carson city: Truth In Lending Changes Take Effect July 30, 2009 - 07/08/09 09:41 AM
Truth In Lending Changes Take Effect July 30, 2009Predatory lending practices played a large role in the recent global economic collapse. Those practices included funding loans with falsified information, hidden costs and charges. They also packaged subprime loans as prime loans and resold them to international investors. The resulting negative ramifications have been felt globally as the investments proved to be not what they appeared to be ... for the investor and the borrower. That has resulted in an assortment of laws and/or guidelines, Federal and State, intended to protect the consumer and the investor the latest of which takes effect … (9 comments)

carson city: 502 E. John St. Carson City, Nevada ... Fully Leased Multi-tenant Commercial Building - 02/15/09 03:41 AM
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carson city: 31 Bank Owned Homes in Carson City ... Check Out These Great Deals! - 01/02/09 01:41 AM
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carson city: What Can We Expect For 2009? - 12/30/08 07:00 PM
We are very optimistic about real estate in 2009.  The markets of the past few years have set this year up to be one of great healing and activity.  The market slowdown of 2006, the crawl of 2007, and the economic roller coaster ride of 2008 all have served to bring Buyers and Sellers to their senses.  We believe 2009 will be a year to stabilize, recover, and move forward.
Our reasons for optimism are plenty.  We have the "Perfect Storm" Market for a Buyer.  Interest rates are at a 37 year low with the potential for government-directed further reductions in … (5 comments)

carson city: It's Time To Be Thankful. - 11/25/08 05:33 PM
Being humble and grateful is a beautiful and fulfilling manner of life, and periodically it is good to simply be thankful.  It is that time of year when Americans express their thanks with, and through, the holiday of Thanksgiving.  In that traditional spirit we are thankful for the opportunity to express our thanks, and, perhaps, some that you can also identify with. 
We are very thankful for many, many things including: the continuing favorable interest rates; the assorted Home Retention Programs being developed and the spirit in which they are being formulated; Buyers that are boldly venturing forth and buying with … (1 comments)

carson city: Your House Isn't Nice Enough For A Buyer To Pay Too Much! (Or ... The Last Dumb Out-of-State Buyer has gone home!) - 08/06/08 01:59 PM

You sound like a normal Seller when you say, "We have to get $X.XX", or "I don't need to sell.", or the classic uttered by just about every Seller on the Planet, "We're not going to give it away."  In every instance, you are right as it is your prerogative as the home owner.  Let's put it in perspective. 
If you "don't need to sell", and are unwilling to price it right, then it is best if you take your home off the market and wait for the recovery ... whenever that may be.  If you "have to get $X.XX" … (12 comments)

carson city: Are Lenders Still Impacting the Market? - 07/24/08 08:50 AM
Yes, lenders are still having an impact on real estate values and sales.  The numerous bank-owned properties throughout Carson Valley are continually driving down the neighborhood values because of the banks' lack of maintenance on their properties.  The dry lawns, weed forests, and other value-sapping deficiencies resulting from lack of care and a vacant property are driving down the values of entire neighborhoods.  
There are other, less obvious lender impacts in our market that are also having a major impact in sales as they affect a borrower's ability to qualify.  These involve major changes that are new policies or procedures.  They … (0 comments)

carson city: A Whole Lot of House ... Ready for Occupancy in Carson City, Nevada - 05/22/08 05:59 PM
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carson city: Affordable Home ... Great Opportunity in Carson City, Nevada - 04/23/08 04:35 AM
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carson city: Wonderful Single Famiy Home/Lot in Carson City - 12/30/07 03:41 AM
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