Federal Title & Escrow Company's Blog

Title Insurance - Federal Title & Escrow Company
Real estate articles for agents, mortgage lenders, homebuyers and homeowers looking to refinance.



"In this world nothing can be said to be certain, except death and taxes," Ben Franklin once famously said. Yet when it comes to taxes on real property – especially for first-time homebuyers – we find much uncertainty and confusion exists. Homebuyers should expect to pay two main types of taxes o...
Too often we hear prospective homebuyers or real estate agents dismiss the need for owner’s title insurance coverage because the property is "new or in a newer development."  In fact, nothing could be further from the truth since a large percentage of title claims occur on new construction proper...
So you’ve just completed the purchase and closing on your new “fixer-upper” home.   Now it’s time to hire an architect and spend countless hours planning for a new addition to the family room.   You submit an application for your building permit.  After a few weeks, your permit is denied based on...
In my view, the most underrated insuring provision of the Enhanced Owner’s Title Insurance Policy relates to real estate tax assessments occurring after the transfer of ownership. The Enhanced policy we offer through our underwriter First American states (as a covered risk): "A taxing authority a...
As a homebuyer in the District of Columbia, Maryland and Virginia, you have a choice between two types of owner’s title insurance coverage — Standard (Limited) Coverage or Enhanced Coverage. When deciding on which coverage, you may consider the possibility of being forced to remove a structure be...

Todd Ewing

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