indiana: Need help with Credit??? - 04/18/07 01:23 PM
Check out my blogs and see how Ramaj Credit Restoration can help you achieve credit worthiness!! We diligently work on your credit file and gurantee you will have deletions!! How does it feel to know every piece of your mail item is sent CMRR?? We make the credit bureaus, original creditors and collection agencies follow the law (Sec 609 & Licensing..just to name a few)!! Check us out on BBB and IN Secretary of State!! **NEED EXTRA MONEY??**Contact us today on becoming a credit agent!! Jackie Jonesjjones@ramajcreditrepair.com317.605.2430Have a great day everyone!!! … (0 comments)

indiana: Listening Wins Sales - 04/16/07 12:24 AM
Listening Wins SalesBy: Brian Tracy There are books, articles and multi-day courses on listening. There are audio/video-learning programs that include hours of instruction and a variety of exercises. They are all valuable and helpful, but what they teach can be distilled down into a key skill. Your mas tery of these skills, through discipline and practice, is all you need to become an excellent listener, with all that that entails.Listen Attentively When Others Speak The best listening skill is to listen attentively. Lean forward; face the prospect directly rather than at an angle. Focus your attention on the prospects face, on his … (1 comments)

indiana: Our Fees - 04/01/07 06:50 PM
Ramaj Credit Restoration
PRICE LIST
Option #1..........................................................$650
          $200 Initial payment for account set-up
            $200 After Phase I
            $200 After Phase II
            Normal Credit File
Option #2..........................................................$850
          $300 Initial payment for account set-up
            $250 After Phase I
            $250 After Phase II
            Larger Credit File
Option #3..........................................................$350
          $150 Initial payment for account set-up
            $150 When services are completed (3-4months)
            Minor Credit File
Premium Postage.........................................$25 and up[1]**
Referrals....................................................................$35
Outside Agent....................................................$100[2]**
Credit Reports.......................................................$30
[1] Per Person. Postage will depend on number of accounts on file
[2] Per File. Will depend on file and services needed
(0 comments)

indiana: Our Credit Restoration Process (Some of it....) - 04/01/07 06:48 PM
Ramaj Credit Restoration
 "Building Credit for the Future"
The Process
1. Once initial payment is received your account will be set-up. The customer completes enrollment by signing the contract and providing us with proof of current address and social security number. Also the customer provides us with a copy of their credit report along with the items they describe as erroneous, inaccurate and/or unverifiable.
a. The customer may cancel the contract without penalty or obligation anytime prior to midnight of the 3rd day which begins after the date the contract is signed.
b. If the customer is not satisfied after six (6) months or … (0 comments)

indiana: How to Protect Your Credit in an Emergency - 03/07/07 09:37 AM
How to Protect Your Credit in an Emergency
by: credit.com

How to Protect Your Credit in an Emergency
Most people know that simple things such as paying bills late or applying for too many new accounts will damage their credit scores. But what about more complicated life events like divorce or illness? Did you know that these crisis situations can have a major impact on your credit if you're not careful? Let's investigate:
Divorce
It's a common misconception that divorce decrees separate your legal responsibility for shared accounts. Joint credit cards, co-signed auto loans, and shared mortgages will continue to belong to both … (3 comments)

indiana: The Importance of Mental Fitness - 03/07/07 09:31 AM
The Importance of Mental FitnessBy: Brian Tracy
The Hard Work of SellingSelling is hard work. It is one of the most difficult jobs in our economy. As a salesperson, you face continual rejection, potential failure, persistent disappointment, setbacks, obstacles and difficulties not experienced by most people. Selling is not easy and it has never been easy. It never will be easy. It will always be varying degrees of difficult, from hard to very hard, to very, very hard. And to be successful in selling you must be tough, as well. Your Attitude Makes the DifferenceIn selling, your attitude is probably eighty percent of … (2 comments)

indiana: Increasing Your Value - 03/04/07 01:29 PM
Increasing Your ValueBy: Brian TracyYour goal is to organize your life in such a way that you enjoy a good income, a high standard of living, and that you are the master of your economic destiny rather than a victim of changing economic times. Contribution Is the KeyYour job is an opportunity to contribute a value to your company in excess of your cost. In its simplest terms, your job is as secure as your ability to render value in excess of what it costs to keep you on the payroll. If you want to earn more money at your current … (0 comments)

indiana: Client in need of credit restoration? I can help!!!! - 02/27/07 02:23 PM
Hey All,
I know in our business of real estate we come across people all the time whose credit is hindering them from making that big purchase. Now you have the answer, Ramaj Credit Repair.
I work with several mortgage brokers and realtors in my area and I have an unbelievable track record!! Lets just say every deal sent, gets CLOSED!!! If you have a client whose credit isn't so stellar, don't hesitate....contact me today!!!
Jackie Jones317.366.7572
info@ramajcreditrepair.com
www.ramajcreditrepair.com
(0 comments)

indiana: Do you know how bureaus score your credit? - 02/27/07 02:12 PM
How Do the Credit Bureau Score Your Credit? ~HOW DO THEY SCORE?~Everything the credit bureaus use to evaluate your score is based off of one driving principle: What is the likelihood that this borrower will have a 90 day late in the next 24 months? The four biggest factors used are listed below:35% = Payment History 1. Recency of late payment2. Frequency of late payment3. Severity of late payment30% = Balances on revolving credit (Utilization)1. 50% or higher is the worst2. You get more points for small balances, than no balances3. 75% of balances will hold your head under water and … (3 comments)

indiana: Credit Repair Tips - 02/27/07 02:09 PM
Below I will outline some things which can be used to increase credit scores. Raising credit is not a quick fix and one must recognize this. When people say they can and gurantee they can do such a thing be very scared!! Cleaning up a credit file is a timely yet effective process, if done correctly. If you need any help or dont have the time to do this on your own, contact me today!!
Improve your payment history
Pay your bills on time. Delinquent payments and collections can have a major negative impact on your score. If you have missed payments, … (6 comments)

 

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