coldwell banker: Home for sale in Schenectady NY, near Proctors Theater. Why rent? - 06/19/12 12:58 PM
Home for sale in Schenectady NY, near Proctors Theater..
You've heard it before; Why rent when you can buy?
Just blocks from Proctors Theater, bus line, shops and more..
15 Barney St, Schenectady NY 12307
Buy it for $49,400

Check out this single family home for sale in Schenectady.. Located at 15 Barney St, Schenectady NY 12307. Whether you are looking for an affordable home, or a good investment, it doesn't get better than this.. For sale for $49,400, this home has a 3 year old roof, 3 year old furnace, brand new carpet, Kraftmaid kitchen, 1.5 bath (wich is … (0 comments)

coldwell banker: We all say the same thing?!.. But do we all mean the same thing?.. - 06/19/12 12:51 PM
You've heard it before; Why rent when you can buy?
Just blocks from Proctors Theater, bus line, shops and more..
15 Barney St, Schenectady NY 12307
Buy it for $49,400

Check out this single family home for sale in Schenectady.. Located at 15 Barney St, Schenectady NY 12307.  Whether you are looking for an affordable home, or a good investment, it doesn't get better than this.. For sale for $49,400, this home has a 3 year old roof, 3 year old furnace, brand new carpet, Kraftmaid kitchen, 1.5 bath (wich is unheard of at this price range), 2 Br, washer … (0 comments)

coldwell banker: Josh Gonzalez is a Real Estate Agent with Coldwell Banker Prime Properties in Clifton Park NY, and Stewart Construction-Custom Home Builder in Burnt Hills NY, Working with Buyers.. - 04/11/10 10:04 PM
Josh Gonzalez is a Real Estate Agent with Coldwell Banker Prime Properties in Clifton Park NY, and Stewart Construction-Custom Home Builder in Burnt Hills NY,   Working with Buyers..

Josh Gonzalez is a Real Estate Agent with Coldwell Banker Prime Properties in Clifton Park NY, and Stewart Construction-Custom Home Builder in Burnt Hills NY,   Working with Buyers..
Buyers

Now is a great time to buy a home. There is an unprecedented number of good homes available at amazing prices. Mortgage rates are still close to all-time lows and lenders are willing to make the dream of owning a home a … (0 comments)

coldwell banker: Homes for Sale in Clifton Park NY. Josh Gonzalez, a Local Real Estate Agent. Improve Your Insurance Score. - 03/27/10 06:41 PM
Homes for Sale in Clifton Park NY.  Josh Gonzalez, a Local Real Estate Agent.  Improve Your Insurance Score.
Paying all of your bills on time is one good way to improve your insurance score-and, in turn, lower your homeowners insurance premiums.

The most effective way to raise your insurance score is to improve your credit score. Image: Jupiter Images/Getty Images
 Homes for Sale in Clifton Park NY.  Josh Gonzalez, a Local Real Estate Agent.  Improve Your Insurance Score.
Most people expect the cost of homeowners insurance to go up after a claim is filed. But it may surprise you to … (0 comments)

coldwell banker: Homes for Sale In Clifton Park, Josh Gonzalez a Local Real Estate Agent. Avoid Home Equity Loan and Refinancing Scams. - 03/26/10 02:03 PM
Homes for Sale In Clifton Park, Josh Gonzalez a Local Real Estate Agent.  Avoid Home Equity Loan and Refinancing Scams.
Home equity loan and refinancing scams can cost you more than money-these scams can cost you your house.

Scammers will often try to charge you for services they'll never actually perform. They may even use your personal information to commit identity theft. Image: Plattform/Getty Images
Refinancing a mortgage to a lower interest rate can make sense for some homeowners. So too can taking out a home equity loan against the value you've built up, perhaps to finance a kitchen remodel … (0 comments)

coldwell banker: Homes for Sale in Clifton Park NY. Josh Gonzalez a local Real Estate Agent. Mortgage Interest Deduction Vital to Housing Market - 03/25/10 11:33 PM
Homes for Sale in Clifton Park NY.  Josh Gonzalez a local Real Estate Agent.  Mortgage Interest Deduction Vital to Housing Market
The home mortgage interest deduction saves the average homeowner thousands of dollars at tax time, supports home values at the community level, and helps American homebuyers get into their first house.

