Minnesota Mortgage Blog - Mortgage and Real Estate News You Can Use

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Mortgage and Lending - Mortgages Unlimited, Inc
Mortgage industry news and insights from a 15+ year industry expert. Mortgage and Real Estate News You Can Use
Foreclosure activity down in June 2014 Foreclosure activity in June dropped to its lowest level nationwide since before the housing bubble started to burst nearly eight years ago, a new report said Thursday. The number of homes facing bank auctions, default notices and scheduled auctions totaled ...
Minneapolis, MN: Freddie Mac  today released the results of its Primary Mortgage Market Survey(R) (PMMS®), showing average fixed mortgage rates moving down slightly to remain near historic lows for the week ending July 17, 2014 Mortgage Rate Averages 30-year fixed rate mortgage averaged 4.13 perc...
Top credit report move that will wreck your mortgage approval Getting a mortgage loan these days is overly complicated, and annoyingly paperwork intensive. This is simply a response to the market collapse that started a few years ago, when it seemed like everyone could get a loan. If your credit ...
  Mortgage Pre-Qualification versus Mortgage Pre-Approval Getting an initial Mortgage Pre-Approval BEFORE you speak with a Real Estate Agent just makes sense. A good first step is to complete the online application, or speak with a Mortgages Unlimited loan officer who will help you determine what...
Tips to Improve Your Mortgage Approval and Credit Score Minneapolis, MN: When you are looking to purchase a home, or refinance your exiting home, your credit score is very important.  One of the first things your lender will do is check your credit report to assess your creditworthiness. As every...
You Are Entitled To A Second OpinionEven If You Have Already Been Pre-Approved For Your MN, WI, or SD Mortgage! Imagine you have just went to the Doctor in Minneapolis, or the Mayo Clinic in Rochester and found out that you have to have surgery on your knee and the procedure will be pretty exten...
VA STREAMLINE REFINANCE An "Interest Rate Reduction Refinance Loan" (IRRRL) or VA Streamline Refinance allows Veterans to refinance their current mortgage interest rate to a lower rate than they are currently paying. This program is only available to veterans who are refinancing their o...
We are proud to make YOUR home ownership dreams come true! What does our down payment assistance program offer first-time homebuyers? Mortgage loans to purchase a home through local lenders for qualified low and moderate income first-time and move up homebuyers in Minnesota 30-year loans with af...
Looking to buy a home with a Zero Down Payment USDA Rural Development Loan? You don't need to buy a home in a cornfield to use the USDA Rural Housing loan, but the property does need to meet their rural definition, and many areas qualify. USDA loans, like most others, require mortgage insuran...
Minneapolis, MN:  A refinance is usually the second largest financial decisions a person will make in their lifetime (the first was buying the house). The process can be almost as stressful as when you bought the home. The difference this time is you are under no pressure to move. There are some ...

Joseph Metzler

MLO MMS NMLS # 274132.
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