"Take time to deliberate; but when the time for action arrives, stop thinking and go in."  - Napoleon Bonaparte         ELECTION DAY, November 4th.  GET OUT AND VOTE! Set your clock back one hour: November 2nd at 2am Special Events : The Ar-BOO-retum-Minnesota Landscape Arboretum - Fri 8a-6p; w...
Have you considered your vine and branches in the housing market business?  How healthy is your vine?  Have you trimmed the branches to have a healthy and prosperous business? "I am the Vine; you are the Branches".  Have you ever heard that before?  Yes, it's in the Bible, John 15:5.  It is a ver...
Did you know... "bad politicians are sent to Washington by good people who don't vote."  - William E. Simon Special Events : Linda's Celler- Vintage junk, antiques and seasonal décor items.  Thu-Fri 10a-5p; Sat 10a-4p; 112 E. 2nd Street, Chaska 612-987-9898 Mustard Moon - Vintage wares, home good...
Your guide to weekend events around Carver, Chanhassen, Chaska, Victoria, and Eden Prairie.  October 17-19,2008 Fri54°F | 40°F Sat65°F | 47°F Sun61°F | 40°F Special Events: Carver-Scott Humane Society Adoption- Sat, noon-3pm, Petco, 8020 Glen Lane, Eden Prairie Screamtown- Four pants-soiling attr...
Your guide to weekend events around Carver, Chanhassen, Chaska, Victoria and Eden Prairie Oct 10-12, 2008               Whatever it is the government does, sensible Americans would prefer that the government do it to somebody else. - P.J. O'Rourke (1947-) U.S. humorist, journalist & political co...
How does your money work for you? Do you use your mortgage as a tax deductible financial tool, not just a debt? Here is what a properly structured mortgage will do for you: ü      Allow YOU to invest more money into retirement and college savings plans.  (Maximize your tax benefits and montly sav...
"Youth is like spring, an over-praised season more remarkable for biting winds than gentle breezes.  Autumn is the mellower season, and what we lose in flowers we more than gain in fruits."  Samuel Butler     Who do I love in my life?  Why do I love them?  How will I show them? What will I do to ...
Yesterday I was extremely busy answering two cell phones, when my direct dial office line rang.  I answered it.  It was a reporter with USA Today.  She clearly and professionally introduced herself to me.  I was like "wow"!  She was searching the Internet regarding HELOC's (Home Equity Line of Mo...
I have to be honest and say I have been shaking my head a lot lately and asking "why"?  Wondering "why"? When will it end?  When will my head quit spinning from all the lending changes?  When will we (or should I say our politicians) be smart enough to remedy the situation before it is completely...
Most of the important things in the world have been accomplished by people who have kept on trying when there seemed to be no hope at all.  - Dale Carnegie What will I do to surprise my spouse/children/friends and make them smile? What book will I read tonight to enlighten and inspire me? What ar...

Joyce Windschitl Hercules

MN, FL, WI & CO Mortgage Consultant
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