Supporting the mortgage interest deduction means helping families afford homes. Image: Image Source/Getty Images
 
Current homeowners support the mortgage interest deduction not just because it saves them money-over time, about three-quarters of American taxpayers will benefit from the mortgage interest deduction-but also because they know it's integral … (0 comments)

coldwell banker: Clifton Park Homes for Sale, Josh Gonzalez a Local Real Estate Agent. Fight Foreclosures in Your Community. - 03/24/10 09:44 PM
Clifton Park Homes for Sale, Josh Gonzalez a Local Real Estate Agent.  Fight Foreclosures in Your Community.
Even if you're current on your mortgage, nearby foreclosures can affect your community through lower property values, higher crime rates, and lost services.

Foreclosed houses are often targeted by vandals, squatters, and thieves--which could drive out a neighborhood's residents and cause property values to plummet. Image: HUD
Clifton Park Homes for Sale, Josh Gonzalez a Local Real Estate Agent.  Fight Foreclosures in Your Community.
If you think your neighbor's foreclosure doesn't impact you, think again. According to a Center for Responsible Lending report, … (0 comments)

coldwell banker: Clifton Park Homes for Sale, Josh Gonzalez a Real Estate Agent with Coldwell Banker. Create an Evacuation and Communication Plan. - 03/23/10 06:35 PM
Clifton Park Homes for Sale, Josh Gonzalez a Real Estate Agent with Coldwell Banker.  Create an Evacuation and Communication Plan.
Having an evacuation and communication plan, and making sure everyone knows where to go in case of an emergency, can be the key to protecting your home and family.
        
<!-- <p><strong>Escape Ladders Save Lives in Two-Story Homes</strong></p> --> Learn how to use a collapsible escape ladder, which could help keep your family safe in the event of a fire. Additional home improvement videos can be found at DannyLipford.com.
Clifton Park Homes for Sale, Josh Gonzalez a Real Estate Agent … (0 comments)

coldwell banker: Clifton Park Homes for Sale, Local Real Estate Agent. States Offer Cash Rebates for Clunker Appliances. - 03/22/10 09:49 PM
Clifton Park Homes for Sale, Local Real Estate Agent.  States Offer Cash Rebates for Clunker Appliances.
Buying a new Energy Star appliance can lower your utility bills and perhaps even earn a cash rebate from your state.

If you replace an old washing machine with a new Energy Star model, you could save as much as $135 per year--plus a rebate from the government. Image: Corbis Photography/Veer
There's another reason besides saving on utility bills to replace your clunker appliances with energy-efficient models: a cash rebate. States, using up to $300 million in federal funds, are offering rebates on Energy … (0 comments)

coldwell banker: Clifton Park Homes for Sale, Local Real Estate Agent. Low-Maintenance Lawn Alternatives: Turf Grasses - 03/21/10 09:59 PM
Clifton Park Homes for Sale, Local Real Estate Agent.  Low-Maintenance Lawn Alternatives: Turf Grasses
If you want a yard that demands less time, money, and water, consider low-maintenance grasses in lieu of the traditional lawn.

The "No Mow Lawn Mix" is great for yards in the upper Midwest, Northeast, and Pacific Northwest. Image: Prairie Nursery
We love our lawns. Turf grass covers nearly 47 million acres in the U.S., according to the Lawn Institute. But that's not very green. The average household dumps 60 gallons of water per day on conventional lawns. Toxic lawn herbicides and pesticides run off into … (0 comments)

coldwell banker: Clifton Park Homes for Sale, Local Real Estate Agent. Beautiful Home for Sale, Glenview Pointe Glenville NY. 10 Jordan Lane. - 03/21/10 12:25 AM

Clifton Park Homes for Sale, Local Real Estate Agent.  Beautiful Home for Sale, Glenview Pointe Glenville NY.  10 Jordan Lane.
Welcome Home!

