san marcos: "Free" Tax Help Offered For Seniors In San Marcos, California. - 02/08/13 12:27 PM
Free Tax Help Offered For Seniors In San Marcos, California.

AARP tax aide volunteers are preparing and electronically filing income taxes for 2012 through April 15 at the Senior Service Council located at 728 N. Broadway, Escondido, California, This "FREE" service is provided for low and moderate-income seniors and those with disabilities. Appointments and walk-ins welcome. Call 760-480-0611. For additional information on the AARP tax program offered at other location Call San Marcos 760-744-5535: Poway 858-748-6094; Rancho Bernardo 858-487-2640; Ramona 760-440-9192; and Fallbrook 760-728-4498.

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san marcos: Know The Signs Of Faulty Electrical Wiring In Your San Marcos, California Home. - 11/06/12 03:30 AM
Know The Signs Of Faulty Electrical Wiring In Your San Marcos, California, home. According to the National Fire Protection Association electrical distribution and lighting equipment ranks among the leading causes of fires in homes. The NFPA recommends calling a qualified electrician for an inspection if you've noticed any of the following warning signs of electrical hazards.
Blown Fuses--that need to be replaced frequently. Tripping circuit breakers that must be repeatedly reset. A tingling feeling---when you touch an electric appliance or other metal objects. Unplug the appliance and stop using it until the source of the shock can be fixed. Wall outlets … (0 comments)

san marcos: Tips For A Safe 2012 Halloween While Trick-Or-Treating In San Marcos, California. - 10/21/12 08:02 PM
Tips for a safe 2012 Halloween in San Marcos, California.

Try to Trick or Treat when there is still light outside. If you must go at night make sure that your costume is light colored and made with flame retardant material. Wear a costume that makes it easy for you to walk, see and be seen. Use retro-reflective tape on your costume and treat bag, so you can be easily seen. use makeup instead of a mask when ever possible. A masks may keep you from seeing well. Carry a flashlight with you, so you can see and be seen … (1 comments)

san marcos: Simple Changes Could Save You Money On Your Water Bill In San Marcos, California. - 10/07/12 08:14 PM
Simple Changes Could Save You Money On Your Water Bill In San Marcos, California.

Local San Marcos residents can cut projected water use by 20% to 30% over the next 20 years by adopting simple changes to household appliances, yards and gardens,according to a study released by the Encinitas policy organization Equinox Center. The paper analyzed data from a report commissioned by the California Department of Water Resources, in 2005 through 2008 and identified the "low hanging fruit" for water efficiency. It concluded that a single family home outfitted with the most efficient toilets, faucets and clothes washers today would … (1 comments)

san marcos: Practicing The Three R's In San Marcos, California. - 09/05/12 06:20 PM
Practicing The Three R's In San Marcos, California.

Did you know that in the past 50 years the amount of waste each person creates increased from 2.7 to 4.4 pounds per day? How we choose to handle our waste can have a huge impact on our land, water and air----our environment. Keeping our environment healthy keeps us healthy, so it's important to reduce, reuse and recycle, otherwise known as practicing the "Three R's".

Reduce:
The amount of toxicity and trash you throw away. the best way to do that is by not creating it in the first place. … (0 comments)

san marcos: Take A Hike Around Discovery Lake & Discovery Creek In San Marcos, California. - 09/03/12 02:56 PM
Take A Hike Around Discovery Lake & Discovery Creek, In San Marcos, California.
Discovery Creek and Discovery Lake Trails in San Marcos, California can be combined for a fairly easy 3-mile loop hike with very pleasant views. Even though they're in an urban area included as part of the Discovery Hills housing neighborhood these trails offer natural scenes along the way. They both are multiuser trails open to hikers, bikers, equestrians and dogs on leashes and both feature soft surface and hard surface paths, that are often side by side. You'll notice trails on either side of the creek--soft surface trail … (0 comments)

san marcos: Ways To Take Title On Your New Home In San Marcos, California? - 08/29/12 08:51 PM
This is a general guide with a breakdown of ways to hold title, on your new home. Since how you hold title has tax implication, please consult with your estate planning  professional, attorney or tax advisor before making any specific title decisions.

Tenancy In Common:
Parties:    Any number of persons
Division:  Ownership can be divided into any number of interests equal or unequal.
Title:        Each Co-owner has a separate legal to his undivided interest.
Possession: Equal right of possession
Conveyance: Each co-owner's interest may be conveyed separately by its owner.
Death:        On co-owner's death, his interest … (0 comments)

san marcos: Beer Festival & Beatles Tribute In San Marcos, California. - 08/16/12 06:35 PM
Beer Festival & Beatles Tribute In San Marcos, California.

