Southern New Hampshire Real Estate and Short Sale Blog

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Real Estate Agent - RE/MAX Insight
The Southern New Hampshire Real Estate and Short Sale blog contains Blog Posts featuring information to help you navigate the frustrations and pitfalls that are the hallmark of buying and selling real estate in today's changing market.
RECENT BLOG POSTS
According to a top HUD Executive, "It's between US Bank and us".  This was the response upon, once again, being presented with documentation of US Bank's repeated mishandling of, first, the modification application and then, much later,  the short sale request on the FHA loan for distressed homeo...
01/28/2015
If you've been struggling with your mortgage, you are an owner occupant, you don't have a government loan (FHA, USDA or VA) and your loan is not owned by Fannie Mae or Freddie Mac, you may be eligible for a $10,000 relocation incentive if you participate in a HAFA (Home Affordable Foreclosure Al...
01/21/2015
2014 was an interesting year, complete with maddening absurdities courtesy of the CFPB and HUD, workplace rage and 12 myterious banking executive deaths. First up, the CFPB.  You remember the CFPB, the Consumer Finance Protection Bureau, the brainchild of Elizabeth Warren born of the Dodd-Frank a...
01/08/2015
I ran into a colleague I hadn't seen in a while the other day and he was pumped about how well he was doing since he started following the "insert name of major national real estate trainer here" program.    He talked about good work habits and best practices and I was pretty good with it all unt...
12/10/2014
I've long held the position that THE SINGLE MOST IMPORTANT REASON a distressed Southern New Hampshire/Northern Massachusetts homeowner should consider opting for a short sale over a foreclosure is the little known "right to pursue a deficiency judgement" that many States, including New Hampshire,...
12/03/2014
Late last week Groupon put out a press release indicating that they were "Celebrating President's Day by Honoring Alexander Hamilton".  The press release went on to say, "the $10 dollar bill, as everyone knows, features President Alexander Hamilton--undeniably one of our greatest Presidents and m...
02/17/2014
February 9, 1964 was certainly a major date in the United States.  The opportunity to see The Beatles for the first time on the Ed Sullivan show that night left an indelible mark on many.  Two young boys whose lives were forever altered were the late Brad Delp (known by many as the incredibly tal...
02/08/2014
Over the last several years, Fannie Mae, Freddie Mac and FHA have become more open to the idea of once again providing financing for folks who have been willing to cooperate in a short sale.  Fannie and Freddie have both indicated that, depending upon down payment and the circumstances surroundin...
01/23/2014
According to Freddie Mac's Senior Vice President of Single Family Servicing and Real Estate Owned, a short sale is a superior alternative to foreclosure if you have determined that you can no longer afford to keep your home and you have determined that you cannot sell your home for enough money t...
01/15/2014
IT'S BA-A-ACK!!! Ever since the advent of the Dodd-Frank Act, the ugly spectre of a 30% downpayment requirement has been haunting the housing and mortgage industry.  It all started with the best of intentions.  In an effort to discourage risky underwriting, a term of the Dodd Frank Bill requires ...
10/27/2013
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Joy Baker

So NH RE & Short Sale Specialist
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