Minnesota Mortgage Blog - Mortgage and Real Estate News You Can Use

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Mortgage and Lending - Mortgages Unlimited, Inc - NMLS 274132
Mortgage industry news and insights from a 15+ year industry expert. Mortgage and Real Estate News You Can Use
RECENT BLOG POSTS
Black Friday Savings?? OK, cool, but why save just a little one day a year? How about potentially saving hundreds every month with a home loan refinance from Mortgages Unlimited? No crowds, no hassle... Apply in your underwear, and sign your application electronically... Get started today, close ...
11/23/2014
The Minneapolis St Paul Twin Cities area real estate market continues to defy the traditional assumptions of supply and demand as year-on-year home prices rise while supply also increases. One reason for this is that short sales and foreclosures continue to disappear from the local housing marke...
11/21/2014
First- time home buyers aren’t buying homes like they used to. The share of houses bought by first-time owners is at its lowest level in nearly three decades and down sharply from 2013, according to a survey out Monday from the National Association of Realtors. Just 33 percent of home purchases ...
11/04/2014
Mortgage rates in MN, WI, and SD have dropped recently to their lowest level in sometime.  Mortgage company telephones, which had been fairly quiet the past few months are ringing like crazy as homeowner call to check mortgage rates, and decide should I refi or not? Refinancing is most often used...
10/17/2014
Less homes are still underwater. U.S. homeowners gained or regained more than $1 trillion in equity over the year that ended on June 30, 2014.  According to Core-Logic's 2nd quarter 2014 analysis, 44 million homes in the country now have positive equity, a gain of 950,000 homes during the quarter...
09/29/2014
Lack of knowledge and misinformation may be discouraging Americans from buying a home according to a recent survey sponsored by Wells Fargo &Company.  The survey, conducted in June by Ipsos Public Affairs, found that many prospective homebuyers do not take the plunge because of uncertainty about ...
09/23/2014
All home mortgage loans have fees knows as closing costs, which are required to process and obtain your home loan. People involved include the lender, title companies, appraisers, credit bureau, county document recording fees, and even state mortgage deed taxes. You also need to buy you first yea...
09/03/2014
Fair Issac and Company, the creator of one of the most widely used credit scoring models, FICO, said that the latest version of its score would no longer weigh medical debts. This is major, as medical debt accounts for about half of all unpaid collections on a consumers’ credit reports. The newer...
08/27/2014
According to a recent survey, first time homebuyers share of real estate purchases accounted for 37.2% of all homes bought in July 2014, based on a 3 month average. This is the highest level since January 2011, and up from 36.2% of the market in July 2013. Homes bought with cash declined from a 1...
08/21/2014
USDA is changing the property eligibility map effective Oct. 1, 2012. Cities and towns that formally qualified for the Zero Down USDA Rural Development Loans may no longer qualify. This change is due to a number of reason, including larger populations, elimination of special consideration zones,...
08/12/2014
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