RECENT BLOG POSTS
This waterfront lot in Navarre, Florida is perfect for building a starter home or a retirement home.  It is on Gable lake, a small lake in Navarre, Florida. It is zoned to allow single family residences as well as mobile homes. Navarre is an unincorporated community in Santa Rosa County in the No...
Posted about 1 year ago
You can get your life back on track after a short sale. One of the first things you'll want is to start repairing your credit. But, how do you get those pesky collections off your report? I'll show you a couple of techniques here. Collections can be very easy to remove. The reason is that most co...
Posted over 3 years ago
If you are upside down, then you might be tempted to walk away. You'll mail your keys to the lender and move out. Before you move out, I have some important information to tell you. You should stay in the house for as long as possible. In fact, the average length of time you can live for free is ...
Posted over 3 years ago
Gulf Breeze - Many people are embarrassed that they are short selling their house. They feel like they are somehow being dishonest or shady. Neither one of those is true. A lot of the people short selling today never had a blemish in their credit. They lived perfect, responsible financial lives. ...
Posted over 3 years ago
I had a negotiator at one of the largest lenders in the US try to push me around last week. I've spent the last 12 months figuring out all the rules for different loan owners, or insurers. I'm talking about FHA, VA, Fannie Mae, Freddie Mac, and "sliced and diced." You see, the people who own the ...
Posted over 3 years ago
You can dispute negative items on your credit. In some cases, the negative item can go away in 30-60 days. This doesn’t always happen, but it’s nice when it does. This may seem overwhelming at first. But stick with it and you’ll see that it does work. With a little persistence, most items can be ...
Posted over 3 years ago
Most people think that a short sale will be the kiss of death to their credit. That is the one big advantage of a short sale over a foreclosure. Anything and everything bad on your credit can be fixed. It’s called the dispute process. In my opinion, many lenders incorrectly report credit on consu...
Posted over 3 years ago
I know a guy that wiped out 300k in mortgage debt. I’ll call him Tom. The name and some of the details have been changed to protect his privacy. Tom owed a lot of money on his house. He owed 600k on a first mortgage and then another 300k on a second mortgage. Tom’s income dropped dramatically. He...
Posted over 3 years ago
Before the crash, the sub-prime mortgage market was hot. Wall Street Firms were eager to get their hands on the high interest mortgages being issued. They could buy a sub-prime loan and sell it for a profit. Based on my calculations, they could mark up the price of the mortgages they purchase by ...
Posted over 3 years ago
Everyone gets scared when they can’t pay a debt. “Am I at risk of going to jail? Will my friends find out? Will the bank sue me and take everything I own? Will they garnish my wages? Will they levy my bank account?” Here is a real life example. She didn’t have the money and stopped paying cold tu...
Posted over 3 years ago
Rainer
22,873

Georgia Emmett-Hudleston

Gulf Breeze, Pensacola, Pace, Milton Realtor
Ask me a question
*
*
*
Spam prevention

Accessibility option: listen to a question and answer it!

To submit the form,
drag the balloons to the circle on the side.

Type below the answer to what you hear. Numbers or words, lowercase: