RECENT BLOG POSTS
 Down Payment Requirements:  My Top 4 Posts      It happened again ...       "It" meaning a call from a hopeful home buyer thinking they needed a full 20% down payment to buy a home.      First:  Let me correct this nasty misconception about home buying and lay this myth to rest ...     You DO NO...
05/19/2015
Positives Exist Within Today's Mortgage Process      Scotsman Guide - May 4, 2015      “The data shows that 40 percent of the people getting loans now do not have pristine or perfect credit.”               Edward Pinto, Co-Director - American Enterprise Institute’s International Center on Housing...
05/12/2015
 Choose the Wording For Contracts Carefully          Today I'm working on a rather challenging mortgage scenario for new and hopeful applicants ...               There are many elements to this transaction that serve to make it somewhat extraordinary.       But the one thing that's proving the mo...
05/05/2015
   Real Estate Tax Bill Info - Payment Due  Dates for Chicago-Area Counties           For property owners in the Chicagoland area, Spring means tax bills ...        Tax Bills are now online for viewing and payment for the following counties:   Will County  DuPage County  Kane County  Kankakee Cou...
05/04/2015
 FHA, VA, and Conventional Loans ...The Waiting Periods       There is a phenomenon at play in the American Home Buying marketplace currently.  Former homeowners that suffered financial catastrophe during the housing crisis (often referred to as "Boomerang Buyers") are asking ...            "How ...
04/28/2015
Celebrating Mother's Day - May 10th, 2015In & Around the Chicago Area        Mothers Day 2015 is Sunday, May 10th ...             Do you know how or where you're going to celebrate and say thank you to your Mother, Wife, or the other important moms in your life?          There's certainly a wide ...
04/27/2015
 Important Reasons to Pay Attention to Credit and Credit Management               My experience has taught me:  Way too many people don't spend enough time ... or pay proper attention to ... their finances.  That simple tasks regarding credit maintenance are often overlooked, forgotten, or dismis...
04/24/2015
 All Loan Officers are NOT Created Equal    Great Discrepancies Exist        A post written by fellow-lender, Joe Petrowsky, inspired me today ...          In Joe's post, he spoke of a client he was able to assist in saving some pretty hefty dollars.  How did he do this?      He suggested they ut...
04/17/2015
Rule of Thumb Regarding Mortgages: Inquire and Get the Facts       There's definitely been an upswing seen in the local Chicagoland housing market, as well as many other markets across the U.S.   All good news.     But the positive that's spoken loudest to me as a Mortgage Lender has been the "sh...
04/08/2015
Mortgages: The Importance of Response Time      I have clients that are in the midst of their mortgage process.  I've been trying to get ahold of them for days, but haven't had much luck.          Early yesterday, I'd contacted them yet again, this time letting them know that the interest rate th...
04/07/2015
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Gene Mundt, Chicago-area Mortgage Lender - www.genemundt.com

708.921.6331 - 37 yrs experience
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