mobile: ACTIVE REAL ESTATE FORECLOSURES FOR SALE IN MOBILE AL - 06/07/2013 - 06/07/13 07:32 AM
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Mortgage rates have hit their highest level in more than a year, making homes more expensive for buyers who finance their purchases.

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The rate on a 30-year fixed-rate mortgage jumped 0.22 percentage point to 3.81% this week, according to Freddie Mac. That's up 15% from the record low of 3.31% set the week of November 21, 2012 and the highest rate since it hit 3.83% the week … (1 comments)

mobile: ACTIVE REAL ESTATE FORECLOSURES FOR SALE IN MOBILE AL- 06/06/2013 - 06/06/13 06:57 AM
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Say goodbye to ultra-low mortgage rates. 
In the past month, rates have been on the rise and they are expected to continue to climb. Last week, the average rate on a 30-year fixed-rate mortgage climbed to 3.81%, up from 3.3% in early May, according to mortgage giant Freddie Mac. Meanwhile, those seeking a 15-year loan received an average rate of 2.98%, up from 2.56% a month earlier -- a record low. 

ACTIVE REAL ESTATE FORECLOSURES FOR … (0 comments)

mobile: ACTIVE REAL ESTATE FORECLOSURES FOR SALE IN MOBILE AL- 06/05/2013 - 06/05/13 07:06 AM
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2 Important Tidbits This Morning!!! Happy Hump-Day! 

1. 
U.S. home prices including distressed sales rose for the 14th straight month in April, posting their highest year-over-year increase in more than seven years, according to analytics firm CoreLogic.

ACTIVE REAL ESTATE FORECLOSURES FOR SALE IN MOBILE AL
“Increasing demand for new and existing homes, coupled with low inventory, has created a virtuous cycle for price gains, most clearly seen in the Western states with year-over-year gains of … (1 comments)

mobile: ACTIVE REAL ESTATE FORECLOSURES FOR SALE IN MOBILE AL- 06/04/2013 - 06/04/13 08:28 AM
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Years of slow recovery, low rates lie ahead 
During the Inquisition, the first step in extracting a confession or recantation of heresy was to show the accused the instruments to be used in the next stage. A glance at tongs, or the rack, and many would sing on the spot.
 
So it was this week. The Fed inflicted no pain at all, just talked about the potential decision ahead, not yet made, considering at some point, maybe, … (0 comments)

mobile: ACTIVE REAL ESTATE FORECLOSURES FOR SALE IN MOBILE AL - 5/16/2013 - 05/16/13 06:02 PM
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Foreclosure activity hit a six-year low in April, according to the latest report from public records data aggregator RealtyTrac, although scheduled foreclosure auctions posted annual increases in 15 of 26 states where courts handle the foreclosure process — a development that could help alleviate inventory shortages in some markets.

ACTIVE REAL ESTATE FORECLOSURES FOR SALE IN MOBILE AL
The overall decline in foreclosure activity comes as other market bellwethers continue to point towards a recovery. Home … (0 comments)

mobile: ACTIVE REAL ESTATE FORECLOSURES FOR SALE IN MOBILE AL - 05/16/2013 - 05/16/13 06:01 PM
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Foreclosure activity hit a six-year low in April, according to the latest report from public records data aggregator RealtyTrac, although scheduled foreclosure auctions posted annual increases in 15 of 26 states where courts handle the foreclosure process — a development that could help alleviate inventory shortages in some markets.

ACTIVE REAL ESTATE FORECLOSURES FOR SALE IN MOBILE AL
The overall decline in foreclosure activity comes as other market bellwethers continue to point towards a recovery. Home … (0 comments)

mobile: ACTIVE REAL ESTATE FORECLOSURES FOR SALE IN MOBILE AL- 05/15/2013 - 05/15/13 03:55 PM
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The median existing single-family home price posted its biggest annual gain in more than seven years in the first quarter of 2013, as market conditions for home sellers continued to improve and home sales increased, the National Association of Realtors (NAR) reported today.

ACTIVE REAL ESTATE FORECLOSURES FOR SALE IN MOBILE AL
The median home price leaped 11.3 percent on an annual basis in the first quarter of 2013, rising from $158,600 to $176,600, according to NAR’s … (0 comments)

mobile: ACTIVE REAL ESTATE FORECLOSURES FOR SALE IN MOBILE AL- 04/25/2013 - 04/25/13 01:50 PM
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The number of homes lost to foreclosure is closing in on levels not seen since before the housing meltdown.

