Doug Jones's (dougj) Blog

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Mortgage and Lending - Mortgage Magic
RECENT BLOG POSTS
I just realized that Yelp has made me better with customer service. A fellow just called and I asked, "How did you hear about me?" and he replied, "Yelp". My ears perked up and I became more focused . I realized right away  that there was nothing I could offer this gentleman in a way to improve h...
05/06/2015
Is San Jose a town of the future?I drove last night from my home which is in a very nice neighborhood to another home 8 miles away and also in a very nice neighborhood. During the drive I went thru a section that would not be called nice but something caught my eye. Among these older not well tak...
05/01/2015
This morning I did a magic show for 300 sophomores and the show was right at 2 hours in length. When I told other magicians I was doing this show several said "that's a tough audience". I did not find so at all. I found the kids to be absolutely delightful and fun-filled. I had a blast. Years ago...
04/28/2015
This morning a co-worker lamented that he was in a meeting last night that lasted past 10 PM and it was supposed to be over at 8:30. Management. Time Management. Effective Time Management. Years ago I was managing a Finance Office for Avco Financial Services. One night around 8 PM I looked around...
04/21/2015
A real estate buyer walks into an open house and the listing Realtor is sitting in the kitchen.The Realtor asks the potential buyer, "do you have a Realtor." the reply will be, 'Yes' or "No". As the conversation continues either the buyer or the listing Realtor will casually make the comment that...
04/16/2015
I owned my own sales training (Sales Magic) company and taught sales for many years. During that time I used many books as reference material.  The 5 Great Rules of Selling, The Greatest Salesman in the World, and How to Sell Anything to Anybody were some of the excellent books. But there was one...
04/13/2015
Recently a Realtor referred a client to me and the client was already in contract; an offer had been made and accepted. When the Realtor submitted the offer he submitted it with a pre-approval from another company.On the surface the loan appeared to be an easy approval. But, alas, the loan indust...
04/10/2015
My wife's cousins Mom passed away at the end of March. The Mom was 84 and had a good life; she lived in three countries and had opportunity to travel and was surrounded by a gentle caring family. The Mom managed money well and left her two daughters quite a bit of assets but she did have a Revers...
04/06/2015
One tree can make 16.67 reams of copy paper. My office uses three times  that much paper each month; therefore we kill at least three trees each month. I checked our last 10 scanned loan files and the average file is 387 pages - a ream of paper is 500 pages.   The real estate transaction uses mor...
04/02/2015
A purchase money loan was sent to us by a Realtor. The purchase was from one brother to his brother. One brother was selling the property to his brother. This is a non arms-length transaction and FHA requires a 15% equity position for non-arms length transaction.   The purchase price was $250,000...
03/19/2015
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Doug Jones

Mortgage Broker - NMLS 286668
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