Mortgage Huddle

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Mortgage and Lending - Alterra Home Loans
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2010 

Baseball players have reported for Spring Training. That's my tell tale sign that Spring is in the air. Despite an appearance by the Superbowl this month, February tends to be the least interesting sports month of the year. Of our big three sports, Football, our nation's #1 sport, ends. Baseball ...
02/25/2010
Cross qualifying clients is a service that I provide for the Real Estate Agents whom I service regularly. The idea behind cross qualifying, as we see it, is threefold. First, for the Agent, it provides peace of mind as they accept an offer. They know how I work, they know that I'll close a deal i...
02/24/2010
Foreclosure VS Short sale One of my colleagues brought this form to me recently and I thought I'd share it. Some of the reasons to avoid a foreclosure are obvious. Others, not so obvious. If there is a way to avoid a negative mark on public records then you should do so. Here's  a quick reference...
02/20/2010
Last week rates dropped below 5.00% after rising the previous two weeks. Interest rates will become an interesting topic of conversation over the next few weeks. Fed Chairman Ben S. Bernanke has said that the Fed will stop buying mortgage back securites at the end of March. He has also hinted tha...
02/16/2010
Still can't find a home for your FHA clients? Here's an example of what a 203K streamline loan can do for you. The bottom unit is listed with the following comments: Investors dream come true in Bell Gardens!, cozy spacious 2 bedrooms with 1 bath priced to sell. ATTENTION BUYERS THE SELLER WILL N...
02/02/2010
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Hector Amendola

Creating Wealth Through Homeownership
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