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Mortgage and Lending - Bay to Bay lending, LLC - NMLS ID # 214834
RECENT BLOG POSTS
  If you are seeking a home purchase in Florida above the $417,000 conforming guideline and do not have the required 20% down payment feel free to contact me regarding the best new loan product in Florida for homebuyers up to the $825,000 price range.   This product is one loan, up to 90% LTV wit...
05/09/2014
  Below are the steps to follow for establishing credit before your purchase your first home   Establish or maintain 3 credit card/installment accounts with small limits never using no more than 20% of the available balance.   Better yet, just use the cards to pay for a tank of gas, then pay it o...
05/09/2014
I am a licensed mortgage loan originator with over 13 years’ experience in the mortgage industry. I specialize in Home Purchases and Refinances in Florida. I have helped over 1500 homeowners realize their dreams of home ownership, with many repeat and referral clients. Below are some highlights o...
05/09/2014
If you are seeking a condo purchase as a primary residence, second home or an investment property in Florida, Bay to Bay Lending has financing options for you with great rates and very low fees   These are traditional Fannie Mae & Freddie Mac Loans that require Private Mortgage Insurance above 80...
05/09/2014
  VA loans are often made without any down payment at all. Aside from the veteran's certificate of eligibility and the fact that the appraiser is assigned by VA, the application process is not much different than any other type of mortgage loan.    Bay to Bay Lending is approved for automatic pro...
05/09/2014
The United States Senate has just passed "The Homeowner Flood Insurance Affordability Act" by a vote of 72-22 (both US Senator Nelson and Senator Rubio voted in favor of the bill. This is the bill the US House passed on March 4. This is incredible news for Florida REALTORS� and property owners. T...
03/18/2014
Bay to Bay Lending is the Top Mortgage Broker in Tampa http://americatop10.com/florida/tampa/top10/mortgage-brokers If you are seeking a home and have been turned down then please contact me for all of the details, rtaes and fees for this very limited loan program for the State of Florida Only.. ...
01/30/2014
If you have a recent foreclosure or have had a short sale on a property in the last 4 years you already know that you do not qualify for conventional financing in the State of Florida. I have a solution for you and have answers for completing your mortgage needs in todays market I can complete a ...
12/17/2013
Purchase a Home In Florida with as Little as 3% Down on Conventional Financing and Have NO PMI with this Portfolio Product since Fannie Mae now Requires 5% Down If you are seeking a home purchase in the State of Florida and your only option appears to be FHA due to this loan type requiring only 3...
12/14/2013
Purchase a Home In Florida with as Little as 5% Down on Conventional Financing and Have NO PMI If you are seeking a home purchase in the State of Florida and your only option appears to be FHA due to this loan type requiring only 3.5% down then you need to read this article. Private Mortgage Insu...
12/14/2013
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Jason Hands

Purchase Specialist - www.mortgagestampa.org
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