companies come and go. More particularly I've seen loan officers who went beyond the bus stop benches to...
05/30/2014
SHOP TILL YOU DROP FOR A HOME MORTGAGE LOAN     We're all are familiar with the term "shop till you drop". When you are looking for personal items that can be a fun adventure. When you are shopping for a  home mortgage loan, however, shop till you drop can be a bad idea. Everyone wants to do a th...
05/02/2014
HARP REFINANCE IS STILL A GREAT OPTION FOR MANY! HARP ... HOME AFFORDABLE REFINANCE PROGRAM  is still a great option for many Kentucky home owners who have not refinanced yet. While many of us in the industry hear the constant drumming that refinances are WAY down from last year and will be WAY d...
03/21/2014
USDA/RURAL HOUSING AREA EXTENSION WELCOME NEWS FOR  NORTHERN KY   In Northern Kentucky we have a few areas that are located in close proximity to major shopping malls in Northern Kentucky and downtown Cincinnati. A large portion of some areas such as Independence and Burlington were set to fall o...
02/25/2014
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Dora Griffin

NMLS 6380
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