Julia Rogers Segovia's (juliasegovia) Blog

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Real Estate Mortgage Broker - Wells Fargo Home Mortgage
RECENT BLOG POSTS
Mortgage lenders are really starting to tighten their standards in the subprime lending area. The subprime customer is one with poor credit history, low equity, those who need to state their income or assets and especially those who want to go to 95% of the value or higher. This represents approx...
Posted about 7 years ago
Okay, I am really going to try not to be pessimistic in this post, even if I may be feeling that way. I really do live by the basic principle that what you put out, you get back. Put out kindness, decency, fairness, etc., and that is what will be returned to you. Sort of like the Law of Attractio...
Posted about 7 years ago
Every week, I send out an email to all local Realtors, titled, "Rate Knowledge going into the Weekend." It includes commentary on the current state of the market and mortgage interest rates and a list of rates and programs. I will also include that information here each Thursday, for anyone inter...
Posted about 7 years ago
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Every Thursday, I send out an email to all local Realtors, titled, "Rate Knowledge going into the Weekend." It includes commentary on the current state of the market and mortgage interest rates and a list of rates and programs. I will also include that information here each Thursday, for anyone i...
Posted about 7 years ago
In my monthly newsletter that I send to my clients, my featured article this month is on how to improve your credit score. This is an important issue to me, because I don't feel that there is enough information and education out there when it comes to understanding your credit and what you need t...
Posted about 7 years ago
For the first time this year, the Federal Open Market Committee met and decided to keep the Federal Funds rate at 5.25%. The Prime Rate is fixed at 3% over whatever the Federal Funds rate is, so it remains at 8.25%. Many borrowers track the movement of the Prime Rate because it is the rate that H...
Posted about 7 years ago
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Julia Rogers Segovia

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