Minnesota Mortgage Blog - Mortgage and Real Estate News You Can Use

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Real Estate Mortgage Broker - Mortgages Unlimited, Inc
Mortgage industry news and insights from a 15+ year industry expert. Mortgage and Real Estate News You Can Use
RECENT BLOG POSTS
Minneapolis, MN:  A refinance is usually the second largest financial decisions a person will make in their lifetime (the first was buying the house). The process can be almost as stressful as when you bought the home. The difference this time is you are under no pressure to move. There are some ...
Posted 5 days ago
Tips for getting a VA Loan If you are an active or military veteran, the VA home loan is one of the most amazing benefits provided to you for your service to our country. The two biggest benefits of a VA mortgage loan are simple... No down payment required No monthly mortgage insurance, which can...
Posted 12 days ago
First Step for a First Time Home Buyer Minneapolis, MN: Congratulations, you've decided that you would like to own you own home. As a first time home buyer, what should be your first step to home ownership? Consult a Local Mortgage Loan Officer The vast majority of people, in my opinion, start th...
Posted 23 days ago
4 tips for First Time Home Buyers in MN Minneapolis, MN: First Time Home Buyers don't know what they don't know... so they end up anxiously asking all of their family, friends, and the Realtor for financial advice. Because none of these people are Mortgage Loan Officers, they end up just hearing...
Posted 28 days ago
Pay your home off in half the time... It isn't magic, it is not some scam, it is actually really simple. Most homeowner don't think they can do this, but the reality is, most actually can pull it off if you simply put your mind to it. How?  Dump your 30-year mortgage for a 15-year mortgage. By sw...
Posted about 1 month ago
What do you know about your Mortgage Loan Officer? All Mortgage Loan Officers are required to register with the Nationwide Mortgage Licensing System (NMLS) & Registry. The Registry assigns each Loan Officer a unique identifier number that stays with them throughout their career. Using this number...
Posted about 2 months ago
Choosing your mortgage loan with "APR" CAN COST YOU MONEY Minneapolis, MN:  A borrower shopping for the best mortgage rate can easily be seduced by low rate offers that are accompanied by low annual percentage rates (APR). Federal law requires that APR be disclosed along side the actual interest...
Posted about 2 months ago
Q: Do you have to reaffirm your mortgage with a bankruptcy to refinance the mortgage loan today? Minneapolis, MN:  I hear this question on a fairly regular basis, and the plain and simple answer is NO. You DO NOT need to reaffirm a mortgage loan that was in a bankruptcy to refinance that loan tod...
Posted 2 months ago
Minneapolis, MN: It has come that time of year again where I make my mortgage interest rate prediction for the coming year. My long range forecast is based on multiple indexes, theories, past industry experience, and a little bit of guessing. The bulk of the weight this year goes towards the cont...
Posted 3 months ago
As a Mortgage Loan Officer, everyday I review credit reports and advise clients of the myths and mysteries of their credit. Here is a list of some of the most common items I see and deal with daily: 1. Inquiries lower your credit score. There are two types of inquiries. One is "soft", where you p...
Posted 3 months ago
Rainmaker
149,079

Joseph Metzler

MLO MMS NMLS # 274132.
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Mortgage industry news and insights from a 15+ year industry expert. Mortgage are Real Estate News You Can Use. Joe is a Certified Minnesota Mortgage Specialist, who provides home mortgage loans not only in the Minneapolis, St Paul area, but all of Minnesota and Wisconsin.