Foreclosure filings -- including notices of default, scheduled auctions and bank repossessions -- during the first quarter fell 23% from a year earlier, the lowest level since the second quarter of 2007.

ACTIVE REAL ESTATE FORECLOSURES FOR SALE IN MOBILE AL
 Last month, banks repossessed just under 44,000 homes. In September 2010, repossessions topped 100,000 a month.
(1 comments)

mobile: ACTIVE REAL ESTATE FORECLOSURES FOR SALE IN MOBILE AL - 04/22/2013 - 04/22/13 03:50 PM
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Existing-home sales slipped 0.6 percent from February to March as a lack of home inventory continued to constrain purchases, the National Association of Realtors (NAR) reported today.

At a seasonally adjusted annual rate of 4.92 million, existing-home sales were still 10.3 percent higher than a year earlier, NAR said.

ACTIVE REAL ESTATE FORECLOSURES FOR SALE IN MOBILE AL
"Buyer traffic is 25 percent above a year ago when we were already seeing notable gains in shopping … (0 comments)

mobile: ACTIVE REAL ESTATE FORECLOSURES FOR SALE IN MOBILE AL- 04/03/2013 - 04/03/13 07:55 AM
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Home prices post highest increase in nearly 7 years. Alabama Values Decline!!

Home prices rose the most that they have in nearly seven years in February, largely due to outsized price appreciation in Western states, according to analytics firm CoreLogic.

ACTIVE REAL ESTATE FORECLOSURES FOR SALE IN MOBILE AL
Prices including distressed sales (short sales and repossessed-home sales) jumped 10.2 percent on an annual basis in February, marking the biggest year-over-year increase since March 2006, the … (0 comments)

mobile: ACTIVE REAL ESTATE FORECLOSURES FOR SALE IN MOBILE AL- 04/01/2013 - 04/01/13 02:16 PM
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Mortgage rates edged up last week as investors shook off worries about the European debt crisis and remained optimistic about the U.S. economy and prospects for growth.

Rates on 30-year fixed-rate mortgages averaged 3.57 percent with an average 0.8 point for the week ending March 28, up from 3.54 percent last week but down from 3.99 percent a year ago, Freddie Mac said in releasing the results of its latest Primary Mortgage Market Survey.

ACTIVE REAL … (0 comments)

mobile: ACTIVE REAL ESTATE FORECLOSURES FOR SALE IN MOBILE AL- 03/26/2013 - 03/26/13 04:28 PM
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Home prices: Biggest rise since housing bubble
Home prices posted their biggest gain since 2006 in January.

Home prices continued their recovery, rising 8.1% in January, although a separate report showed a slight slowdown in new-home sales. The S&P Case-Shiller index, which tracks the 20 largest markets in the nation, showed the biggest year-over-year gain in prices since June 2006.

ACTIVE REAL ESTATE FORECLOSURES FOR SALE IN MOBILE AL
"This marks the highest increase since the … (0 comments)

mobile: ACTIVE REAL ESTATE FORECLOSURES FOR SALE IN MOBILE AL- 03/25/2013 - 03/25/13 06:51 AM
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Existing-home sales and prices posted strong year-over-year gains in February, while inventory remained tight but eased slightly, according to a monthly report released today by the National Association of Realtors (NAR).

Existing homes, which include single-family, townhomes, condominiums and co-ops, sold at a seasonally adjusted annual rate of 4.98 million during February, up 0.8 percent from January and 10.2 percent from a year ago. That's the fastest pace of sales since November 2009 when the first-time homebuyer … (0 comments)

mobile: ACTIVE REAL ESTATE FORECLOSURES FOR SALE IN MOBILE AL - 03/20/2013 - 03/20/13 05:39 AM
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Homebuilders were a lot busier in February than they were a year ago, starting construction on 27.7 percent more units.

ACTIVE REAL ESTATE FORECLOSURES FOR SALE IN MOBILE AL
Aside from the 982,000 mark seen in December 2012, February's seasonally adjusted annual rate of 917,000 home starts was the highest since July 2008 when it reached 949,000.

ACTIVE REAL ESTATE FORECLOSURES FOR SALE IN MOBILE AL
Housing starts of all types were up 0.8 percent … (2 comments)

mobile: ACTIVE REAL ESTATE FORECLOSURES FOR SALE IN MOBILE AL- 03/12/2013 - 03/12/13 05:24 AM
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The unemployment rate dropped to its lowest level since December 2008 in February, as nonfarm payroll employment added 236,000 jobs to the economy, the Bureau of Labor Statistics reported today.

