century 21: No Major Storms at Halfway Point of 2013 Hurricane Season in Florida! - 09/06/13 06:17 PM
Seven days ago, at the start of September, we passed the halfway point of the 2013 hurricane season here in the Sunshine State of Florida. The season runs from June 1st to November 30th of each year. So far we have had no major storms at all.
We have had a summer that seemed rainier than normal, but we needed the extra moisture to replenish our underground aquifers that have become depleted over the past years. The extra precipitation also greatly diminished the risk of wildfires. I can't remember hearing of a single one so far this summer near here. Just a … (3 comments)

century 21: John Elwell's September 2013 CENTURY 21 Florida Newsletter is Ready! - 09/01/13 04:42 PM
My September 2013 Real Estate Newsletter is now available for download as a PDF (Adobe Acrobat) file that all computers should be able to open.
Just click on the following link to download this month's newsletter: Download September 2013 Newsletter  I hope that you will find this month's articles interesting and helpful.
If you would like to receive these newsletters automatically each month in the future, just send me an e-mail and let me know. I would be glad to add you to my e-mailing list. You can e-mail me at: jelwell1@tampabay.rr.com or call me at: 813-783-4444
I also invite you to … (0 comments)

century 21: Average Mortgage Interest Rates Drop a Bit This Week - 08/29/13 05:21 PM
Today, 8/29/2013, Freddie Mac reported that the average mortgage interest rate for 30 year fixed-rate mortgage was 4.51% down from 4.58% last week. The average interest rate for 15 year fixed-rate mortgages was 3.54%, down from 3.60% last week. A year ago the 30 year rate was 3.59%.
Apparently some experts think that the gradual increase in mortgage interest rates had some effect on new home sales in July. This is making them believe that perhaps the Federal Reserve will not be so quick to allow rates to rise a lot in the near future. Guess they don't want to throw a "wrench into the works" … (0 comments)

century 21: 2013 TRIM - Truth in Millage Property Tax Notices Arrive in Florida - 08/16/13 07:07 PM

When I opened my mailbox today (8/16/2013) I found a letter from Mike Wells, the Pasco County Property Appraiser where I live, telling me what my proposed property taxes for 2013 would likely be. Probably most of Florida's residents are also receiving these notices, also called Truth in Millage (TRIM). notices. It is worth your while to closely examine the one that pertains to the property(s) that you own.
The notice will show you 3 main things:
What your property taxes were last year. What they will be this year if proposed budget changes are not made. What they will be if proposed budget changes … (0 comments)

century 21: Mortgage Interest Rates Stay About the Same for Another Week - 08/15/13 04:23 PM
Today, 8/15/2013, Freddie Mac reported that the average mortgage interest rate for 30 year fixed-rate mortgage was 4.40% unchanged from last week. The average interest rate for 15 year fixed-rate mortgages was 3.44%, up from 3.43% last week. A year ago the 30 year rate was 3.62%.
Freddie Mac's Vice President said, "Fixed mortgage rates have been bouncing around over the past few weeks on market speculation that the Fed will taper some of its monetary stimulus. In fact, 65 percent of economists surveyed by Bloomberg expect the Fed to reduce the amount of bond purchases at its September 17th and 18th monetary policy committee meetings. … (0 comments)

century 21: Another Week of Unchanging Mortgage Interest Rates says Freddie Mac - 08/08/13 02:42 PM
Today, 8/8/2013, Freddie Mac reported that the average mortgage interest rate for 30 year fixed-rate mortgage was 4.40% up from 4.39% last week. The average interest rate for 15 year fixed-rate mortgages was 3.43%, unchanged from last week. A year ago the 30 year rate was 3.59%.
It appears that we are in somewhat of a holding pattern with interest rates holding steady again for a third week. Uncertain economic news seems to be the factor that is keeping the rates from making more definitive moves. Good news is that it is giving buyers time to find a home they like in markets that are … (0 comments)

century 21: John Elwell's August 2013 Real Estate Newsletter Can Be Found Here! - 08/03/13 06:53 PM
My August 2013 Real Estate Newsletter is now available for download as a PDF (Adobe Acrobat) file that all computers should be able to open.
Just click on the following link to download this month's newsletter: Download August 2013 Newsletter  I hope that you will find this month's articles interesting and helpful.
If you would like to receive these newsletters automatically each month in the future, just send me an e-mail and let me know. I would be glad to add you to my e-mailing list. You can e-mail me at: jelwell1@tampabay.rr.com or call me at: 813-783-4444
I also invite you to … (0 comments)

