RECENT BLOG POSTS
Today, I’m going to give advice on managing your cash flow. One of the most important to consider, when managing your personal finances, is to treat yourself as a business. Businesses live and die on cash flow. If a business runs out of cash, it fails. Managing your cash flow in today’s world is ...
09/29/2010
One of the major problems in the mortgage industry today is, most potential home buyers over estimate how much home they can afford. I will discuss how your bank evaluates your income and how you can use what the banks use to figure out how much you can spend. The two major ratios that banks use ...
09/22/2010
Now, more than ever, one’s credit score has a huge impact on what they can “afford”. Credit scores play a major role in determining your worthiness for mortgages, auto loans and credit cards. They can even affect your ability to get a job. Many of us, especially in these times, have a few, if not...
09/15/2010
Now, more than ever, one’s credit score has a huge impact on what they can “afford”. Credit scores play a major role in determining your worthiness for mortgages, auto loans and credit cards. They can even affect your ability to get a job. Many of us, especially in these times, have a few, if not...
09/15/2010
This is a re-post of an article from Barron's.com by Randall W. Forsyth, which I thought was very interesting. I would love to hear your comments about it. http://online.barrons.com/article/SB50001424052970203667404575412951885388376.html?mod=googlenews_barrons
08/09/2010
Credit and Loans In today’s economy and real estate market, the most important asset in securing a loan is good credit. But should it be? Does having good credit mean that you will make your payments on time and does having bad credit mean you won’t? Although one’s credit is definitely a good way...
07/26/2010
I believe most of you know about the new Fannie Mae regulations for borrowers who purposely default on their mortgages. If you do not, one is quite simple. If you “strategically default” on your mortgage, you will have a seven year ban on new Fannie Mae loans. They are using this as a means of d...
07/19/2010
With unemployment rates still very high and the economy struggling, is now the best time to be adding to the cost of renovating one’s home? According to an article by Inman News, the Environmental Protection Agency is removing a provision in their 2008 Lead Renovation, Repair and Painting rule.  ...
07/12/2010
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  Anyone setting out to buy a house knows what a huge commitment it is. When buying a home there is just so much to consider. All the way to the furnishing, it is about expenses. If you have made the momentous of decision to buy a place of your own, whether as a permanent residence location or a ...
07/07/2010
  Realtors know that it is quite a tough world out there. Selling something is quite a tough job, and as such, to sell a property or a home to a client one of the most difficult transactions to pull off. However, there is a shimmer of light for real estate agents and buyers and sellers as the mar...
07/06/2010
Rainer
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Real Living GreatWest

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