The monthly growth pushed down the unemployment rate from 7.9 percent in January to 7.7 percent in February, according to the report.

ACTIVE REAL ESTATE FORECLOSURES FOR SALE IN MOBILE AL
The improving economic conditions captured in the report are partly attributable to robust growth in … (0 comments)

mobile: ACTIVE REAL ESTATE FORECLOSURES FOR SALE IN MOBILE AL- 02/13/2013 - 02/13/13 08:11 AM
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There's a battle getting under way on Capitol Hill that could affect the ability of hundreds of thousands of first-time and moderate-income families to buy a home with a low down payment.

It's a fight over the nearly 80-year mission of the Federal Housing Administration to support home buying by people who are otherwise cut out by the conventional marketplace.

ACTIVE REAL ESTATE FORECLOSURES FOR SALE IN MOBILE AL
Their credit doesn't quite make the grade; … (0 comments)

mobile: ACTIVE REAL ESTATE FORECLOSURES FOR SALE IN MOBILE AL- 02/11/2013 - 02/11/13 04:13 PM
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Home prices show strongest growth in 7 years
The median home price nationwide saw its biggest jump in seven years last quarter as for-sale inventory hit its lowest level in 12 years, according to a quarterly report from the National Association of Realtors.

ACTIVE REAL ESTATE FORECLOSURES FOR SALE IN MOBILE AL
Of 152 metro areas, 133 (87.5 percent) saw their median sales prices rise year over year in fourth-quarter 2012 compared with 120 in the third quarter … (0 comments)

mobile: ACTIVE REAL ESTATE FORECLOSURES FOR SALE IN MOBILE AL- 02/06/2013 - 02/06/13 07:56 AM
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The sustained rise in long-term rates in January has stabilized for the moment, and its causes are becoming clear.

Mortgages have risen from 3.50 percent or below in the prior five months to roughly 3.75 percent, and the almighty 10-year T-note from a centerline near 1.75 percent to almost 2 percent. The rise has been puzzling.

ACTIVE REAL ESTATE FORECLOSURES FOR SALE IN MOBILE AL
The Fed committed just last fall to buy $40 billion a month … (0 comments)

mobile: ACTIVE REAL ESTATE FORECLOSURES FOR SALE IN MOBILE AL- 02/04/2013 - 02/04/13 08:16 PM
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Borrowers for whom a loan modification or short sale is not a feasible alternative to foreclosure will soon have the option of handing their property over to the bank, regardless of whether they are current on their payments.

As of March 1, borrowers who are current on their mortgage but meet certain criteria will be eligible for a deed-in-lieu of foreclosure or "mortgage release."

ACTIVE REAL ESTATE FORECLOSURES FOR SALE IN MOBILE AL
Mortgage giants Fannie … (0 comments)

mobile: ACTIVE REAL ESTATE FORECLOSURES FOR SALE IN MOBILE AL - 02/01/2013 - 02/01/13 05:44 AM
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It's true: Bad neighbors can ding home values. Appraisers even have a term for bad neighborhoods and other troublesome hyperlocal issues that can affect property values: external obsolescence.

"I've seen many situations where external factors, such as living near a bad neighbor, can lower home values by more than 5 to 10 percent," said Appraisal Institute President Richard L. Borges II, in a statement. "Homeowners should be aware of what is going on in their neighborhood and … (0 comments)

 
Steven Roantes,  "Ensuring Your Insurance!" (Mutual of Omaha)

Steven Roantes

"Ensuring Your Insurance!"

New Orleans, LA

More about me…

Mutual of Omaha

Address: New Orleans, Louisiana Metro Area Insurance, 3500 N. Causeway Blvd, Ste 1516, New Orleans, LA, 70116

Mobile: (504) 402-5925

Office: (504) 264-1230

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A JOURNAL INDICATING THE DAY TO DAY ACTIVITIES OF J. STEVEN ROANTES OF MUTUAL OF OMAHA; A NEW ORLEANS LA INSURANCE AND REAL ESTATE SALES CONSULTANT WHO SPECIALIZES IN THE FOLLOWING AREAS: property sales NEW ORLEANS LA Homes, custom homes NEW ORLEANS LA, foreclosure NEW ORLEANS LA, luxury homes NEW ORLEANS LA, realtor NEW ORLEANS LA, real estate sales NEW ORLEANS LA, relocation NEW ORLEANS LA, real estate agent NEW ORLEANS LA, home sales NEW ORLEANS LA, coastal homes NEW ORLEANS LA, NEW ORLEANS LA Homes, NEW ORLEANS LA Real Estate


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