century 21: Average Mortgage Interest Rates Teeter Back-and-Forth Lately - 08/01/13 03:24 PM
Today, 8/1/2013, Freddie Mac reported that the average mortgage interest rate for 30 year fixed-rate mortgage was 4.39%  up from 4.31% last week. The average interest rate for 15 year fixed-rate mortgages was 3.43%, up from 3.39% last week. A year ago the 30 year rate was 3.55%.
Rates seem to be hovering around the same spot for the past few weeks. Still very low and they make homes more affordable for those who qualify with their credit histories. But as almost always happens, as the market continues to recover, so do prices.
For a few years now I have told you that we … (0 comments)

century 21: Second Week with Small Drop in Average Mortgage Interest Rates - 07/25/13 03:15 PM
Today, 7/18/2013, Freddie Mac reported that the average mortgage interest rate for 30 year fixed-rate mortgage was 4.31%  down from 4.37% last week. The average interest rate for 15 year fixed-rate mortgages was 3.39%, down from 3.41% last week. A year ago the 30 year rate was 3.49%.
So, another week with a small drop in rates. But I would not "bet the farm" that we are going to see them get back to the 3.6% range any time soon. That ship has probably sailed. That said, the current rates are nothing to sneeze at and look very cheap compared to those of less … (0 comments)

century 21: Houses, Villas, and Condos for Sale in Zephyrhills, FL as of 7-20-2013 - 07/20/13 05:10 PM
If you are looking for your place under the Florida sun, Zephyrhills could be just the spot that you are searching for. Cold winds are blowing up north. Are you ready for the ice and snow??? Those are no problem here. In just a few short months more and more winter visitors and residents will be arriving. Lots of out-of-state license plates all over the place!
To assist you, I am attaching an updated Adobe PDF file to this post that shows just some of the single-family houses, villas, condos, and townhomes that are currently available for purchase here as of April 20, 2013. … (0 comments)

century 21: Mobile Homes For Sale with Lots in Zephyrhills, FL as of 7-20-2013 - 07/20/13 04:52 PM
Want to find a place where you can escape winter's icy blasts or just a place to live in year round? Well, Zephyrhills, Florida might be just the perfect corner of the USA where you can find a refuge from the snowing and blowing. Snowbirds are already beginning to return and we see many more out-of-state license plates around town. This will only increase as it gets colder and colder up north!
To assist you, I am attaching an updated Adobe PDF file to this post of the mobile homes that are currently available for purchase here as of July 20, 2013. … (0 comments)

century 21: After Some Large Jumps, Mortgage Interest Rates Fall Back a Bit - 07/18/13 03:09 PM
Today, 7/18/2013, Freddie Mac reported that the average mortgage interest rate for 30 year fixed-rate mortgage was 4.37%  down from 4.51% last week. The average interest rate for 15 year fixed-rate mortgages was 3.41%, down from 3.53% last week. A year ago the 30 year rate was 3.53%.
Even though rates are still well above the LOW levels they were just a few weeks ago, at least the rapid upward movement has abated a bit this week. Maybe this is just a "breather" or perhaps we are at a plateau where we will hover around the 4.5% level for a while. There is little … (0 comments)

century 21: South Hill Mobile Home Available w/lot for Purchase in Zephyrhills, FL - 07/13/13 12:47 PM

This attractive residence is located in South Hill Mobile Home Park, one of Zephyrhills, Florida's more popular subdivisions. You own the land under the homes here. There is no lot rent to pay.
Forget what you believe single-wide mobile homes are like. This 1,056 sq ft, 2 bedroom/2 bath home has a “split bedroom floor plan” with a master bedroom at one end of the home and the 2nd bedroom at the other.
Between these two spaces you have a spacious living room, kitchen and dining area. Its design and vaulted ceilings make it feel larger than many double-wide mobiles out there! … (0 comments)

century 21: After Last Week's Drop, Mortgage Interest Rates Bounce Higher! - 07/11/13 03:41 PM
Today, 7/11/2013 Freddie Mac reported that the average mortgage interest rate for 30 year fixed-rate mortgage was 4.51%  up from 4.29% last week. The average interest rate for 15 year fixed-rate mortgages was 3.53%, up from 3.39% last week. A year ago the 30 year rate was 3.56%.
So after falling back a little last week after the large jump of the previous week, not average mortgage interest rates are right back up around the 4.5% mark for 30 year fixed-rate mortgage products. Most people are now saying that the days of being able to snap up loans with rates in the mid … (0 comments)

