Steven Fishman's Blog

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Mortgage and Lending - Amerifirst Home Mortgage - NMLS# 9362 LO.012547.001
RECENT BLOG POSTS
 www.STEVEFISHMANMORTGAGE.com                                   I can easily convert your client into a traditional FHA 203B (600 score minimum)  or conventional  purchase loan if we determine that the subject property does not need any repairs.   Example of Repairs Roofing Plumbing HVAC Electri...
02/03/2010
I am trying to locate an Agent/Broker  in the Livingston County area for a pre-approved VA buyer. Please contact me at Steve@gsgroupinc.com for the details
04/24/2009
  I send out emails to REALTORS throughout the country weekly. To my shock an amazement this is a response I get today. This is how people in the industry I love treat other people. Can youimagine how they are treating the consumer??? It is from Nicholas A Ventola Designation:   United Realty Gro...
02/25/2009
What qualifies your property as FHA 203K??? As long as the home loan is at or under the FHA county loan limits it is qualified. Condo/Townhomes need to be HUD approved. FHA 203K   https://entp.hud.gov/idapp/html/hicostlook.cfm HUD has defined eligible renovation as: OWNER OCCUPIED PROPERTIES ONLY...
06/06/2008
  What qualifies your property as FHA 203K??? As long as the home loan is at or under the FHA county loan limits it is qualified. FHA 203K   https://entp.hud.gov/idapp/html/hicostlook.cfm HUD has defined eligible renovation as: OWNER OCCUPIED PROPERTIES ONLY   Repair/Replacement roofs, gutters, a...
05/29/2008
Below is the email I received I have received numerous calls about the rumors/chatter on the Internet over the last 24 hours. Hopefully this e-mail clarifies some of the changes M&T Bank has implemented. M&T Bank will continue to offer our Wholesale and Correspondent channels, but business has be...
05/07/2008
Now most 100% loan prgrams are gone.Still available VA Loans 100% LTVUSDA Rural Development 100% LTV ( where allowed)FHA 97% LTV with DPA or Gift of fundsConventional Loans Some products will allow 97% LTV with reduced PMI and gift if funds or even DPA.If you are involved in any type of family tr...
03/30/2008
I signed up with Zillow for the PILOT lender program which requires a $25.00 fee. Paid the fee on 3/8/2008. On 3/13/2008 I received the following email: Dear Zillow.com User, This is to confirm that we received your application for our Lender Sign-up.  However, we would need additional informatio...
03/19/2008
Be aware NOT all condominiums , townhouse and PUD complexes are FHA/VA approved for financing. When you have a pre approved buyer with either FHA or VA financing be sure to check the facility  they are shopping is approved.                                                                        Ap...
03/18/2008
As always I inform all my pre-approved  FHA/VA buyers when looking for condo's to call me before making contract to verify the complex is approved. The buyer called me with the condo information just to be reasured it was on HUD's approved list.Now with the new FHA limits more Condo facilties wil...
03/16/2008
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