Mortgage Knowledge at its BEST!!!! (Jeff Belonger)

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Mortgage and Lending - Social Media - Infinity Home Mortgage Company, Inc
Just wanting to educate people: Always looking out for your best interest. In regards to lending, I am very creative, intuitive, honest, and one who communicates information, may it be good or bad. I am a loan officer that looks out for your best interest.

ARCHIVED BLOG POSTS

2008 

    Anyone in the news media, please read this. No matter if you are TV., radio, newspaper, please listen up and forget about what sells !!!!!  My problem?  News that is misleading or not the truth. News from sources that aren't that reliable. Stop picking Joe Wannabe who sounds like a profession...
10/30/2008
  So, you have been told that you qualify for a home. You are so excited, just thinking about this daily. You finally will own your own home with a piece of property. To be a proud homeowner. You have been told by many to just ask for a 30 year fixed rate. Maybe you don't have much money to work ...
10/28/2008
  FYI --  There is still money to lend. Stop listening to the media and to some lenders. Yes, it's tough to get a conventional loan if your credit scores are below 700 and putting 10% or less down. But getting a FHA Loan is not as hard as percieved. FHA loans might be the way to go.       Okay, s...
10/26/2008
  There has been talk that FHA is going to reduce their cash-out LTV. At this moment, there are 2 different types of maximum cash-out's. 95% & 85%.....  There are different quidelines for each cash-out mentioned above. FHA Loans cash-out LTV's. (the two current types)     From speaking to a few p...
10/24/2008
    Are you throwing money out the window by renting? More than likely, yes. But this can be a complicated decision based on several different factors. Sure, you can try the many rent vs buy calculators online, but I have found so many not to be the same as the first one.     When should you not ...
10/23/2008
  CUSTOMER SERVICE ..... Do you remember what it meant?  When it existed?  It's one thing to be unhappy about a specific service, but what about when you have been lied to or misled? We as Americans don't seem to complain as often as we should. There are several reasons why we wouldn't complain, ...
10/20/2008
We have been in a doom and gloom housing market for the last 6 months to a year. Largely due to the part of the media and uneducated loan officers and realtors. Let me tell you something, there is still plenty of mortgage money to lend. The problem is that you have some lenders that don't know a...
10/17/2008
  It has gotten really ugly out there in the last 12 months. What happened to common sense?  What happened to if someone got behind on their mortgage payments, but later on they brought me half the money?  I am sure if you had owed $10,000 to a bookie that they would call you constantly and thre...
10/15/2008
Interest Rates - Mortgage Interest Rates -  CAUTION !!!!  ...... Anyone putting mortgage rate reports up, usually obtain their information from the 3 major leading services that pass this information out for a price. Most of your loan officers can't predict rates, let alone, many of these compan...
10/14/2008
Good Faith Estimates -- Such an extremely vital part when shopping for a mortgage. Yes, rate is some what important, but seems to be the primary focus so many times. Not to sound rude or out of character, but a monkey can quote a rate. And I am dead serious about this. For any of you in the proc...
10/12/2008
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Jeff Belonger

The FHA Expert - FHA Loans - FHA mortgages - USDA loans - VA Loans
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