century 21: After a HUGE Jump Last Week, Mortgage Interest Rates Settle Lower - 07/03/13 11:29 AM
Today, 7/3/2013 Freddie Mac reported that the average mortgage interest rate for 30 year fixed-rate mortgage was 4.29%  up from 4.46% last week. The average interest rate for 15 year fixed-rate mortgages was 3.39%, up from 3.50% last week. A year ago the 30 year rate was 3.62%.
Perhaps the shock of last weeks big jump will be a motivator for some people who were still delaying. Keep in mind that even at 4.46% the rates were very low compared to those of the not-so-distant past. In 2005 I was paying over 6%. So if you are going to be buying in the … (0 comments)

century 21: Celebrate Sparklebration 2013 on July 4th in Dade City, Florida! - 07/01/13 02:58 PM

Again this year the residents of Eastern Pasco County in Florida can enjoy the Fourth of July at the Pasco County Fairgrounds where Sparklebration 2013 will take place. The fairgrounds are located at 36722 State Road 52, just west of Dade City.
The gates will open at 12 Noon and activities will continue on into the night, with a fireworks display at 9:15 PM. There will be food, entertainment, and activities for the whole family. Some of which will include:
Baby Pageant 12:30 PM Kids Bounce House Jumpers and Waterslides for kids Pony Rides Petting Zoo Skydivers at 5:50 PM Local Entertainment … (0 comments)

century 21: June 2013 Florida Real Estate Newsletter from John Elwell - 07/01/13 12:46 PM
My July 2013 Real Estate Newsletter is now available for download as a PDF (Adobe Acrobat) file that all computers should be able to open.
Just click on the following link to download this month's newsletter: Download July 2013 Newsletter  I hope that you will find this month's articles interesting and helpful.
If you would like to receive these newsletters automatically each month in the future, just send me an e-mail and let me know. I would be glad to add you to my e-mailing list. You can e-mail me at: jelwell1@tampabay.rr.com or call me at: 813-783-4444
I also invite you to visit my … (0 comments)

century 21: Mortgage Interest Rates Take Huge Jump This Week! Ouch! - 06/27/13 02:08 PM
Today, 6/27/2013 Freddie Mac reported that the average mortgage interest rate for 30 year fixed-rate mortgage was 4.46%  up from 3.93% last week. The average interest rate for 15 year fixed-rate mortgages was 3.50%, up from 3.04% last week. A year ago the 30 year rate was 3.66%.
Yesterday, I posted that this huge leap in rates was not unexpected and had been rumored since very late last week. If you recall, last week there was no "commentary" from a Freddie Mac spokesperson, as had always been the case. Even right now, last weeks press release has no commentary. Makes you wonder if … (0 comments)

century 21: After 6 Weeks of Increases, Interest Rates Take a Breather This Week - 06/20/13 03:01 PM
Today, 6/20/2013 Freddie Mac reported that the average mortgage interest rate for 30 year fixed-rate mortgage was 3.93%  down from 3.98% last week. The average interest rate for 15 year fixed-rate mortgages was 3.04%, down from 3.10% last week. A year ago the 30 year rate was Unavailable.
What is going to happen now. The steady upward march of rates has stopped, at least for this week. Though most experts say that in the long run this year, rates will continue to rise to higher levels.
This may be a respite that will allow buyers to step up and buy a home. Inventories … (0 comments)

century 21: A Hurricane Tracking Map to Help You Keep an Eye on 2013's Storms - 06/09/13 04:02 PM
On June 1st the 2013 Hurricane Season began. Let's hope that this year will be a quiet one. Though it would be nice is some mild tropical storms or depressions would swing by to drop off some much needed rain here in Florida.
The National Hurricane Center has a hurricane tracking map that you can download in PDF format. Print it up, put it on your fridge or bulletin board, and you can monitor any storms that might be approaching our area. Kind of fun to do as long as the storms do not get too close.
You can get the … (0 comments)

 
John Elwell (CENTURY 21 Bill Nye Realty, Inc.) Rainmaker large

John Elwell

Zephyrhills, FL

More about me…

CENTURY 21 Bill Nye Realty, Inc.

Address: 34619 State Road 54, Zephyrhills, FL, 33541

Mobile: (813) 783-4444

Office: (813) 715-6810

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Real estate news, opinions, and listings from Zephyrhills, Pasco County, Florida and the west central region of Florida in general. Licensed in Florida.


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