Clifton Park Homes for Sale, Local Real Estate Agent.  Beautiful Home for Sale, Glenview Pointe Glenville NY.  10 Jordan Lane.
Located in desireable Glenview Pointe, Glenville NY.  This 5 year young home has everything you need from location to great Niskayuna Schools. This home is in move in condition and will be ready for showings begining April 2nd.  Call Listing agent for details and/or to schedule your own private showing. 

 
Clifton Park Homes for … (1 comments)

coldwell banker: Homes for Sale in Clifton Park, Local Real Estate Agent. Your Guide to Outdoor Maintenance - Northeast - 03/18/10 11:47 PM
Homes for Sale in Clifton Park, Local Real Estate Agent.  Your Guide to Outdoor Maintenance - Northeast
If you live in the Northeast, prevent problems and preserve the value of your property with proactive outdoor maintenance.

You can protect your driveway with a coal-tar-based sealant for about $100 if you do the job yourself, or about $300 if you hire someone. Image: Universal Seal
 
Maintaining a house in the northeastern quadrant of the country, from New England through the mid-Atlantic, means protecting it from a triple whammy: hot summers, frigid winters, and lots of precipitation throughout the year. You'll … (1 comments)

coldwell banker: Clifton Park Homes for Sale, Local Real Estate Agent. The Offer: There's More to It Than Just The Price - 03/17/10 10:26 PM
Clifton Park Homes for Sale, Local Real Estate Agent.  The Offer: There's More to It Than Just The Price
Fixating on price in real estate may cost you the deal:
 
Sellers who decide that a specific dollar figure will buy their home and won't budge from that bottom line may sell themselves short.  
Buyers who drop out of a transaction for a property they love because the seller's counter-offer shocks them may be quitting before they have really started negotiating. When a buyer makes an offer to purchase a house, condominium unit or commercial property, the purchase price is … (1 comments)

coldwell banker: Clifton Park Homes for Sale, Local Real Estate Agent. The Offer: There's More to It Than Just The Price - 03/17/10 10:26 PM
Clifton Park Homes for Sale, Local Real Estate Agent.  The Offer: There's More to It Than Just The Price
Fixating on price in real estate may cost you the deal:
 
Sellers who decide that a specific dollar figure will buy their home and won't budge from that bottom line may sell themselves short.  
Buyers who drop out of a transaction for a property they love because the seller's counter-offer shocks them may be quitting before they have really started negotiating. When a buyer makes an offer to purchase a house, condominium unit or commercial property, the purchase price is … (0 comments)

coldwell banker: Clifton Park Homes for Sale, Local Real Estate Agent. 10 Steps to a Perfect Exterior Paint Job - 03/17/10 10:12 PM
Clifton Park Homes for Sale, Local Real Estate Agent.  10 Steps to a Perfect Exterior Paint Job
A good exterior paint job isn't cheap, but done right, it can easily last 10 or more years. To get the most for your money, follow these steps.

Be lead-safe by wearing a mask, spraying water on the old paint as you scrape it off, and collecting the debris as you go. Image: EPS Painting, Mass.
Clifton Park Homes for Sale, Local Real Estate Agent.  10 Steps to a Perfect Exterior Paint Job
At first glance, the days of wood home exteriors seem … (0 comments)

coldwell banker: Clifton Park Homes for Sale, Josh Gonzalez a Local Real Estate Agent. Is a Reverse Mortgage Right for You? - 03/17/10 04:28 PM
Clifton Park Homes for Sale, Josh Gonzalez a Local Real Estate Agent.  Is a Reverse Mortgage Right for You?
A reverse mortgage is a tempting route to take for cash-strapped seniors who own their homes, but this road to riches can be curvy.