Sample 100 beers from more than 40 breweries at a two day beer festival with live music Friday and Saturday August 17, & 18-2012 hosted by Stone Brewery at California State University San Marcos, 333 S. Twin Oaks Valley road In San Marcos, California. Brewers reception is 6 to 9PM., Friday: $75.00 Two Tasting Session, 11AM, to 2PM, or 3 to 6PM, Saturday $40.00 each or $75.00 both; discounted designated driver tickets. Proceeds benefit area charities

Beatles Tribute:
A free concert with "The Hollywood Beetles", a Beatles Tribute band hits … (1 comments)

san marcos: When My Home Loan Is Approved-What Next On My San Marcos, California Home. - 08/15/12 09:12 AM
When My Home Loan Is Approved-What Next On My San Marcos, California Home.

When your loan is approved and the loan documents are sent to the escrow holder handling your transaction, the escrow holder will prepare and estimated closing statement, which specifies in a debit and credit format, the disposition of your purchase funds. After you have signed all the necessary instructions and documents, the escrow holder will return them to the lender for a final review. this review usually occurs within a few days. After the review is completed, the lender is ready to fund your loan and inform … (0 comments)

san marcos: Burglary Prevention For Your San Marcos, California Home. - 08/09/12 07:46 PM
Burglary Prevention For You San Marcos, California Home!

How to safely protect your San Marcos, California ---- from a potential burglary.

The Do's To Burglary Prevention:
Secure all windows and doors. Leave drapes open to a normal position. Engrave  a secret  number on all valuables that can be removed from the house. Arrange to have the lawn mowed and the newspapers and mail rerouted or stopped when you go on vacation. Trim shrubbery to eliminate hiding sports for prowlers. Leave you car lights on until you have open the garage door. Have a house key ready when you arrive … (1 comments)

san marcos: Hazard/Fire Insurance When Purchasing Your San Marcos, California Home. - 08/07/12 11:09 AM
Hazard/Fire Insurance When Purchasing Your San Marcos, California Home.

If  you are purchasing a singe family, detached home, or in some cases a townhouse, be sure to order your hazard/fire insurance once your loan has been approve. You should immediately begin looking for an agent because not all companies write hazard/fire insurance. Then, call your escrow holder with the insurance agent's name and phone number so that he/she can make sure the policy complies with your lender's requirements. You must have your insurance in place before the lender will fund money to the title company. If you do not have … (0 comments)

san marcos: Why & What Is Title Insurance Required When Purchasing Your San Marcos, California Home? - 08/04/12 08:06 AM
Why & What is Title Insurance Required When Purchasing Your San Marcos, California Home?

What is Title Insurance?

Title insurance provides coverage for certain losses due to defects in the title that occurred prior to your ownership. The seller can give only those right that previously have been received with "good title." Title insurance protects against defects such as prior fraud or forgery that might go undetected until after closing and possibly jeopardize your ownership and investment.

Title Insurance Industry in brief:

Prior to the development of the title industry in the late 1800's a home … (3 comments)

san marcos: Understanding Mello Roos When Purchasing Your San Marcos, California Home. - 08/02/12 04:37 PM
Understanding Mello Roos When Purchasing Your San Marcos, California Home.

The Mello-Roos Community Facilities Act of 1982 provides a versatile method of financing public facilities, infrastructure and services associated with new development. It is more flexible than either assessment district or general obligation bond financing and can finance a wide range of facilities and services at interest rates that are typically several percent below conventional financing rates.

In the first years after passage of the Mello Roos Act many developers viewed it suspiciously s another vehicle by which public agencies could impose additional burdens on their projects. Today, however, … (0 comments)

san marcos: San Marcos, California- Palomar Health Opens Walk-In Clinic In San Elijo Albertson's. - 07/16/12 07:13 PM
SAN MARCOS: Palomar Health opens walk-in clinic in San Elijo Albertson's.
Palomar Health opened an express-care health center in San Elijo Hills last week.
The center is staffed by certified nurse practitioners who treat walk-in patients two years of age or older. Nurses treat minor ailments, conduct physicals, including those needed for sports and camps, and administer select vaccines, including flu shots.
The Palomar Health clinic in San Elijo Hills offers a menu of services including treatment of sore throats, sinus, ear and eye infections, flu or cold symptoms, urinary tract infections, skin rashes and minor burns.
It is the district's … (0 comments)

san marcos: Discover San Marcos, California Hike Today! - 06/02/12 05:43 AM
Discover San Marcos, California Hike!

