nc short sales and foreclosures: THE FAP Program - Hope on the Horizon? - 08/18/09 03:56 PM
Dateline Asheville, North Carolina, August, 2009Real Estate News and Views from Green Asheville's "Stay-in-Your-Home" Eco-Steward 
THE FAP Program Foreclosure Alternatives Program (FAP) program is , geared to go  into effect about the time that  Congress returns from summer break. With standardized forms, we can expect faster responses for distressed homeowners. Are we looking at Hope on the Horizon?
To get a better picture, I checked in with a longtime friend of mine on the subject of hopeful prospects earlier today. 
Researching the Foreclosure Alternatives Program (FAP) ,  I spoke with a systems designer who is involved in the design  and implementation process of the very … (2 comments)

nc short sales and foreclosures: What happens when a lender can’t produce the original note? - 08/18/09 09:44 AM
"...homeowners need to start fighting back when someone is trying to take their home by foreclosure, especially since an overwhelming percentage of mortgages granted over the last 3 to 5 years have been packaged into securities and re-sold and re-assigned numerous times since the inception of the borrower's original note and mortgage. In some states, homeowners have better than a 50/50 chance of being successful in defending themselves against a completed foreclosure...." writes RICK MISITANO, Senior ParalegalLaw Offices of James M. Bosco & Associates

Read what Rick has to say, and then I'd like to know YOUR opinion....

A … (1 comments)

nc short sales and foreclosures: The Upside Down Creative Plan and Avoiding Foreclosure- Part 1 - 07/30/09 04:43 PM
The Upside Down Creative Plan and  Avoiding Foreclosure  
Dateline Asheville, North Carolina, July, 2009News and Views from Asheville's Greenolina, Real Estate Eco-Steward  
I'm working on a plan to help people who are updside down in their homes, facing foreclosure and possibly feeling "trapped".
Getting stuck in the short sale and foreclosure quicksand need not be the absolute rule  if we can enroll the genius of the real estate muse.
But,  I've been wondering,  how does one get in touch with that particular creative intelligence.. . .??
 
 I know that many home owners see themselves as  trapped by today's housing market. Many are wanting to move on, but … (8 comments)

nc short sales and foreclosures: Short Sales Savvy - 21 Questions for An Attorney - 06/20/09 08:41 PM
Dateline Asheville, North Carolina, June, 2009News and Views from Asheville's Greenolina, Real Estate Eco-Steward 
As I mentioned in Part I of this series on short sales, after three (3) short sale  seminars from various experts, one (1) crowded learning session for REALTORS® by two (2) short sale experts/ real estate attorneys right here in Asheville, and  hours (countless, maybe 100) consulting with  CPA s, bookkeepers, lenders, support people, and so forth...
  I felt  compelled to continue my research on the short sale process.... 
Then, one of our clients came in. . .I sat down with this client to take a peek at … (3 comments)

nc short sales and foreclosures: SHORT SALES SAVVY 2009-Getting Your Ducks in a Row - 06/20/09 07:49 PM
Dateline Asheville, North Carolina, June, 2009News and Views from Asheville's Greenolina, Real Estate Eco-Steward 
Quite unexpectedly, I found myself fascinated with short sales this year.(2009)  Not the homeowners' challenging actuality, mind you- that I will cover in another post-  but intrigued with  the short sale process - in general- and then, how to get our  ducks in a row when it comes to the 2009 version of that very process. 
You might  think that a  specialist in conservation real estate and land would NOT be curious about short sales. But it is 2009, and I am.  Three (3) short sale  seminars from … (1 comments)

 
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