Joe Beach's (jbeach) Blog

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Mortgage and Lending - Lending4UNow/Rapid Mortgage
RECENT BLOG POSTS
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I have a presentation on Thursday morning to 20-25 business professionals about the importance of maintaining a very good credit score. Your credit score goes well beyond the mortgage rate world. Did you know that only 65% of America have a credit score above  650?  More importantly, only only 4...
05/25/2011
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Rates are improving this afternoon, but who cares. Rates overall canchange 2 or 3 times daily. It is real important to recognize thatoverall, rates have stayed near historic lows for the last fewmonths.minor rate increases or decreases throughout the day matter verylittle in the big picture.It is...
05/17/2011
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Rates are improving this afternoon, but who cares. Rates overall canchange 2 or 3 times daily. It is real important to recognize thatoverall, rates have stayed near historic lows for the last fewmonths.minor rate increases or decreases throughout the day matter verylittle in the big picture.It is...
05/17/2011
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I haven't posted in a while because we have been busy with some other things going on. Life has a funny way of showing you how unimportant some other things can be. Almost a year ago, my younger brother was diagnosed with a brain tumor. A few weeks ago we found out he had another small tumor off ...
05/12/2011
As the jobs market report came in at 179,000 new jobs created versus an expected forecast of 200,000 and the fact that these numbers are far lower than what is needed to get the economy growing, interest rates have remained very low and are expected to stay very low for a while. Unfortunately the...
05/05/2011
STOP !!! DON'T THROW AWAY OR TRASH THE CLIENT THAT HAS SOME CREDIT ISSUES! These individuals or couples who have a history of credit issues, may just turn out to be "DIAMONDS IN THE ROUGH" Each month, I either meet or speak with many individuals who have or have had issues with their credit. I wi...
04/28/2011
In the past, have you applied to your current lender for a loan modification? Only to find that you were turned down after a say, four to six month wait. Are you interested in working with a mortgage professional whos as 10 + years of experience? Is your current payment too high, or is it about t...
04/28/2011
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Rural Development The USDA does have an interesting home loan plan called Rural Development.   To qualify for this special loan, the homes location has to be in a qualifying zone. Usually this lies outside the city boundaries. A 640 minimum credit score is required by the l...ender. Household inc...
04/26/2011
Recently the FHA mades some changes. Like that is a new concept....However, a lot of brokers and loan officers are flipping out and making too much to do about nothing. Personally, I am just going with the flow. My team and I have decided that we are going to work on purchases and focus more on t...
04/20/2011
Are you ready to take yourself and your team to the next level? Are you tired of complacency that seems to have crept into your business and personal life? Can you take a step back and take an objective, unbiased look at every area of your business (Administrative, operations, sales) to determine...
04/18/2011
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Joe Beach

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