The monthly Discover San Marcos hike will cover the Old Creek Ranch and Canyon trails today. The free hike will be from 9AM, to noon and will start at San Elijo Park and Recreation Center, 1105 Elfin Forest Road, San Marcos, California. The approximately 4 mile hike is rated moderately difficult. A challenging hike of more than 7 miles on the rails leading to Carlsbad, California also will be offered.

A reservation is not required. Children must be accompanied by an adult. Discover San Marcos hikes are held the first Saturday of the … (0 comments)

san marcos: You're Invited To San Elijo Hills Nosh Party In San Marcos, California. - 05/28/12 04:53 PM
You Are Invited To  San Elijo Hills Nosh Party in San Marcos, California..

Local neighborhoods in the San Elijo Hills community will be holding a Neighborhood Nosh Party, bring your friends, family and a taster's palate because each San Elijo Hills new homes community will be offering fresh fare, chef demonstrations, cold beverages and delicious desserts. When is this happening June 2, 2012, at 11AM, to 3PM, food. prizes and lots of fun.

Tour model homes and enter for a chance to win the prize of your choice. Golf package at Aviara Golf club. La Costa Resort Spa … (1 comments)

san marcos: Local San Marcos, California Swimming Pools Open For Free May 26, 2012. - 05/23/12 11:51 AM
Local San Marcos, California Swimming Pools Open For Free!

Local San Marcos, California swimming pools open for free swimming this Saturday May 26, 2012.
Las Posas and Woodland Park pools will open for summer swim hours starting Saturday.
The pools, run by San Marcos Community Services, Parks & Recreation Department, provide swimming and water play facilities.
The pools are open for recreational swimming daily, between 1 and  5:30 p.m. on weekends, and Monday through Friday from 2:30 to 5:30 p.m., starting Saturday, May 26. Entry for open swim is $3 per person.
Las Posas pool, on 1387 Borden Road, … (0 comments)

san marcos: Local Seniors Resources In North San Diego, California. - 05/22/12 09:36 AM
Local Seniors Resources in North San Diego, California!

Meals/Food;
The Encinitas Senior Center serves lunch from 11:30A.M., to 12:30P.M., Monday through Friday in the Little Oaks Cafe in the Senior Center on 1140 Oakcrest Park Drive, Encinitas, California. Cost is $4.00 for seniors 60 and older and $6.00 for those under 60. Reservations are required and can be made until 8A.M., of the day you would like to have lunch by calling 760-943-2258.

Angel's Depot;
Offers lunch boxes of food for seniors is at 1495 Poinsettia Ave., Suite 151, Vista, California --Call 760-599-7093 or visit theangelsdepot.org.

McClellan … (1 comments)

san marcos: San Marcos, California Canine Capers Contest This Weekend! - 04/21/12 07:31 AM
San Marcos, California Canine Capers This Weekend!

San Marcos Lions Club fifth annual Canine Capers Dog show with vendor booths is being held from 11AM, to 2PM, today Saturday at Woodland Park, Woodland Parkway and Rock Springs Road in San Marcos. Entry fee is $5.00 per contest per dog: includes Cutest Dog/Puppy, Best Trick/Talent, Most Look Alike. Proceeds go to Lions vision and hearing mobile health units.

Courtesy: Crescent Moon Realty, Inc.

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san marcos: Bike Race Will Roll Through North San Diego County, California! - 04/14/12 06:27 AM
Bike Race Will Roll Through North San Diego County. Approximately 150 bicyclist are set to take on some North County's tough, hilly terrain Sunday in the First Belgian Waffle Race, held by sunglasses company SPY Optic. Organizer say nationally ranked cyclists will participate in the invite-only race. The event starts at 7:30AM with a  Belgian waffle breakfast. The 124 mile race starts at 8:30AM, at SPY Headquarters, 2070 Las Palmas Drive, Carlsbad, then meanders through Oceanside, Bonsall, Fallbrook, Valley Center, Escondido and San Marcos. The winner is expected to arrive around 2:30PM. The breakfast and ceremony are for ride participants only. … (0 comments)

 
Lorraine or Loretta Kratz, Certified Negotiation Consultants (Crescent Moon Realty, Inc. & Land N Sea Auctions.) Rainmaker large

Lorraine or Loretta Kratz

Certified Negotiation Consultants

San Marcos, CA

More about me…

Crescent Moon Realty, Inc. & Land N Sea Auctions.

Office: (760) 650-2157

Mobile: (760) 650-2157

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