Unlike a conventional mortgage, a reverse mortgage's balance grows over time. Image: Hill Street Studios/Getty Images
Clifton Park Homes for Sale, Josh Gonzalez a Local Real Estate Agent.  Is a Reverse Mortgage Right for You?
Do you wish you could tap your home equity without having to make loan payments every month? If you're 62 and own a house … (0 comments)

coldwell banker: Clifton Park Home for Sale, Local Real Estate Agent. Foreclosure Rate Likely Headed Back Up. - 03/16/10 08:10 PM

Clifton Park Home for Sale, Local Real Estate Agent.  Foreclosure Rate Likely Headed Back Up.
March 12, 2010
Some housing experts are saying the rate of foreclosures in the U.S. housing market may rise again, and the profile of delinquent borrowers is changing.
"Just looking at the numbers, we would expect there to be a bigger percentage of properties," headed for repossession, RealtyTrac spokesman Daren Blomquist told The Washington Post.
A recent RealtyTrac survey found the rate of foreclosures dropped in February, but homeowners continue to fall behind on their payments. More than 75 percent of homeowners three months or … (0 comments)

coldwell banker: Clifton Park Homes for Sale, Local Real Estate Agent. Biggest Reverse Mortgage Mistakes. - 03/14/10 10:08 PM
Clifton Park Homes for Sale, Local Real Estate Agent.  Biggest Reverse Mortgage Mistakes.
Before you take out a reverse mortgage on your home, make sure you're not committing one of these common but costly mistakes.

Because a reverse mortgage is so expensive, it should be your last resort. Image: Comstock Images/Getty Images
 Your home is your castle. As such, you want to remain in it as long as possible. That's why it makes sense for house-rich seniors to explore all avenues of tapping the equity they've built up. One of those avenues is a reverse mortgage.
It's only available to … (0 comments)

coldwell banker: Clifton Park Homes for Sale, Local Real Estate Agent. SCRABBLE® Night at the Clifton Park-Halfmoon Public Library - March 18th. - 03/14/10 12:32 AM
Clifton Park Homes for Sale, Local Real Estate Agent.  SCRABBLE® Night at the Clifton Park-Halfmoon Public Library - March 18th.
 
Come out for an evening of word-building fun playing Scrabble® with your friends and neighbors on Thursday, March 18 from 6:30-8:30 pm at the Clifton Park-Halfmoon Public Library. Anyone (ages 17+) is welcome to come. Light refreshments served.
Registration is requested for this program and can be made online, in person or by phoning the Library at 371-8622. To register online: Access the registration forms through the web calendar on Library website, www.cphlibrary.org. Click What's Happening, then Calendar of Events. … (1 comments)

coldwell banker: Clifton Park Homes for Sale, Local Real Estate Agent. Green Cleaning Products for the Kitchen. - 03/13/10 11:10 PM

Clifton Park Homes for Sale, Local Real Estate Agent.  Green Cleaning Products for the Kitchen.
 Going green in the kitchen doesn't mean going broke as long as you choose the right green cleaning products for your countertops and appliances.

Some of the most eco-friendly kitchen cleaners may already be in your pantry. Image: Andersen Ross/Getty Images.
 Clifton Park Homes for Sale, Local Real Estate Agent.  Green Cleaning Products for the Kitchen.
From meat juices to milk spills, the kitchen can be a messy place. But don't reach for caustic cleaners or synthetic air sprays to give your countertops and … (1 comments)

 
Josh Gonzalez (Coldwell Banker Prime Properties)

Josh Gonzalez

Clifton Park, NY

More about me…

Coldwell Banker Prime Properties

Address: Parkwood Plaza, 1754 Route 9, Clifton Park, NY, 12065

Fax: (518) 383-6225

Office: (518) 640-4203

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